Entrepreneur
Name
Brian
Member since
February 2015
On-time repayments
235 installments • 9%
About Me
I am a 23-year old university student at Moi University in Eldoret, Uasin Gishu County. i come from Elgeyo-Marakwet county where I was raised in a family and Community with a rich agricultural background thus my passion for, not only agriculture but the more comprehensive Agribusiness. I did my Primary education in Eldoret and proceeded to sunshine school in Nairobi for my Secondary education. Despite this, I always maintained a deep bond with my parents farming activities.
However, after years of watching the unreliable and sometimes inadequate rainfall cause suffering to the community for so long , i decided that their must be an alternative source of farming income other than the traditional maize and wheat. that is how I settled on irrigation-based horticulture.
My Business
I generally plant and supply horticultural produce, mainly tomatoes and cabbages. I practice open-air and greenhouse irrigation farming thus am able to produce all year round. this crops also have a short maturity period of 3 months thus are very good income generators.
tomatoes and cabbages are important vegetables that are in high demand by most households in the country thus are in high demand
Typical costs include land ploughing costs, costs of seeds, casual labor costs such as weeding and costs of chemicals such as pesticides and insecticides
most profits is ploughed back into the business since i have a 3-acre farm which is not yet fully utilized
Loan Proposal
If my loan application is successful, I will buy two knapsack sprayers at a cost of $45 each. this will come to a total of $90 and will be very helpful since the tomatoes are sprayed weekly. I will also buy fungicide known as Milraz. this goes for $52 for a 5 kilogram packet. This will be sufficient until the crops are harvested. Being the rainy season, the fungicide has to be applied weekly so as to guard against frost. I will spend around $10 on safety garments such as gloves, gumboots and overcoats for safety during spraying. I will use the balance of about $30 to meet part of the costs for casual labor which is normally about $5 per day for part time workers.
During harvesting, I usually sell tomatoes to the local people directly from the farm at considerably lower prices than in the market. The project also involves labor which benefits the people who provide the labor as they get some income. The tomatoes when sold generate a healthy profit which provides me with income.
I have increased the area under cultivation and expect to harvest 150 crates of tomatoes which i sell at $21 which translates to a revenue of $3150. I expect total costs not to exceed $1000 thus giving me a profit of $2150. I may however not be able to fully meet these costs at the moment and hence I hope to get this loan to facilitate the deficit.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$189.00
Date disbursed
Jun 20, 2015
Repayment status
Late
Projected term
70 months
Other loans
Lenders
Stamford, USA, United States
Germany
Brisbane, Australia
United States
United States
Summary
Amount repaid
$80.00
Amount remaining
$118.99
Expected completion
Sep 29, 2019
Status
Repaying late
Installment amount
$22.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 28, 2015 | $10.46 | Jul 5, 2015 | $10.46 |
