Growing vegetables and raising chickens
Nicolous
Buruburu, Kenya
55% repaid
Entrepreneur
Name
Nicolous
Member since
March 2014
On-time repayments
364 installments • 32%
About Me
I AM A KENYAN AGED 30 AND IN MY SECOND YEAR OF MASTERS DEGREE AT MOUNT KENYA UNIVERSITY NAIROBI CAMPUS AND WILL BE GRADUATING LATER THIS YEAR 2014. I WAS BORN AND BROUGHT UP IN MUMIAS, WESTERN KENYA. I COME FROM A HUMBLE BACKGROUND WHERE I TAKE CARE OF MY SEEBLINGS. I LIVE IN BURUBURU WHERE I WORK FOR EAST AFRICA SCHOOL OF THEOLOGY. I AM A GOD FEARING MAN CURRENTLY WORKING AS AN ASSISTANT PASTOR IN KENYA ASSEMBLIES OF GOD AND AM ALSO THE YOUTH CHAIRPERSON IN THE SAME CHURCH. I BELIEVE IN HARDWORK AND THIS GOES HAND IN HAND WITH PLANNING MY GOALS TO ALIGN WITH MY CAPABILITIES. I STARTED A SMALL BUSINESS OF MOTORBIKE FOR TRANSPORT COMMONLY KNOWN AS BODA BODA. CURRENTLY I HAVE ONE MOTORBIKE AND INTEND TO BUY ANOTHER ONE IN FUTURE. MY DESIRE IS TO BECOME A JOB CREATOR RATHER THAN A JOB SEEKER.THEREFORE I SEEK WAYS OF INVESTING EVEN WITH THE LIMITATION OF FUNDS.
My Business
The farm I already have is doing well and it has enabled me to cater for my needs and repay my loan. The income from that farm could only enable me to re-invest back on the same farm. I would desire to expand my farming project especially at this time when the rains are heavy. Currently I am not able to do this because the little money from my salary and motorcycle business was used to weed for the potatoes and the peas that are already growing. My loan will therefore be used to lease an additional acre of land at a cost of Ksh 10,000, purchase of potato seeds at a cost of Ksh 14,400 and purchase of fertilizer at a cost of Ksh 6,000. Ksh 2,500 will be used in tilling and harrowing of the farm Ksh 5000 will be used to buy insecticides and pesticides. I also intend to begin rearing chicken hence need 20,000 to build a structure and purchase some. I believe the project will do well and I hope to get a harvest that will give me Ks 60,000 after selling. This will leave me with a profit of around Ksh 20,000. I will use my salary and income from the sale of crops that are almost ready for harvest to repay the loan faithfully.
Loan Proposal
My loan will be used to lease an additional acre of land at a cost of Ksh 10,000, purchase of potato seeds at a cost of Ksh 14,400 and purchase of fertilizer at a cost of Ksh 6,000. Ksh 2,500 will be used in tilling and harrowing of the farm Ksh 5000 will be used to buy insecticides and pesticides. I also intend to begin rearing chicken hence need 20,000 to build a structure and purchase some. I believe the project will do well and I hope to get a harvest that will give me Ks 60,000 after selling. This will leave me with a profit of around Ksh 20,000. I will use my salary and income from the sale of crops that are almost ready for harvest to repay the loan faithfully.
