Detergent supplier

Hellen

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Hellen

Member since

February 2018

On-time repayments

18 installments  •  89%

About Me

Iam Hellen Kanyua,i was born in meru county.I grew up well and i rich in class eight school fees was hard to get because my parents were not working.I struggled with life until one day my uncle told me to he will give me small capital to start a business,i was very happy though he gave me on one condition that i should return his money back. I started a small business of making detergents and selling to the neighbourhood.My children are working very hard to be better than me in future.

My Business

I want loan so that i will be able to rent a small house where i will be making soap and detergents.The goods have demand because where i am located there are so many people and there is nobody around who is doing such a job.I chose this business because the capital is not much.When i get profit i will be able to pay school fees for my children and also i will expand the business.

Loan Proposal

When i get loan i will add the buckets,which will help me to mix the products.This is because the loan that am getting is not more.This will create a big different because there will be a good mixture and every customer will like it.This will make my business to increase by 10%.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$10.00

Date disbursed

Jul 27, 2018

Repayment status

On Time

Projected term

3 weeks

Lenders

G

glh25

Winooski, United States

Genuine Interest

Singapore, Singapore

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  • Hellen    May 20, 2019

    Hello Laurie,am well in the lord.If you see me writing to you i have written to the staff many times and they are not replying to my messages.having kes.4,400 for somebody at this time and your are not responding to the messages it is too bad and they are not treating there customers well.So am kindly requesting you to talk to them.Thank you.Hellen.

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    • (Comment deleted by author)

      • Hellen    May 21, 2019

        Hi Laurie,

        Good morning,thanks a lot for your quick response.I send there money to there account on 12th,may and i have been sending to them the messages since 13th,may and they have never responded to any of my messages.Thanks a lot for your concern and i will be very glad when they return my money back.God bless you.
        kind regards,
        Hellen.
        Hellen

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      • (Comment deleted by author)

        • Hellen    May 22, 2019

          Thanks a lot Laurie for your kind help, may God bless you so much.It is my prayer that Julia will look at my case seriously because that money i was given by somebody for the school fees of my kids and up to now they are at home because i have no other money to pay for them.Thanks a lot and have a blessed time.

          kind regards.

          Hellen

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    • Julia    May 22, 2019

      Hi Hellen, I'm sorry you did not receive a response to your messages. I see that you have sent three messages from your Help page, and all three them were responded to timely by our team. You may find the responses in the Help Messages page of your account.

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      • Hellen    May 23, 2019

        Hello Julia,am happy for your concern.am not getting the responses you are talking about .In help messages page the last message was for august 2018 and its talking about loan disbursement.So please help.

        kind regards.
        Hellen

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        • Julia    May 24, 2019

          Yes, it seems you have not sent a Help message since then. If you need assistance, please use the Help page to send a new message. (Make sure you are sending a Help message, not posting in the Forum.)

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          • Hellen    May 27, 2019

            Hello Julia,thanks for you feedback, but the help message page is not opening.I need your assistance please.I told you earlier that the money was meant to pay school fees for my kid and up to date she is at home.I don't know exactly what you want because i send you the money by mistake, and the transaction is NECOUU4M40.ksh 4,400 sent to Zidisha Inc.for account 0726635862 on 12/5/19 at 12;27pm.So if you received my money and i don't have your loan,then i don't know why it is taking time to return my money back.

            kind regards.
            Hellen.

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            • Admin    May 28, 2019

              Hi Hellen, I was able to locate the payment and have refunded it to you just now.

              For the Help page, what happens when you try to open it? We are not seeing any errors from our side.

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  • Hellen    May 15, 2019

    Hi this is Hellen ,i kindly inform you that on Sunday 12th,may 2019, i sent the kshs.4,400 to your account by mistake.kindly asking asking please to return back my money.I will be very grateful when you do so.my number is 0726635862.thank you.

