Epson printer

Joyce

Njoro, Kenya

100% repaid

Entrepreneur

Name

Joyce

Member since

August 2013

On-time repayments

289 installments  •  59%

About Me

My name is Joyce W. Kamau, third born in a family of eight. I am a Kenyan, born and raised in Njoro in Nakuru County formerly in the Rift Valley Province. I am 36yrs old. I live within Njoro town. I run a Computer Bureau opposite Njoro Police Station that involves photocopying, typing, printing, binding, scanning, lamination and stationery selling. I am a teacher by profession and also have trained on computer applications. I started the computer bureau because of various primary and secondary schools within the area hence the need for computer services. Also the district and division headquarters of Njoro are situated near the area about 200m away, creating an opportunity to serve more customers within the area due to high demand of the same services. The business is located in a strategic position because it is near the main road which is easily accessible and the place is highly populated. From the earnings of the business I am able buy printing papers, lamination porches, other stationeries like envelopes and pens, paying for repair and maintenance cost of the copier machine and computers, pay salary to my two dear assisting staff and any other expenditure that may arise. I am a committed lady, time conscious and passionate in whatever I do. Also considers myself to be a risk taker and a fast learner who loves challenges in life.

My Business

My business name is Blessed Hands Computer Services situated within Njoro town. I offer majorly typing, printing and photocopying services to my customers. Also other services offered includes; lamination, binding, scanning and selling of office stationeries. There is demand for these services because the business is surrounded by both private and public primary and secondary schools. Also there is a polytechnic within the area. There is also a public university in the same region. All these institutions require my business services like exams and manual photocopying, printing and binding of assignments and projects. My customers prefer my business over the others in the region because of good customer services offered by me and my two employees, fast and efficient services, good communication skills and reasonable charges to services offered. The business is profitable because it caters for all my needs at all the times. My business risk is breakdown of the machines where sometimes the technicians take a longer time to avail themselves in repairing them. Also the cost of buying stationeries varies with hard economic times. Security is taken care because we are directly opposite the police station. Also the work premises are taken care of by a night watchman. From the earnings of my business am able to pay my rent, cater for my basic needs and assist in paying my nephew’s school fees who is in college. I would like to expand my business by adding two computers that will help my customers to browse efficiently without any interruptions. If given the loan I will repay it using the earnings from my business.

Loan Proposal

First I thank all my previous lenders for their generosity and trusting me with their funds. I was able to add two computers to My Blessed Hands Computer Services business in my home town. With that first loan I can confidently say I am a step ahead in my future plans. From the earnings of my business am able to pay my rent, cater for my basic needs and assist in paying my nephew’s school fees who is still in the second year of college. I am requesting for a second loan to buy an Epson Stylus Photo R290 series colour printer. The printer will help me and the customers in printing good quality coloured documents. The three in one small printer I currently have is wearing out and I need a replacement. The Epson printer I ought to buy is economical and the six inks used are easily available and affordable. Its durability span is more compared to the small one. The machine costs Kenya Shillings 33,000/-. I will top up the rest of the amount with the savings from my business. I promise to be faithful and punctual in repayment of the loan. Once again to all the Zidisha organization lenders, God bless you abundantly. Thank you in advance.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$273.00

