Expanding inventory of beauty products

Felister

Juja, Kenya

100% repaid

Entrepreneur

Name

Felister

Member since

May 2015

On-time repayments

232 installments  •  84%

About Me

I was born and raised in Mbeere north constituency, of Embu county. I went to our local primary school (Kamugu pri scl),after which i joint Consolata girls (IRIAMURAI) for my secondary education.My mother made me to grow up knowing how to coup with all situation, since she was a single mother and she was able to raise our family of four kids and I was the last born child. after completing my secondary school level of education, i moved to Thika where I stayed with my older brother waiting for KCSE results. Thereafter i joined Thika institute of business studies where i did computer packages and business management. After college i was employed at Nigchem Africa sires in juja kalimoni where i worked as sales person. After working for 2yrs i decided to use my savings to start my own business in juja.

My Business

In my business i deal with all types beauty products . they are very useful because most of people in this location are youths and therefore this kind of business move very fast. I chose to start this kind of a business because it does not require much capital of which i could not afford. I use my 20% of my profit to pay my business house rent, 15% on government revenue, 50% to add my stock and i save the remaining 15%

Loan Proposal

I will buy the following products
10 pieces of weaves @5$
100 pieces of braids @0.6$
100pieces of hair food @1$
50pieces of earnings @5$
50 pieces or hairband @0.5$
By buying this products,am able to maintain my customers leading to more profit.
This products will increase my profit with 20 % due to more stock.

Feedback

2

None

None

  • Michael Vondermaßen    May 17, 2019

    Hallo Felister, well done!
    Thank you for paying back in time.
    If you need another loan, I will be with you.
    Best regards Michael

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  • Marcus    Feb 23, 2018

    Well done, Felister.
    Thank you for paying back in time.
    Good luck with your business and best regards,
    Marcus

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    • Felister    Feb 26, 2018

      Hello Marcus
      Thank you so much for wishing me the best in my business. I will continue to cooperate by paying my loan on time.

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    • Felister    Sep 19, 2018

      Hello Marcus
      First is to thank you as Zidisha team for good work you have been doing am so grateful.
      I wanted to ask about credit risk,how does one claim it?
      Kindly.

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    • Felister    May 17, 2019

      Hello Marcus
      Have just completed my loan payments and I would like to request for my credit risk refund but after I visit request for refund page there is no option for me to write a request.
      What might be the problem?
      Kindly assist.