| Jul 5, 2015 | $0.06 | Jul 5, 2015 | $0.06 |
| Jul 12, 2015 | $0.00 | ||
| Jul 19, 2015 | $2.11 | Jul 20, 2015 | $2.11 |
| Jul 26, 2015 | $2.11 | Aug 1, 2015 | $2.11 |
| Aug 2, 2015 | $2.11 | Aug 7, 2015 | $2.11 |
| Aug 9, 2015 | $2.11 | Sep 9, 2015 | $2.11 |
| Aug 16, 2015 | $2.11 | Sep 16, 2015 | $2.11 |
| Aug 23, 2015 | $2.11 | Sep 16, 2015 | $2.11 |
| Aug 30, 2015 | $2.11 | Sep 16, 2015 | $1.05 |
| Sep 29, 2015 | $1.05 | ||
| Sep 6, 2015 | $2.11 | Sep 29, 2015 | $2.11 |
| Sep 13, 2015 | $2.11 | Sep 29, 2015 | $1.05 |
| Nov 10, 2015 | $1.05 | ||
| Sep 20, 2015 | $2.11 | Nov 10, 2015 | $2.11 |
| Sep 27, 2015 | $2.11 | Nov 10, 2015 | $2.11 |
| Oct 4, 2015 | $2.11 | Nov 10, 2015 | $2.11 |
| Oct 11, 2015 | $2.11 | Nov 10, 2015 | $1.05 |
| Nov 27, 2015 | $1.05 | ||
| Oct 18, 2015 | $2.11 | Nov 27, 2015 | $2.11 |
| Oct 25, 2015 | $2.11 | Nov 27, 2015 | $2.11 |
| Nov 1, 2015 | $2.11 | Nov 27, 2015 | $2.11 |
| Nov 8, 2015 | $2.11 | Nov 27, 2015 | $2.11 |
| Nov 15, 2015 | $2.11 | Nov 27, 2015 | $1.05 |
| Jan 6, 2016 | $1.05 | ||
| Nov 22, 2015 | $2.11 | Jan 6, 2016 | $2.11 |
| Nov 29, 2015 | $2.11 | Jan 6, 2016 | $2.11 |
| Dec 6, 2015 | $2.11 | Jan 6, 2016 | $2.11 |
| Dec 13, 2015 | $2.11 | Jan 6, 2016 | $2.11 |
| Dec 20, 2015 | $2.11 | Jan 6, 2016 | $2.11 |
| Dec 27, 2015 | $2.11 | Jan 6, 2016 | $1.05 |
| Mar 2, 2016 | $1.05 | ||
| Jan 3, 2016 | $2.11 | Mar 2, 2016 | $2.11 |
| Jan 10, 2016 | $2.11 | Mar 2, 2016 | $2.11 |
| Jan 17, 2016 | $2.11 | Mar 2, 2016 | $2.11 |
| Jan 24, 2016 | $2.11 | Mar 2, 2016 | $2.11 |
| Jan 31, 2016 | $2.11 | Mar 2, 2016 | $1.05 |
| Nov 13, 2018 | $1.05 | ||
| Feb 7, 2016 | $1.05 | Nov 13, 2018 | $1.05 |
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $0.00 | ||
| Mar 6, 2016 | $0.00 | ||
| Mar 13, 2016 | $0.00 | ||
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.00 | ||
| Apr 3, 2016 | $0.00 | ||
| Apr 10, 2016 | $0.00 | ||
| Apr 17, 2016 | $0.00 | ||
| Apr 24, 2016 | $0.00 | ||
| May 1, 2016 | $0.00 | ||
| May 8, 2016 | $0.00 | ||
| May 15, 2016 | $0.00 | ||
| May 22, 2016 | $0.00 | ||
| May 29, 2016 | $0.00 | ||
| Jun 5, 2016 | $0.00 | ||
| Jun 12, 2016 | $0.00 | ||
| Jun 19, 2016 | $0.00 | ||
| Jun 26, 2016 | $0.00 | ||
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $0.00 | ||
| Oct 2, 2016 | $0.00 | ||
| Oct 9, 2016 | $0.00 | ||
| Oct 16, 2016 | $0.00 | ||
| Oct 23, 2016 | $0.00 | ||
| Oct 30, 2016 | $0.00 | ||
| Nov 6, 2016 | $0.00 | ||
| Nov 13, 2016 | $0.00 | ||
| Nov 20, 2016 | $0.00 | ||
| Nov 27, 2016 | $0.00 | ||
| Dec 4, 2016 | $0.00 | ||
| Dec 11, 2016 | $0.00 | ||
| Dec 18, 2016 | $0.00 | ||
| Dec 25, 2016 | $0.00 | ||
| Jan 1, 2017 | $0.00 | ||
| Jan 8, 2017 | $0.00 | ||
| Jan 15, 2017 | $0.00 | ||
| Jan 22, 2017 | $0.00 | ||
| Jan 29, 2017 | $0.00 | ||
| Feb 5, 2017 | $0.00 | ||
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $0.00 | ||
| Feb 26, 2017 | $0.00 | ||
| Mar 5, 2017 | $0.00 | ||
| Mar 12, 2017 | $0.00 | ||
| Mar 19, 2017 | $0.00 | ||
| Mar 26, 2017 | $0.00 | ||
| Apr 2, 2017 | $0.00 | ||
| Apr 9, 2017 | $0.00 | ||
| Apr 16, 2017 | $0.00 | ||
| Apr 23, 2017 | $0.00 | ||
| Apr 30, 2017 | $0.00 | ||
| May 7, 2017 | $0.00 | ||
| May 14, 2017 | $0.00 | ||
| May 21, 2017 | $0.00 | ||
| May 28, 2017 | $0.00 | ||
| Jun 4, 2017 | $0.00 | ||
| Jun 11, 2017 | $0.00 | ||
