Entrepreneur
Name
David
Member since
September 2015
On-time repayments
104 installments • 8%
About Me
I am a pastor with Baptist church of Bungoma and was born and grew up in Bungoma to a family of hardworking parents,Mr Dismas Misiko and Redempta Nabangi who were and farmers.Growing up we did not have the money nor the land but me and my 3 brothers and 6 sisters born of one mother did what we could in the farm too help plant and raise food and chicken for sale and for our own use. I went through primary school at Nalondo primary school and later graduated into Marobo secondary school.I also attended West Baptist institute and graduated to become a pastor.However at an early age i have been focused into making bricks for sale,a business i started with my fellow brothers when we were young.I have a wife now and i am happily doing wife Anna and we now have 4 children.I engage a lot in charity work and help women and widows in my free time while also helping my family when its season time and we plant and harvest corn and beans.
My Business
I make bricks by buying sections of land which people are selling.usually they sell 10ft by 10 ft spaces at around 100$ which we use to make the bricks by digging out the soil then mixing it with water and letting it settle in the same point for 24 hours before we make a kiln and after shaping the mud in wooden trowels we lay them in the kiln and cook/bake them under a hot fire for at least a week ,then we remove the bricks and separate the cracked ones from the good ones, then we advertise and sell each brick at 25US cents each. Sometimes business is good and after payment i can make as much as 175 $ after paying the two extra hands that help me,but sometimes business is low and we lose many bricks because the cooking and baking destroys more than we needs to break even.But it pays and helps me feed my family and also to help my church members who cannot sustain themselves or make a living. But there is no month in which we sell less than 1000 bricks especially with the construction boom going on in the country.
Loan Proposal
I will buy 2 wooden mud shaper that is used for shaping the mud used in baking my bricks (its worth 20$ each), and also 3 large polythene papers for covering the bricks during treatment (5$ each) and timber poles worth 10$ to use for building a structure used to store the bricks and protect them from the rain. This will enable to increase my sales by approximately 50% and will reduce losses incurred from damages caused by exposure to the rain and environment.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Oct 16, 2015
Repayment status
Late
Projected term
24 months
Lenders
Austin, United States
Glasgow, United Kingdom
Bremen, Germany
Toronto, Canada
New York, NY, United States
Fontvielle, Monaco, Yemen
United Kingdom
United States
Summary
Amount repaid
$38.00
Amount remaining
$170.99
Expected completion
Oct 22, 2017
Status
Repaying late
Installment amount
$2.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 25, 2015 | $5.00 | Nov 8, 2015 | $5.00 |
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $2.00 | Nov 16, 2015 | $2.00 |
| Nov 22, 2015 | $2.00 | Nov 16, 2015 | $2.00 |
