Entrepreneur
Name
Dickson
Member since
January 2016
On-time repayments
47 installments • 81%
About Me
Well, i am a young and energetic guy and most self motivated Guy.
In my childhood, i have been an active child always ready to help parents with domestic and other activities.
I was also taken to school and got an opportunity to excel in different areas co curricular activities including, football and athletic. My parents were farmers and practiced mixed farming and rearing livestock like cows and goats. As a firstborn in a family of 2 boys and 3 girls, ,I grew up while taking care of all the others and being a role model. So i was the educated to a secondary level where my parents started struggling with the burden of my other siblings.
I did not beyond secondary school due to fees problems. My parents could tell me to wait but my age was really worrying. Later on i went to my uncle in town where i could help him in his business of selling accessories and other services. I was exited to start working and i ready to learn the language of business. After sometimes, my uncle relocated and left me with some little stock. I got a soft loan from my Aunt to add more stock and my uncle gave me a go ahead to operate the business as mine. Today i manage to meet my expenses out of this business. This is how i came to own a business. What is unique about the land i stay is that, community supports and embrace one another at all levels of life. My children would want to be brought up well and be educated to be future entrepreneurs. My unique hobby that i love most is preaching peace, cohesion and integration among the people in the society.
Thank you.
My Business
First, my business is in both providing products and services.
I offer services of Mpesa that involves sending and receiving money through phone.I also sell phones accessories,electric ,electronics and Repairs.These goods and services are always on demand simply because people have to send money,buy accessories for their home use equipment and repair for the broken gadgets.I decided to choose this business since i am experienced and i love the business beside making a good profit out of it.Most of my typical costs are cost of buying those accessories,buying repair equipment, electricity,rent,getting the float or raising money for the services of sending even a larger amount of money.
Most of my profit are used to meet these cost as in reinvesting,personal use and helping my old parents put food on their table.
Thank you.
Loan Proposal
Thank you my lenders,When i get my next loan i will add My Mpesa float at a cost of $75.00.
I will buy assorted smart phones accessories flip covers/clips and and screen protectors at a cost of $20.00 and $15.00 respectively.
I will also buy various smart phones Batteries and body covers at a cost of $10.00 and $20.00 respectively.
I will also buy power banks and Bluetooth wireless speakers at a cost of $20.00 and $15.00 respectively.
I will buy USB cables/cell phones/chargers and Memory cards at a cost of $30.00 and 25.00 respectively.
I am making new projection of a profit margin of USD60.00 per day,up from the previous 40.00.
I will be able to get more money and help my wife open her dream business of making clothes.She’s a professional dress maker and various designs as well as fashion.This will open our income to us and help her be busy at work instead of staying at home.
I will be proud responsible father by taking a lead in providing for my family.
My business will grow to a level of a supply and this will help me raise more profit with a boosted business.
I will be able to help my parents back home and other needy people in the society.
I am very much motivated by all this help you give to me lenders, i also thank Zidisha for this lending platform of meeting esteemed lenders.Thank you.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$303.00
Date disbursed
Jul 13, 2016
Repayment status
Late
Projected term
65 months
Other loans
Lenders
United States
United States
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