Feedback
Positive
7
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$466.00
Date disbursed
Aug 7, 2015
Repayment status
Late
Projected term
6 months
Other loans
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
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Summary
Amount repaid
$268.12
Amount remaining
$218.83
Expected completion
Aug 1, 2021
Status
Repaying late
Installment amount
$11.28
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 16, 2015 | $10.00 | Aug 24, 2015 | $10.00 |
| Aug 23, 2015 | $10.00 | Aug 24, 2015 | $10.00 |
| Aug 30, 2015 | $10.00 | Sep 7, 2015 | $10.00 |
| Sep 6, 2015 | $10.00 | Sep 7, 2015 | $10.00 |
| Sep 13, 2015 | $10.00 | Sep 20, 2015 | $10.00 |
| Sep 20, 2015 | $10.00 | Sep 20, 2015 | $10.00 |
| Sep 27, 2015 | $10.00 | Oct 7, 2015 | $10.00 |
| Oct 4, 2015 | $0.00 | ||
| Oct 11, 2015 | $0.00 | ||
| Oct 18, 2015 | $0.00 | ||
| Oct 25, 2015 | $5.00 | Oct 27, 2015 | $5.00 |
| Nov 1, 2015 | $5.00 | Nov 2, 2015 | $5.00 |
| Nov 8, 2015 | $5.00 | Nov 9, 2015 | $5.00 |
| Nov 15, 2015 | $5.00 | Nov 18, 2015 | $5.00 |
| Nov 22, 2015 | $5.00 | Nov 26, 2015 | $5.00 |
| Nov 29, 2015 | $5.00 | Dec 7, 2015 | $5.00 |
| Dec 6, 2015 | $5.00 | Dec 7, 2015 | $5.00 |
| Dec 13, 2015 | $5.00 | Dec 15, 2015 | $5.00 |
| Dec 20, 2015 | $5.00 | Dec 24, 2015 | $5.00 |
| Dec 27, 2015 | $5.00 | Dec 29, 2015 | $5.00 |
| Jan 3, 2016 | $5.00 | Jan 12, 2016 | $5.00 |
| Jan 10, 2016 | $5.00 | Jan 26, 2016 | $5.00 |
| Jan 17, 2016 | $5.00 | Jan 26, 2016 | $5.00 |
| Jan 24, 2016 | $5.00 | Jan 29, 2016 | $5.00 |
| Jan 31, 2016 | $5.00 | Feb 8, 2016 | $5.00 |
| Feb 7, 2016 | $5.00 | Feb 12, 2016 | $5.00 |
| Feb 14, 2016 | $5.00 | Mar 7, 2016 | $5.00 |
| Feb 21, 2016 | $5.00 | Mar 7, 2016 | $5.00 |
| Feb 28, 2016 | $5.00 | Mar 7, 2016 | $5.00 |
| Mar 6, 2016 | $5.00 | Mar 7, 2016 | $5.00 |
| Mar 13, 2016 | $5.00 | Apr 4, 2016 | $5.00 |
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.00 | ||
| Apr 3, 2016 | $0.00 | ||
| Apr 10, 2016 | $0.00 | ||
| Apr 17, 2016 | $0.00 | ||
| Apr 24, 2016 | $0.00 | ||
| May 1, 2016 | $0.00 | ||
| May 8, 2016 | $0.00 | ||
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $0.00 | ||
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $2.00 | Jul 25, 2016 | $2.00 |
| Jun 26, 2016 | $2.00 | Jul 25, 2016 | $2.00 |
| Jul 3, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
| Jul 10, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Oct 2, 2016 | $1.00 | Oct 5, 2016 | $1.00 |
| Oct 9, 2016 | $1.00 | Nov 7, 2016 | $1.00 |
| Oct 16, 2016 | $1.00 | Nov 7, 2016 | $1.00 |
| Oct 23, 2016 | $1.00 | Nov 14, 2016 | $1.00 |
| Oct 30, 2016 | $1.00 | Nov 14, 2016 | $1.00 |
| Nov 6, 2016 | $1.00 | Nov 14, 2016 | $1.00 |
| Nov 13, 2016 | $1.00 | Oct 29, 2018 | $1.00 |
| Nov 20, 2016 | $1.00 | Oct 29, 2018 | $1.00 |
| Nov 27, 2016 | $1.00 | Oct 29, 2018 | $1.00 |
| Dec 4, 2016 | $1.00 | Oct 29, 2018 | $1.00 |
| Dec 11, 2016 | $1.00 | Oct 29, 2018 | $1.00 |
| Dec 18, 2016 | $0.00 | ||
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $0.00 | ||