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  • Hellen    Oct 19, 2018

    Hi this is Hellen, it's long since I communicated but am okey.am writing this letter due to the message I received from you last night,telling me that I have a loan of 1340,but to me I think I had cleared all my loan. you had been supportive but I had to pause abit from applying another loan because I was struggling to pay. so I would like that you counter check again and get my name cleared before going ahead and putting my name in crb as you had indicated earlier in your letter. thanks Hellen.

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  • Hellen    Aug 21, 2018

    Greetings, am happy to hear from you again and am grateful to hear that you're still thinking and praying for my business. yes sometimes its very challenging when the sales are very low and there are bills to pay, because it doesn't matter whether you are making money or not. but I thank God for this far the support and advices that you give me. I didn't consider the idea of selling the diapers as you had advised because the area I live people are mixed up meaning that not many who are well up so very few can afford to buy the because according to the research I did, I realized many of them use napkins instead. the other thing which I was thinking about or rather to do besides products is to sell foodstuffs like rice cereals.though this needs a higher capital to start.but I will check on what else to include.my prices are not low only that there a lot of competition in these products I do sell to my neighbors only that atfer buying they take long to buy again. we normally budget but sometimes it goes higher than the savings. but in everything I thank God for this far and also zidisha for in it I have grown not the way I was when I was starting. thanks so much and God bless you Hellen.

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  • James    Aug 20, 2018

    Greetings Hellen, James here. It's been awhile since I have written, but be assured that you and your business are on my mind and in my prayers every day. Business does have it's low times, slow sales, etc. My business had such times every year, and usually about the same time. My business was not in selling products, we were a service type company. When business is slow then income is low. When your business is slow all you can do is wait till it picks up again, visit your customers and see if they need to reorder, try to get more customers by visiting new places and giving a card and sample, add new products to sell. Besides visiting those new business places, do you sell to your neighbors around you? Also are you charging enough for your products? It could be that your profit margin is too low, and so low income. Perhaps you need to raise you prices a little. Have you thought anymore about selling the diapers? I see you have missed paying on your loan. Perhaps you need to save more of your profits to make the weekly payments. I know we all have living expenses, and unexpected emergencies happen too. Also you have to buy supplies to make the products, or resell products if you buy them wholesale. Perhaps you have had more expenses than usual, and that does happen sometimes. Perhaps you and your husband can make some kind of budget if you don't already have one, total income devided into living expenses, business supplies to buy, loan repayment, savings account if possible, etc. Consider selling new items if possible, like the diapers, or paper supplies. What kind of businesses are around you that use other kinds of products that you can buy wholesale and then resell to them (like you would with the diapers)? Well Hellen, this is all I can think of now. Take care, greet the family, write when you can. James

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  • Hellen    Jul 24, 2018

    Hello zidisha team.I am Hellen, i take this opportunity to thank you so much for the things you are doing to the community here.The loan i got last was not so much so i made only to add the stock a bit but i am very thankful.The purchase has made a little change because the things i bought were not more,but i am trusting God that when i get the loan i am applying i will make the profit.Once again thank you so much for your support, especially my lenders.May God bless you so much.

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  • Hellen    Jun 28, 2018

    I want to thank my lenders for the support they are giving me. I'm working very hard to clear my loan so that I can apply for a bigger one. the one I received was very small but I used it to add my sales.i bought the chemicals and I managed to increase my products and now I have around (4) products.so I thank you you so much my lenders.Hellen.

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  • Hellen    Jun 24, 2018

    Thanks James, am so happy to hear from you again. yes all these products I sell are used in all those places you have mentioned and am decciding to visit as many as possible. with now the cards and small samples I will be able to introduce to many places as you have advised. the only place I visited was a chemist nearby and after giving the sample,they promised they will order. am so happy to hear that think and pray about people's business. you are a person of a kind heart and may God bless you so much for being a blessing to me even with your advises.My son want to do building and construction course.onces again thank you. Hellen