Date disbursed

Nov 17, 2014

Repayment status

On Time

Projected term

18 months

Lenders

investor

Candiac, Canada

F

Fiodal

Helsinki, Finland

T

treyh

San Diego, CA, United States

Scott

Oregon, United States

Zidisha

Sterling, United States

M

mogensh

København V, Denmark

Cloudways

Malta, Malta

M

Mårten

Inden, Switzerland

ads68

Melbourne, Australia

O

Oscart

Edmonton, Canada

postnihilist

Honolulu, United States

Cricketca

San Jose, United States

E

E

Marin county, United States

Walterlo

West Hollywood, United States

Matching Fund

Sterling, United States

G

geoff

United States

M

meric

Australia

Paul Buchheit

Mountain View, United States

J

jay12

Germany

Agerfar

Aarhus, Denmark

Loungin

United States

P

PC

United States

Ask Joyce a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$318.68

Amount remaining

$0.00

Date repaid

May 22, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Nov 30, 2014 $4.08 Nov 30, 2014 $4.08
Dec 7, 2014 $4.08 Nov 30, 2014 $2.74
Dec 7, 2014 $1.34
Dec 14, 2014 $4.08 Dec 7, 2014 $0.36
Dec 14, 2014 $3.72
Dec 21, 2014 $4.08 Dec 14, 2014 $0.60
Dec 21, 2014 $3.48
Dec 28, 2014 $4.08 Dec 21, 2014 $0.50
Dec 28, 2014 $3.58
Jan 4, 2015 $4.08 Dec 28, 2014 $0.40
Jan 4, 2015 $3.68
Jan 11, 2015 $4.08 Jan 4, 2015 $2.00
Jan 11, 2015 $2.08
Jan 18, 2015 $4.08 Jan 11, 2015 $2.24
Jan 18, 2015 $1.84
Jan 25, 2015 $4.08 Jan 18, 2015 $3.61
Feb 1, 2015 $0.47
Feb 1, 2015 $4.08 Feb 1, 2015 $4.08
Feb 8, 2015 $4.08 Feb 1, 2015 $4.08
Feb 15, 2015 $4.08 Feb 1, 2015 $4.08
Feb 22, 2015 $4.08 Feb 1, 2015 $1.16
Feb 22, 2015 $2.92
Mar 1, 2015 $4.08 Feb 22, 2015 $0.20
Mar 1, 2015 $3.88
Mar 8, 2015 $4.08 Mar 1, 2015 $0.33
Mar 8, 2015 $3.75
Mar 15, 2015 $4.08 Mar 8, 2015 $1.02
Mar 15, 2015 $3.06
Mar 22, 2015 $4.08 Mar 15, 2015 $1.26
Mar 22, 2015 $2.82
Mar 29, 2015 $4.08 Mar 22, 2015 $0.42
Mar 29, 2015 $3.66
Apr 5, 2015 $4.08 Mar 29, 2015 $4.08
Apr 12, 2015 $4.08 Mar 29, 2015 $3.06
Apr 19, 2015 $1.02
Apr 19, 2015 $4.08 Apr 19, 2015 $4.08
Apr 26, 2015 $4.08 Apr 19, 2015 $0.01
Apr 26, 2015 $4.07
May 3, 2015 $4.08 Apr 26, 2015 $1.05
May 3, 2015 $3.03
May 10, 2015 $4.08 May 3, 2015 $3.22
May 17, 2015 $0.86
May 17, 2015 $4.08 May 17, 2015 $2.89
May 31, 2015 $1.19
May 24, 2015 $4.08 May 31, 2015 $4.08
May 31, 2015 $4.08 May 31, 2015 $4.08
Jun 7, 2015 $4.08 May 31, 2015 $2.01
Jul 5, 2015 $2.07
Jun 14, 2015 $4.08 Jul 5, 2015 $4.08
Jun 21, 2015 $4.08 Jul 5, 2015 $4.08