| Jun 18, 2017 | $0.00 | ||
| Jun 25, 2017 | $0.00 | ||
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $0.00 | ||
| Jul 16, 2017 | $0.00 | ||
| Jul 23, 2017 | $0.00 | ||
| Jul 30, 2017 | $0.00 | ||
| Aug 6, 2017 | $0.00 | ||
| Aug 13, 2017 | $0.00 | ||
| Aug 20, 2017 | $0.00 | ||
| Aug 27, 2017 | $0.00 | ||
| Sep 3, 2017 | $0.00 | ||
| Sep 10, 2017 | $0.00 | ||
| Sep 17, 2017 | $0.00 | ||
| Sep 24, 2017 | $0.00 | ||
| Oct 1, 2017 | $0.00 | ||
| Oct 8, 2017 | $0.00 | ||
| Oct 15, 2017 | $0.00 | ||
| Oct 22, 2017 | $0.00 | ||
| Oct 29, 2017 | $0.00 | ||
| Nov 5, 2017 | $0.00 | ||
| Nov 12, 2017 | $0.00 | ||
| Nov 19, 2017 | $0.00 | ||
| Nov 26, 2017 | $0.00 | ||
| Dec 3, 2017 | $0.00 | ||
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $0.00 | ||
| Jan 14, 2018 | $0.00 | ||
| Jan 21, 2018 | $0.00 | ||
| Jan 28, 2018 | $0.00 | ||
| Feb 4, 2018 | $0.00 | ||
| Feb 11, 2018 | $0.00 | ||
| Feb 18, 2018 | $0.00 | ||
| Feb 25, 2018 | $0.00 | ||
| Mar 4, 2018 | $0.00 | ||
| Mar 11, 2018 | $0.00 | ||
| Mar 18, 2018 | $0.00 | ||
| Mar 25, 2018 | $0.00 | ||
| Apr 1, 2018 | $0.00 | ||
| Apr 8, 2018 | $0.00 | ||
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $0.00 | ||
| May 20, 2018 | $0.00 | ||
| May 27, 2018 | $0.00 | ||
| Jun 3, 2018 | $0.00 | ||
| Jun 10, 2018 | $0.00 | ||
| Jun 17, 2018 | $0.00 | ||
| Jun 24, 2018 | $0.00 | ||
| Jul 1, 2018 | $0.00 | ||
| Jul 8, 2018 | $0.00 | ||
| Jul 15, 2018 | $0.00 | ||
| Jul 22, 2018 | $0.00 | ||
| Jul 29, 2018 | $0.00 | ||
| Aug 5, 2018 | $0.00 | ||
| Aug 12, 2018 | $0.00 | ||
| Aug 19, 2018 | $0.00 | ||
| Aug 26, 2018 | $0.00 | ||
| Sep 2, 2018 | $0.00 | ||
| Sep 9, 2018 | $0.00 | ||
| Sep 16, 2018 | $0.00 | ||
| Sep 23, 2018 | $0.00 | ||
| Sep 30, 2018 | $0.00 | ||
| Oct 7, 2018 | $0.00 | ||
| Oct 14, 2018 | $0.00 | ||
| Oct 21, 2018 | $0.00 | ||
| Oct 28, 2018 | $0.00 | ||
| Nov 4, 2018 | $0.00 | ||
| Nov 11, 2018 | $0.00 | ||
| Nov 18, 2018 | $0.53 | Nov 19, 2018 | $0.53 |
| Nov 25, 2018 | $0.53 | Dec 27, 2018 | $0.53 |
| Dec 2, 2018 | $0.53 | Dec 27, 2018 | $0.53 |
| Dec 9, 2018 | $0.53 | Dec 27, 2018 | $0.53 |
| Dec 16, 2018 | $0.00 | ||
| Dec 23, 2018 | $0.00 | ||
| Dec 30, 2018 | $0.00 | ||
| Jan 6, 2019 | $0.00 | ||
| Jan 13, 2019 | $0.00 | ||
| Jan 20, 2019 | $0.00 | ||
| Jan 27, 2019 | $0.00 | ||
| Feb 3, 2019 | $0.00 | ||
| Feb 10, 2019 | $0.00 | ||
| Feb 17, 2019 | $0.00 | ||
| Feb 24, 2019 | $0.00 | ||
| Mar 3, 2019 | $0.00 | ||
| Mar 10, 2019 | $0.00 | ||
| Mar 17, 2019 | $0.00 | ||
| Mar 24, 2019 | $0.00 | ||
| Mar 31, 2019 | $0.00 | ||
| Apr 7, 2019 | $5.26 | Aug 23, 2019 | $5.26 |
| Apr 14, 2019 | $0.00 | ||
| Apr 21, 2019 | $0.00 | ||
| Apr 28, 2019 | $0.00 | ||
| May 5, 2019 | $0.00 | ||
| May 12, 2019 | $0.00 | ||
| May 19, 2019 | $0.00 | ||
| May 26, 2019 | $0.00 | ||
| Jun 2, 2019 | $0.00 | ||
| Jun 9, 2019 | $0.00 | ||
| Jun 16, 2019 | $0.00 | ||
| Jun 23, 2019 | $0.00 | ||
| Jun 30, 2019 | $0.00 | ||
| Jul 7, 2019 | $0.00 | ||
| Jul 14, 2019 | $0.00 | ||
| Jul 21, 2019 | $0.00 | ||
| Jul 28, 2019 | $0.00 | ||
| Aug 4, 2019 | $0.00 | ||
| Aug 11, 2019 | $0.00 | ||
| Aug 18, 2019 | $0.00 | ||
| Aug 25, 2019 | $22.12 | ||
| Sep 1, 2019 | $22.12 | ||
| Sep 8, 2019 | $22.12 | ||
| Sep 15, 2019 | $22.12 | ||
| Sep 22, 2019 | $22.12 | ||
| Sep 29, 2019 | $8.41 | ||
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