| Feb 5, 2017 | $0.00 | ||
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $0.00 | ||
| Jul 16, 2017 | $0.00 | ||
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $0.00 | ||
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $0.00 | ||
| Sep 17, 2017 | $0.00 | ||
| Sep 24, 2017 | $0.00 | ||
| Oct 1, 2017 | $0.00 | ||
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $0.00 | ||
| Oct 29, 2017 | $0.00 | ||
| Nov 5, 2017 | $0.00 | ||
| Nov 12, 2017 | $0.00 | ||
| Nov 19, 2017 | $0.00 | ||
| Nov 26, 2017 | $0.00 | ||
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $0.00 | ||
| Sep 30, 2018 | $0.00 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $0.00 | ||
| Nov 4, 2018 | $2.00 | Nov 5, 2018 | $2.00 |
| Nov 11, 2018 | $2.00 | Nov 12, 2018 | $2.00 |
| Nov 18, 2018 | $2.00 | Nov 21, 2018 | $2.00 |
| Nov 25, 2018 | $2.00 | Nov 28, 2018 | $2.00 |
| Dec 2, 2018 | $0.00 | ||
| Dec 9, 2018 | $0.00 | ||
| Dec 16, 2018 | $5.00 | Dec 19, 2018 | $5.00 |
| Dec 23, 2018 | $3.00 | Feb 6, 2019 | $3.00 |
| Dec 30, 2018 | $2.00 | Feb 6, 2019 | $2.00 |
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $0.00 | ||
| Jan 27, 2019 | $0.00 | ||
| Feb 3, 2019 | $0.00 | ||
| Feb 10, 2019 | $2.50 | Feb 15, 2019 | $2.50 |
| Feb 17, 2019 | $2.50 | Feb 26, 2019 | $2.50 |
| Feb 24, 2019 | $2.50 | Mar 8, 2019 | $2.50 |
| Mar 3, 2019 | $2.50 | Mar 16, 2019 | $2.50 |
| Mar 10, 2019 | $0.00 | ||
| Mar 17, 2019 | $0.00 | ||
| Mar 24, 2019 | $2.50 | Mar 26, 2019 | $2.50 |
| Mar 31, 2019 | $0.00 | ||
| Apr 7, 2019 | $0.00 | ||
| Apr 14, 2019 | $0.00 | ||
| Apr 21, 2019 | $1.50 | May 6, 2019 | $1.50 |
| Apr 28, 2019 | $1.50 | May 6, 2019 | $1.50 |
| May 5, 2019 | $0.00 | ||
| May 12, 2019 | $0.00 | ||
| May 19, 2019 | $0.00 | ||
| May 26, 2019 | $0.00 | ||
| Jun 2, 2019 | $1.00 | Jun 25, 2019 | $1.00 |
| Jun 9, 2019 | $1.00 | Jun 25, 2019 | $1.00 |
| Jun 16, 2019 | $0.00 | ||
| Jun 23, 2019 | $0.00 | ||
| Jun 30, 2019 | $0.00 | ||
| Jul 7, 2019 | $0.00 | ||
| Jul 14, 2019 | $0.50 | Jul 16, 2019 | $0.50 |
| Jul 21, 2019 | $0.50 | Aug 18, 2019 | $0.50 |
| Jul 28, 2019 | $0.50 | Aug 18, 2019 | $0.50 |
| Aug 4, 2019 | $0.50 | Aug 18, 2019 | $0.50 |
| Aug 11, 2019 | $0.50 | Aug 18, 2019 | $0.50 |
| Aug 18, 2019 | $0.00 | ||
| Aug 25, 2019 | $0.50 | Sep 25, 2019 | $0.50 |
| Sep 1, 2019 | $0.50 | Sep 25, 2019 | $0.50 |
| Sep 8, 2019 | $0.00 | ||
| Sep 15, 2019 | $0.00 | ||
| Sep 22, 2019 | $0.00 | ||
| Sep 29, 2019 | $0.00 | ||
| Oct 6, 2019 | $0.00 | ||
| Oct 13, 2019 | $0.50 | Oct 15, 2019 | $0.50 |
| Oct 20, 2019 | $0.50 | Oct 22, 2019 | $0.50 |
| Oct 27, 2019 | $0.50 | Oct 30, 2019 | $0.50 |
| Nov 3, 2019 | $0.50 | Nov 12, 2019 | $0.50 |
| Nov 10, 2019 | $0.50 | Nov 12, 2019 | $0.50 |
| Nov 17, 2019 | $0.00 | ||
| Nov 24, 2019 | $0.50 | Dec 6, 2019 | $0.50 |
| Dec 1, 2019 | $0.50 | Dec 6, 2019 | $0.50 |
| Dec 8, 2019 | $0.50 | Dec 18, 2019 | $0.50 |
| Dec 15, 2019 | $0.50 | Dec 18, 2019 | $0.50 |
| Dec 22, 2019 | $0.50 | Dec 24, 2019 | $0.50 |
| Dec 29, 2019 | $0.00 | ||