Jun 28, 2015 $4.08 Jul 5, 2015 $4.08
Jul 5, 2015 $4.08 Jul 5, 2015 $3.88
Jul 12, 2015 $0.20
Jul 12, 2015 $4.08 Jul 12, 2015 $4.00
Jul 29, 2015 $0.08
Jul 19, 2015 $4.08 Jul 29, 2015 $4.08
Jul 26, 2015 $4.08 Jul 29, 2015 $4.08
Aug 2, 2015 $4.08 Jul 29, 2015 $1.53
Aug 2, 2015 $2.55
Aug 9, 2015 $4.08 Aug 2, 2015 $0.52
Aug 11, 2015 $3.56
Aug 16, 2015 $4.08 Aug 11, 2015 $1.22
Aug 16, 2015 $2.86
Aug 23, 2015 $4.08 Aug 16, 2015 $1.11
Aug 31, 2015 $2.97
Aug 30, 2015 $4.08 Aug 31, 2015 $4.08
Sep 6, 2015 $4.08 Aug 31, 2015 $4.08
Sep 13, 2015 $4.08 Aug 31, 2015 $0.01
Sep 14, 2015 $4.07
Sep 20, 2015 $4.08 Sep 14, 2015 $0.14
Sep 21, 2015 $3.94
Sep 27, 2015 $4.08 Sep 21, 2015 $0.38
Oct 4, 2015 $3.70
Oct 4, 2015 $4.08 Oct 4, 2015 $4.08
Oct 11, 2015 $4.08 Oct 4, 2015 $3.58
Nov 5, 2015 $0.50
Oct 18, 2015 $4.08 Nov 5, 2015 $3.93
Nov 11, 2015 $0.15
Oct 25, 2015 $4.08 Nov 11, 2015 $4.08
Nov 1, 2015 $4.08 Nov 11, 2015 $4.08
Nov 8, 2015 $4.08 Nov 11, 2015 $4.08
Nov 15, 2015 $4.08 Nov 11, 2015 $1.82
Nov 17, 2015 $2.26
Nov 22, 2015 $4.08 Nov 17, 2015 $1.15
Nov 29, 2015 $2.93
Nov 29, 2015 $4.08 Nov 29, 2015 $2.52
Dec 1, 2015 $1.56
Dec 6, 2015 $4.08 Dec 1, 2015 $4.08
Dec 13, 2015 $4.08 Dec 1, 2015 $0.05
Dec 20, 2015 $4.03
Dec 20, 2015 $4.08 Dec 20, 2015 $0.23
Dec 27, 2015 $3.85
Dec 27, 2015 $4.08 Dec 27, 2015 $0.35
Jan 17, 2016 $3.73
Jan 3, 2016 $4.08 Jan 17, 2016 $4.08
Jan 10, 2016 $4.08 Jan 17, 2016 $4.08
Jan 17, 2016 $4.08 Jan 17, 2016 $1.18
Jan 24, 2016 $2.90
Jan 24, 2016 $4.08 Jan 24, 2016 $4.08
Jan 31, 2016 $4.08 Jan 24, 2016 $0.07
Jan 31, 2016 $3.98
Feb 7, 2016 $0.03
Feb 7, 2016 $4.08 Feb 7, 2016 $4.08
Feb 14, 2016 $4.08 Feb 7, 2016 $1.57
Feb 14, 2016 $2.51
Feb 21, 2016 $4.08 Feb 14, 2016 $0.22
Feb 21, 2016 $3.86
Feb 28, 2016 $4.08 Mar 1, 2016 $4.08
Mar 6, 2016 $4.08 Mar 1, 2016 $0.47
Mar 6, 2016 $3.61
Mar 13, 2016 $4.08 Mar 6, 2016 $0.02
Mar 13, 2016 $3.30
Mar 20, 2016 $0.76
Mar 20, 2016 $4.08 Mar 20, 2016 $4.08
Mar 27, 2016 $4.08 Mar 20, 2016 $0.27
Mar 27, 2016 $3.81
Apr 3, 2016 $4.08 Mar 27, 2016 $0.06
Apr 3, 2016 $4.02
Apr 10, 2016 $4.08 Apr 3, 2016 $0.18
Apr 10, 2016 $3.90
Apr 17, 2016 $4.08 Apr 10, 2016 $0.65
Apr 24, 2016 $3.43
Apr 24, 2016 $4.08 Apr 24, 2016 $0.32
May 2, 2016 $3.76
May 1, 2016 $4.08 May 2, 2016 $2.38
May 8, 2016 $1.70
May 8, 2016 $4.08 May 8, 2016 $4.08
May 15, 2016 $4.08 May 8, 2016 $2.17
May 16, 2016 $1.91
May 22, 2016 $4.56 May 16, 2016 $0.36
May 22, 2016 $4.19

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