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$564.00

Date disbursed

Jun 3, 2017

Repayment status

On Time

Projected term

8 months

Lenders

M

marvin24

Giessen, Germany

Mikey

London, United Kingdom

malcolm D

grants pass, United States

K

KakkoiiCali

Anaheim, United States

A

Anonymous

United States

AltruisticSelfishnes

Chicago, United States

COOPITALIST

Toronto, Canada

EHTHighSchool

Egg Harbor Township, United States

ErikN

Stockholm, Sweden

AndreaBravi

London, UK, Canada

artnking

College Place, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

C

cjmenchaca

Austin, United States

S

SelvaMarcus

Green Cove Springs, United States

tasos

hove, United Kingdom

T

tonilends

catalonia is not:, Spain

Myrar

Aarau, Switzerland

kickerofelves

Sao Paulo, Brazil

Cloudways

Malta, Malta

M

markusfitza

College Station, United States

B

bugsheep

Houston, United States

lorello

Vicopisano, Italy

pentatonicscale

Niiza-shi, Japan

G

Goodwill

Oakland, United States

S

Sherry

Pittsburgh, United States

Christopher

Copenhagen, Denmark

dhulsterwim

LIER, Belgium

Sunnyside

Stafford, United Kingdom

R

Rearden

STAVANGER, Norway

nakamura

United States

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

Patrick

Berlin, Germany

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

A

Andrii

Kiev, Ukraine

isabelv

Barcelona, Spain, Sweden

hriday

Mountain View, CA, United States

JOKer

Weisendorf, Germany

O

Ohio

Ohio, United States

dmirpuri

Bangkok, Thailand

ibc123

Seattle, United States

stroi08

Odense C, Denmark

mikeice

Kohler, United States

G

guggl

Vienna, Austria

G

GanSatya

United States

M

martyb

United States

pvilliger

Zurich, Switzerland

Aaron85

Knoxville, United States

Paul Buchheit

Mountain View, United States

D

DandS

United States

lyalljellyman

Wellington, New Zealand

N

nathaliekar

United States

K

Karpet

Faroe Islands

smastermind

Jerusalem, Israel

mepster

San Francisco, Ca, United States

J

jsbisa

New Orleans, Louisiana, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

T

timnj

United States

J

JonAlec

United States

D

Desteli

United States

utdream

United States

N

Nicolaas

Doha, Qatar

PolarBearCapital

United States

SuperMario28

Cudahy, United States

Matthias Schulz

Berlin, Germany, Germany

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

Nigel Titley

Milton Keynes, United Kingdom

Sara

United Kingdom

Peter R

Fulda, Germany

DR

Daniel R

Berlin, Germany

Dave Bogard

New York, United States

C

carlos

United Kingdom

TM

Theo Mbise

Switzerland

JL

Jindou Lee

United States

MD

Miles Dodge

CORVALLIS, United States

Rod Scholl

United States

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

PC

Patrick Clavette

Hartford, Wisconsin, United States

Kevin

San Francisco, United States

HS

Harry Shulman

United States

KD

Kent Don

United States

EB

Erica Brescia

United States

A

Anthony

United States

M

mohamed

South Africa

S

SARA

Australia

AH

Adam Hill

United States

Bryan B

Calgary, Canada

PG

Paul Graham

United States

Sarah and Dave

Toronto, Canada, Czech Republic

N

Nick

United States

Aran Dunlop

United States

MS

Mark S Yourek

United States

A

avangalen

Netherlands

R

rzb

Germany

A

Andrei

United States

Eugen Stamm

Zurich, Switzerland

B

Bramlage

United States

R

Ryan

United States

Rory McLaughlin

Dallas, United States

PC

Pedro Cambra

United Kingdom

S

Stephanie

Zurich, Switzerland

M

Magnus

Switzerland

Angela Linwood

Minneapolis, Minnesota, United States

Jes-c

United States

RG

Ravi Gadad

United States

JA

Jan Andresen

Hamburg, Germany

ZA

Ziyad Alsufyani

Jeddah, Saudi Arabia

Sinan Taifour

Munich, Germany, Germany

E

Elle

New York, United States

E

El

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Curious Customs

Austin, Texas, United States

JA

Joshua Axtell

United States

E

Eric

Canada

BE

Bob Ewing

United States

Colin Marks

London, United Kingdom

E

ericb321

Republic of Korea

R

Raffins

United States

R

RMIM

United States

A

Anabell

Elizabeth, United States

Mike

Indianapolis, United States

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

JL

Jake Larkin

United States

KN

Kevin N

Cleveland, Ohio, United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

RF

Ruth FT

Manchester, United Kingdom

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

MM

Mark Moran

United Kingdom

MW

Matt Winkler

United States, Canada

Daniel Toke Hansen

Copenhagen, Denmark

K

Khoa

United States

MB

MW Brown

United Kingdom

LD

Lee Dor

Australia

Ask Felister a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Clement    Feb 5, 2020

    Hello lenders.....I was unable to reach Felister and any of her referees

    Log in to reply • Share
  • Felister    Dec 29, 2019

    Hello lenders
    I would like to reduce my payment due low income am getting. How I wish is that my business will get back to normal or even better.
    Thank you

    Log in to reply • Share
  • Josphat    Dec 22, 2019

    Hello lenders,i talked to Felister Muturi and agreed to adjust the loan reayment.

    Log in to reply • Share
  • Felister    Oct 27, 2019

    Hello
    I would like to reduce my payment due to less income am getting.
    My business is not all that good at the moment but I know with time things will be better.
    Thank you

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  • Felister    Aug 13, 2019

    Hello
    I would like to reduce my payment for some coming installment due to back step I made after the last credit risk 0f ksh.21,000.which was not refunded after I paid all my loan on time.
    I opted to take another loan and again I was deducted ksh.18,000 which I don't know again if it will be refunded but let me hope that one day one time my credit risk will all be refunded.
    Thank you.

