Education

Joyce

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Joyce

Member since

January 2015

On-time repayments

295 installments  •  48%

About Me

My name is Joyce Kibet from Kenya. I am a dedicated freelance writer and an entrepreneur. Besides, I'm a teacher by profession and I teach part-time whenever duty calls.
Before I decided on business, I have worked for an individual as a bookshop and Mpesa attendant and that's where I got the inspiration to become an entrepreneur.
On education, I went through a Teacher Training College in Kenya and I'm almost through with my degree level.
I'm blessed with a family that I love so much, I'd like my children to attain more than I'll attain in life and that's my prayer and vision.
I love traveling around the world and I'd like to explore the world in future!
I'm also grateful to have known this platform, I hope a life will be changed posi.
Thank you.

My Business

I am a freelance writer, and a printing/photocopying business. I also teach at a local school around where I live. Additionally, when I'm free especially on weekends,I sell second hand baby clothes.
I have three kids and and I am grateful that with all these, I'm able to foot my bills without much stress. I strive to ensure that my family and I stabilize financially in the near future and build a warm home for us.
With the help of zidisha, I hope I'll expand financially

Loan Proposal

Dear lenders, I would like you to lend me a loan of the above mentioned amount to pay my college fee. This is my last semester in the university and I will be completing end of August 2016.
My college fee balance is $450 which I must pay before exam time. I will be glad if you lend me the rest since I am able to raise the other amount. I am therefore looking forward for your consideration. Thank you.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$183.00

Date disbursed

Jul 13, 2016

Repayment status

On Time

Projected term

48 months

Lenders

Paul Buchheit

Mountain View, United States

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  • Joyce    May 31, 2023

    I've adjusted again, I'm so sorry for this ,thank you

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  • Joyce    May 13, 2023

    It's unfortunate that I haven't been able to repay the required amount but in the end, I will fulfil my obligation. Thank you

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  • Joyce    May 2, 2023

    I'll pay when the tides begin to roll. Thank you once again

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  • Joyce    Apr 16, 2023

    Thank you so much for understanding. I'll truly pay

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  • Joyce    Apr 7, 2023

    Thank you for the patience you've bestowed me. Kindly hold on, I'll do it due diligence
    Thanks again

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  • Joyce    Mar 24, 2023

    You are a blessing because you actually understand. Thank you

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  • Joyce    Mar 11, 2023

    I'm sorry to have kept others waiting. I still need a little time to proceed.

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  • Joyce    Mar 5, 2023

    I couldn't pay the needed right now, thank you for understanding

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  • Joyce    Feb 26, 2023

    You're the best, this is humanity at it's best...I'll continue paying. God bless you all

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  • Joyce    Feb 18, 2023

    I'm grateful though I have failed to raise the amount, I'll clear asap.

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  • Joyce    Feb 18, 2023

    Thank you for understanding. You're the bestI'm committed to clear all before due date.

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  • Joyce    Feb 10, 2023

    Thank you for your patience! I'll pay as soon as I have

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  • Joyce    Feb 3, 2023

    I will surely pay once I'm able to.
    Thank you for understanding

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  • Joyce    Jan 27, 2023

    I will pay the pending installments as soon as I can.
    Thank you for understanding

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  • Joyce    Jan 18, 2023

    Due to unavoidable challenges. Kindly bear with me. Thank you

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  • Joyce    Dec 29, 2022

    Thank you so much for the funding! Be blessed abundantly.
    I will buy some stationary such as pens, pencils envelops, papers etc to add to my business. This will help me expand or get additional funds which can stabilize my business.
    Thanks again!

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  • Joyce    Sep 12, 2020

    I used the previous loan to expand my Mpesa business which has opened more doors for me. I can confidently say I achieved to open an affiliate marketing website which is now picking as a result of the Mpesa business and I can foot my bills; so far so good. I truly appreciated and I'm hopeful that I will get a new loan.
    Regards.

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  • Joyce    Nov 29, 2019

    I want to start off with my initial schedule since I am now able to. Kindly adjust. Thank you.

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  • Joyce    Jan 12, 2019

    I have encountered financial problems for a while now. However I will be able to repay the remaining balance in three months or less time. I apologize for the inconveniences caused. I hope you understand. Thanks.

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  • Eric    Oct 3, 2017

    Joyce has just responded to my text saying she has updated payment...will reflect anytime.

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