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  • James    Jun 24, 2018

    Greetings Hellen, this is James again. It has been awhile since I have written but that doesn't mean that I haven't been thinking about you and your business. I go to sleep thinking about peoples businesses, after my prayers of course. Anyway, with what I know about your business as of this date, I have been wondering if any of the items you are selling could possibly be used by hotels, janitorial businesses, barber shops, beauty salons, eating places, the police department, etc. Your items that I am thinking about are the cleaning supplies, the soaps, the detergents, or whatever cleaning products you make. All the above mentioned places need cleaning supplies. They all have latrines, lavatories to be cleaned. Eating places also have a kitchen that needs cleaning. The janitorial businesses need cleaning supplies to do their business. There may be a few of the above mentioned places close to you and all you have to do is go there and ask, talk to them about being their supplier. Give a free sample if possible. Keep a list of the businesses you visited, the person in charge that you talked with, and the results, any items they want, etc. Every business needs cleaning supplies of some kind, even if only a broom and dustpan or a bucket and mop. Be sure to have your business card and your items list when visiting them. If they seem to be interested but have not given you a for sure yes or no, then visit them again in a week or so. Is your son going to enter college in September? What does he want to do in life? That's all for now. Take care and happy sales. James

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  • Hellen    Jun 7, 2018

    l want to take this opportunity to thank my lenders for the support so far I received. the amount is still too low to manage my business with but am grateful because I know its going to pick with time. I will make efforts of paying my loan on time so that I may get a larger one. I would like my business to enlarge in order to cater for more customers. the money I got atfer deduction,i engaged in adding my stock and still the same one am using to pay my loan. otherwise am not complaining about it but I'm grateful. thanks Hellen

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  • Hellen    May 19, 2018

    Greetings James,this is Hellen, am doing good and my family is well too I cant complain I thank God my business doing well too.I have heard so much about you from my friend Lucy and the heart of helping and I also thank you on her behalf. I have discussed with my husband and now am ready for your assistance my number is 0726635862.may God bless you.

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  • Hellen    May 17, 2018

    I want to take this opportunity to thank all my lenders for the good work you have been doing onto us.I got a loan of 1091 kes after deduction and i have used the money to buy two buckets for using when preparing the detergents.I have appreciated so much and may God bless you.I will make alot of effort to clear the loan on time so that i will be able to be given more next time.Have a blessed time.

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  • James    May 14, 2018

    Greetings Hellen, this is James, a lender on Zidisha. I hope you and the family are doing fine and your business too. I am sure it will improve over time. I can help you with your business, do you have a phone number? I will appreciate if you would give me your number, I could communicate with you faster. Please don't be afraid. Take care. James

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    • Hellen    May 18, 2018

      Hello James,this is Hellen.I got your letter, Lucy had already told me about you and my husband was not for it but now i have explained to him and he has agreed.We are well and my family.The business is improving slowly by slowly.My no. is 0726635862.Thank you in advance.

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  • Hellen    Apr 25, 2018

    I want to take this opportunity to than all my lenders for the support they have accorded me.I have not regretted why i joined zidisha and i thank God for you people.My business is picking slowly by slowly because of lack of finance but i am working very hard to finish the loan i have and get more loan to help me to produce more detergent.Most of the times customers come and they lack what they want because of the finances but i know i will make it.May God bless you.Hellen.

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  • Hellen    Apr 16, 2018

    Iam Hellen,i want to take this opportunity to thank all the lenders for the support they have given to the community.i cannot take it normal for me to be where i am but i thank God for you.my business is picking up i cannot complain or regret why i joined Zidisha organization. my business is picking up and my customers are very happy.have a blessed day.

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  • Hellen    Mar 27, 2018

    Hello lenders,i am well in the lord and i thank you a lot for the good heart you have for helping the needy.May God our God bless you so much.i am going well with the business and the customers are very happy though struggling very hard because of financial problems but i am trusting God this far i have reached,it has taken the hand of God.so i am working very hard to finish paying the loan so that i can get a bigger amount to boost my business.May God bless you so much.

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  • Hellen    Mar 5, 2018

    Iam Hellen,i want to thank my lenders for the support they have given me.i will not buy anything with the loan because it is too small to buy something.I got ksh 16 which is very small but i will work hard to pay the loan so that next loan i can get something much to help me purchase the stock.Thanks alot and God bless you so much.

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