| Jan 5, 2020 | $0.00 | ||
| Jan 12, 2020 | $0.50 | Jan 23, 2020 | $0.50 |
| Jan 19, 2020 | $0.50 | Jan 23, 2020 | $0.50 |
| Jan 26, 2020 | $0.50 | Feb 6, 2020 | $0.50 |
| Feb 2, 2020 | $0.00 | ||
| Feb 9, 2020 | $0.00 | ||
| Feb 16, 2020 | $0.00 | ||
| Feb 23, 2020 | $0.00 | ||
| Mar 1, 2020 | $0.50 | May 2, 2020 | $0.50 |
| Mar 8, 2020 | $0.50 | May 2, 2020 | $0.50 |
| Mar 15, 2020 | $0.00 | ||
| Mar 22, 2020 | $0.00 | ||
| Mar 29, 2020 | $0.00 | ||
| Apr 5, 2020 | $0.00 | ||
| Apr 12, 2020 | $0.00 | ||
| Apr 19, 2020 | $0.00 | ||
| Apr 26, 2020 | $0.00 | ||
| May 3, 2020 | $0.00 | ||
| May 10, 2020 | $0.51 | May 13, 2020 | $0.51 |
| May 17, 2020 | $0.51 | Jun 2, 2020 | $0.51 |
| May 24, 2020 | $0.51 | Jun 2, 2020 | $0.51 |
| May 31, 2020 | $0.51 | Jun 2, 2020 | $0.51 |
| Jun 7, 2020 | $0.00 | ||
| Jun 14, 2020 | $0.00 | ||
| Jun 21, 2020 | $0.00 | ||
| Jun 28, 2020 | $0.00 | ||
| Jul 5, 2020 | $0.51 | Jul 16, 2020 | $0.50 |
| Jul 22, 2020 | $0.01 | ||
| Jul 12, 2020 | $0.50 | Jul 22, 2020 | $0.50 |
| Jul 19, 2020 | $0.00 | ||
| Jul 26, 2020 | $0.00 | ||
| Aug 2, 2020 | $0.00 | ||
| Aug 9, 2020 | $0.00 | ||
| Aug 16, 2020 | $0.00 | ||
| Aug 23, 2020 | $0.51 | Sep 5, 2020 | $0.51 |
| Aug 30, 2020 | $0.00 | ||
| Sep 6, 2020 | $0.00 | ||
| Sep 13, 2020 | $0.00 | ||
| Sep 20, 2020 | $0.00 | ||
| Sep 27, 2020 | $0.51 | Oct 2, 2020 | $0.51 |
| Oct 4, 2020 | $0.51 | Oct 23, 2020 | $0.51 |
| Oct 11, 2020 | $0.51 | Oct 23, 2020 | $0.51 |
| Oct 18, 2020 | $0.51 | Oct 23, 2020 | $0.51 |
| Oct 25, 2020 | $0.00 | ||
| Nov 1, 2020 | $0.00 | ||
| Nov 8, 2020 | $0.00 | ||
| Nov 15, 2020 | $0.00 | ||
| Nov 22, 2020 | $0.00 | ||
| Nov 29, 2020 | $0.51 | Dec 9, 2020 | $0.51 |
| Dec 6, 2020 | $0.51 | Dec 9, 2020 | $0.51 |
| Dec 13, 2020 | $0.00 | ||
| Dec 20, 2020 | $0.00 | ||
| Dec 27, 2020 | $0.00 | ||
| Jan 3, 2021 | $0.00 | ||
| Jan 10, 2021 | $0.00 | ||
| Jan 17, 2021 | $1.00 | Feb 11, 2021 | $1.00 |
| Jan 24, 2021 | $0.00 | ||
| Jan 31, 2021 | $0.00 | ||
| Feb 7, 2021 | $0.00 | ||
| Feb 14, 2021 | $0.00 | ||
| Feb 21, 2021 | $0.00 | ||
| Feb 28, 2021 | $0.00 | ||
| Mar 7, 2021 | $11.28 | May 17, 2021 | $2.00 |
| May 26, 2021 | $2.00 | ||
| Jun 2, 2021 | $2.00 | ||
| Jul 16, 2021 | $2.00 | ||
| Nov 30, 2021 | $2.00 | ||
| Jan 12, 2022 | $1.28 | ||
| Mar 14, 2021 | $11.28 | Jan 12, 2022 | $1.72 |
| Jan 19, 2022 | $3.00 | ||
| Apr 6, 2022 | $3.00 | ||
| Mar 21, 2021 | $11.28 | ||
| Mar 28, 2021 | $11.28 | ||
| Apr 4, 2021 | $11.28 | ||
| Apr 11, 2021 | $10.00 | ||
| Apr 18, 2021 | $10.00 | ||
| Apr 25, 2021 | $10.00 | ||
| May 2, 2021 | $10.00 | ||
| May 9, 2021 | $11.28 | ||
| May 16, 2021 | $11.28 | ||
| May 23, 2021 | $11.28 | ||
| May 30, 2021 | $11.28 | ||
| Jun 6, 2021 | $11.28 | ||
| Jun 13, 2021 | $11.28 | ||
| Jun 20, 2021 | $11.28 | ||
| Jun 27, 2021 | $11.28 | ||
| Jul 4, 2021 | $11.28 | ||
| Jul 11, 2021 | $11.28 | ||
| Jul 18, 2021 | $11.28 | ||
| Jul 25, 2021 | $11.28 | ||
| Aug 1, 2021 | $6.07 | ||
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