| Nov 29, 2015 | $2.00 | Nov 16, 2015 | $2.00 |
| Dec 6, 2015 | $2.00 | Nov 16, 2015 | $2.00 |
| Dec 13, 2015 | $2.00 | Nov 16, 2015 | $2.00 |
| Dec 20, 2015 | $2.00 | Dec 2, 2015 | $2.00 |
| Dec 27, 2015 | $2.00 | Jan 18, 2016 | $2.00 |
| Jan 3, 2016 | $2.00 | Jan 18, 2016 | $2.00 |
| Jan 10, 2016 | $2.00 | Jan 18, 2016 | $1.00 |
| Feb 24, 2016 | $1.00 | ||
| Jan 17, 2016 | $2.00 | Feb 24, 2016 | $2.00 |
| Jan 24, 2016 | $2.00 | Feb 24, 2016 | $2.00 |
| Jan 31, 2016 | $2.00 | Feb 24, 2016 | $2.00 |
| Feb 7, 2016 | $2.00 | Mar 16, 2016 | $2.00 |
| Feb 14, 2016 | $2.00 | Mar 16, 2016 | $2.00 |
| Feb 21, 2016 | $2.00 | Mar 16, 2016 | $2.00 |
| Feb 28, 2016 | $2.00 | Mar 16, 2016 | $1.00 |
| Mar 28, 2016 | $1.00 | ||
| Mar 6, 2016 | $2.00 | Mar 28, 2016 | $1.00 |
| Mar 13, 2016 | $2.00 | ||
| Mar 20, 2016 | $2.00 | ||
| Mar 27, 2016 | $2.00 | ||
| Apr 3, 2016 | $2.00 | ||
| Apr 10, 2016 | $2.00 | ||
| Apr 17, 2016 | $2.00 | ||
| Apr 24, 2016 | $2.00 | ||
| May 1, 2016 | $2.00 | ||
| May 8, 2016 | $2.00 | ||
| May 15, 2016 | $2.00 | ||
| May 22, 2016 | $2.00 | ||
| May 29, 2016 | $2.00 | ||
| Jun 5, 2016 | $2.00 | ||
| Jun 12, 2016 | $2.00 | ||
| Jun 19, 2016 | $2.00 | ||
| Jun 26, 2016 | $2.00 | ||
| Jul 3, 2016 | $2.00 | ||
| Jul 10, 2016 | $2.00 | ||
| Jul 17, 2016 | $2.00 | ||
| Jul 24, 2016 | $2.00 | ||
| Jul 31, 2016 | $2.00 | ||
| Aug 7, 2016 | $2.00 | ||
| Aug 14, 2016 | $2.00 | ||
| Aug 21, 2016 | $2.00 | ||
| Aug 28, 2016 | $2.00 | ||
| Sep 4, 2016 | $2.00 | ||
| Sep 11, 2016 | $2.00 | ||
| Sep 18, 2016 | $2.00 | ||
| Sep 25, 2016 | $2.00 | ||
| Oct 2, 2016 | $2.00 | ||
| Oct 9, 2016 | $2.00 | ||
| Oct 16, 2016 | $2.00 | ||
| Oct 23, 2016 | $2.00 | ||
| Oct 30, 2016 | $2.00 | ||
| Nov 6, 2016 | $2.00 | ||
| Nov 13, 2016 | $2.00 | ||
| Nov 20, 2016 | $2.00 | ||
| Nov 27, 2016 | $2.00 | ||
| Dec 4, 2016 | $2.00 | ||
| Dec 11, 2016 | $2.00 | ||
| Dec 18, 2016 | $2.00 | ||
| Dec 25, 2016 | $2.00 | ||
| Jan 1, 2017 | $2.00 | ||
| Jan 8, 2017 | $2.00 | ||
| Jan 15, 2017 | $2.00 | ||
| Jan 22, 2017 | $2.00 | ||
| Jan 29, 2017 | $2.00 | ||
| Feb 5, 2017 | $2.00 | ||
| Feb 12, 2017 | $2.00 | ||
| Feb 19, 2017 | $2.00 | ||
| Feb 26, 2017 | $2.00 | ||
| Mar 5, 2017 | $2.00 | ||
| Mar 12, 2017 | $2.00 | ||
| Mar 19, 2017 | $2.00 | ||
| Mar 26, 2017 | $2.00 | ||
| Apr 2, 2017 | $2.00 | ||
| Apr 9, 2017 | $2.00 | ||
| Apr 16, 2017 | $2.00 | ||
| Apr 23, 2017 | $2.00 | ||
| Apr 30, 2017 | $2.00 | ||
| May 7, 2017 | $2.00 | ||
| May 14, 2017 | $2.00 | ||
| May 21, 2017 | $2.00 | ||
| May 28, 2017 | $2.00 | ||
| Jun 4, 2017 | $2.00 | ||
| Jun 11, 2017 | $2.00 | ||
| Jun 18, 2017 | $2.00 | ||
| Jun 25, 2017 | $2.00 | ||
| Jul 2, 2017 | $2.00 | ||
| Jul 9, 2017 | $2.00 | ||
| Jul 16, 2017 | $2.00 | ||
| Jul 23, 2017 | $2.00 | ||
| Jul 30, 2017 | $2.00 | ||
| Aug 6, 2017 | $2.00 | ||
| Aug 13, 2017 | $2.00 | ||
| Aug 20, 2017 | $2.00 | ||
| Aug 27, 2017 | $2.00 | ||
| Sep 3, 2017 | $2.00 | ||
| Sep 10, 2017 | $2.00 | ||
| Sep 17, 2017 | $2.00 | ||
| Sep 24, 2017 | $2.00 | ||
| Oct 1, 2017 | $2.00 | ||
| Oct 8, 2017 | $2.00 | ||
| Oct 15, 2017 | $2.00 | ||
| Oct 22, 2017 | $1.99 | ||
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