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    • Maggie and M    Oct 3, 2019

      Felister I think you need to raise a support help ticket to restructure your loan repayments as soon as possible

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  • Alice    Aug 1, 2019

    Felister promises to start making her repayment next week

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  • Felister    Jul 9, 2019

    Hello lender
    Thank you so much for granting me a loan.I received ksh.50,498 which I used to add my beauty stock.
    Am so grateful because my business is responding well since I have enough stock.
    Thank you and may God bless you.

    Log in to reply • Share
  • Felister    Jun 30, 2019

    Hello lenders
    Thank you so much for the loan.
    Now that am about to receive it I will make use of it by adding stock of my beauty shop.This will increase my profits since I will be selling more products than before.
    Have achieved much since have widen my shop since I started getting loan from you zidisha
    Thank so much as I continue to cooperate.

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  • John    Jun 27, 2019

    Make the best out of it, I believe in you :)

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    • Felister    Jun 28, 2019

      Hello john
      I also believe in myself that I will make my best.
      Thank so much.

      Log in to reply • Share
  • Tim    Jun 26, 2019

    Best of luck with your beauty business, Felister! :)

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    • Felister    Jun 28, 2019

      Hello Tim
      Thank you so much as I prepare to receive the loan.

      Log in to reply • Share
  • Felister    May 14, 2019

    Hello lender
    I would like to adjust my payment since am almost done with my loan payment.
    I choose to pay the full amount of ksh.8392 once because am capable of doing that and apply for another loan at the same time.
    Thank you so much for your support.
    Sorry for any inconvenience.

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  • Felister    Apr 16, 2019

    Hello lenders
    I start by thanking you for the support you have been supporting me since 2015.
    My life is not like before since you have made me move forward. Within no time I will be through with my current loan payment which I used to add my stock of beauty products and so far so good.
    Thank you so much.

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  • Felister    Dec 22, 2018

    Hello lenders
    Thank so much for granting me a loan.Am so grateful since I will be able to add more stock with that money leading to more profit.
    Thank you and may God bless you.

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  • Michael Vondermaßen    Dec 21, 2018

    Dear Felister,

    we are impressed about your success, till now.
    Good luck with your business.

    Best regards
    Anne and Michael from Germany

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  • Felister    Nov 29, 2018

    Hello lenders
    I had a conversation with Sammy Leonard ngare and he explain to me the failure of his payment is as a result of poor flow of his business.
    But with all this he was able to shift his business from one position to another and now he has started moving well.
    He promised by the end of this week he will adjust his payment and start paying immediately.
    Thank you

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  • Felister    Nov 29, 2018

    Hello lenders
    Am so grateful for the support of your loan.
    Your loan helped me much to grow my business positively. Due to more stock I was able to earn more money and I was able to pay my loan without any problem.
    Now that am done with the payment I would like to post another loan but before that I would like to claim for my credit risk of ksh.17,101.
    Thank you as I wait.

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  • Felister    Jul 6, 2018

    Hi lenders
    Thank so much for granting me a loan.
    I received ksh. 48,608.with this amount I was able to open another shop but this around an electronic shop.
    Thank so much.

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  • Felister    Jun 27, 2018

    Hello lenders
    Thank you so much for granting me a loan.
    This loan will help me to buy my beauty products, like braids, weaves,dries,hair food and hairbands.
    This will help me earn more profit hence growing my business.
    Thank you and may God bless you lenders.

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  • Felister    Jun 23, 2018

    With my last loan I was able to purchase some of varieties of beauty products including, weaves,braids,hair food, ear lings and hairbands.these products increased my profits with 30% because I had more varieties leading to more customers.

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  • Felister    Jun 16, 2018

    Hello lenders
    Thank you for the good support you have been supporting me with.my business is responding positively.
    Just to ask you to check on my payment schedule. I can't see my yesterday's record of ksh.2000.
    Thank you.

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