Ernestina cosmetics

Ernetina

Akropong, Ghana

5% repaid

Entrepreneur

Name

Ernetina

Member since

April 2016

On-time repayments

78 installments  •  63%

About Me

My name is Ernestina Owusu. I am twenty seven years of age. I was born on 16-6-1989 I am fair in complexion. I hail from Akropong in Ashanti region of Ghana. i did not got better education when I was young since my parents were poor and have no work. This made me think about business so I started selling yams on market day in some community around us. I used the profit from yam selling business to purchase more of the yams in order to increase my profit. After some years in yam business I decided to go into cosmetic so I used all the money from yam business to buy some cosmetic even though it was small but I managed. Since my capital was not enough to buy more of cosmetic this has helped me and my family only that I don't have enough capital to purchase more cosmetic.
I kindly ask assistance from Zidisha to help me raise loan for me in order to get rich to improve my work. Thank you.

My Business

I started this business after getting some money from my yam business. I started the cosmetic business which has really helped me but only problem is I don't have enough capital to buy more cosmetic of different kinds. where my shop is sited is good but I don't have enough to buy different cosmetic some customers come to my shop and asked for different kinds of creams because I do not have enough capital to buy so I can't supply them this lower my profit from this business so I want help from good people like you to lend me loan in order to grow my business.

Loan Proposal

I need six hundred dollars to purchase different kinds of cosmetic in order to supply my customers their needs, this will help me to increase my profit and expand and grow my business. i want to increase my profit in order to expand my business

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$512.00

Date disbursed

Oct 31, 2016

Repayment status

Late

Projected term

448 months

Other loans

Lenders

T

Tmann

Los Angeles, United States

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

Q

Quomar

Żmigród, Poland

G

GalantnostS

Hong Kong, Hong Kong

B

bgalon

London, United Kingdom

E

Errol

Bradenton, FL, United States

A

alfredo

Bremen, Germany

H

Hilke

Bremen, Germany

W

wmonroe

Paris, France

zebby24

Ft.myers, United States

G

Givemoreuseless

Waterloo, Canada

artzrouni

Pau, France

J

jra299

New York, United States

M

mmatessa

Ben Lomond, United States

sworthington

San Francisco, United States

B

BRWorthington

San Francisco, United States

HI

Highly Improbable

Saskatoon, Canada

Irvin

Vancouver, Canada

Z

zbuttel

Boston, United States

J

johan

Oslo, Norway

M

MarkAndMary

Seattle, United States

M

MrMc2

Saugerties, United States

T

tatts2000

melbourne, Australia

malcolm D

grants pass, United States

D

drakekids

Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

bdm4a

San Fransisco, United States

KaraM

Somerville, United States

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

jesuisneil

MATTESON, United States

V

velocity

Nueremberg, Germany

S

sebseb

The Hague, Netherlands

C

ColinPlatt

Montgomery Village, United States

Johnny

shanghai, China

G

guido

Valladolid, Spain

L

lumlum

Renens, Switzerland

lietu

Tallinn, Estonia

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

C

CanadianBiker

Peterborough, Canada

Straetman

Kaarst, Germany

Rocketdrive

Eugene, Oregon, United States

ErikN

Stockholm, Sweden

G

golivera

Lima, Peru

J

jozua

Delft, Netherlands

F

Forba

Mo i Rana, Norway

A

Amino

Ottawa, Canada

AndreaBravi

London, UK, Canada

A

anti-dot

London, United Kingdom

W

Withnail

Reading, United Kingdom

L

louisela

Eugene, Oregon, United States

Alessandro

Verona, Italy

joselvelez

Dallas, United States

petitnekomimi

Milverton, United Kingdom

T

traderjohn

Baltimore, United States

S

searthsong

Colorado Springs, United States

I

IngeH

Muehlheim, Germany

N

noah695

Salt Lake City, United States

A

AJCortens

Boise, ID, United States

H

Hynek

Brussels, Belgium

R

rcmssr

Woodbury, United States

spthoennes

Orlando, United States

MichaelDean

San Jose, United States

A

anonymus

Moon, United States

G

giaco

madrid, Spain

M

markj

Camberwell, Australia

J

Jacquinta

London, United Kingdom

Pere

Barcelona, Spain

S

share

Whitby, Canada

johnandmoliehi

Canton, New York, United States

K

kathy207

South Portland, United States

Tamanders

North Carolina, United States

T

ToddK

Indianapolis, IN, USA, United States

P

Purllyn

Dillon, United States

S

Steveandson

Arlington, United States

A

ashtanga99

Newport, United States

R

ryano

New Westminster, Canada

G

GLWall

Iowa, United States

L

lped759

Saint Paul, United States

K

kipwhite

California, United States

P

Piccolo

London, United Kingdom

E

elkbrett

Bradenton, United States

BJ

Brandon Joz

North Carolina, United States

SP

Steve Picchione

Lake Elsinore, United States

Joseph P. Edd

Seoul, Republic of Korea

RochelleSpencer

New York, United States

E

EveleighT

Arlington, VA, United States

Aggul

London, United Kingdom

Jeff and Marcie

Portland, OR, United States

S

Southernyank

CHAPEL HILL, United States

E

Elisa

Espoo, Finland

M

mrhanky1

melbourne, Australia

T

thejacobnorton

Jubail, Saudi Arabia

K

Kollegah

Munich, Germany

J

JayJay

Cleveland, United States

C

CheesemanDan

Shanghai, China

A

Alicee

Munich, Germany

D

danny

Karlsruhe, Germany

V

valeriesolanas

Stamford, United States

M

matts

New York, United States

P

proby24

Singapore, Singapore

Raymondo

Dublin, Ireland

J

jipi9000

Vantaa, Finland

phytoplankton

United States

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

A

Arthurmb

Cebu city, Philippines

AlexPalavas

Palavas les Flots, France

K

kiranovak

Denver, United States

nelson637

Greenbrae, California, United States

cattlebaron

Pierre, SD, United States

A

Annana

Kanata, Canada

C

cyrilleberger

Gammalkil, Sweden

dajawein

Gladstone, Australia

athomas

Chevy Chase, United States

D

Divergent

Bethesda, United States

Walter86

Napoli, Italy

Maartje

Hinteregg, Switzerland

zphelj

Dallas, United States

S

Scodeb123

Huntsville, United States

E

edgreig

Brixton, United Kingdom

sarna

Toronto, Canada

Gordons28

Santa Monica, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

CA

Chris and Janet

Portland, OR USA, United States

F

Frenchie

Johannesburg, United Arab Emirates

dmirpuri

Bangkok, Thailand

J

jfragisk

Toronto, Canada

cman8888

Philadelphia, United States

J

jcappel

Toronto, Canada

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

M

Malibu

Westwood, United States

K

Karpet

Faroe Islands

Brooklyn

Brooklyn, United States

S

SaraNT

United States

I

idris

United States

A

Akowal

United States

ThomasJosef

Berlin, Germany

PolarBearCapital

United States

E

Estebanito

United States

A

adamdreaming

United States

B

BigRosie

United States

Mike and Jacqui

United Kingdom

Haim Si

Mexico, Mexico

Arne Bachmann

Hamburg, Germany

T

TZ

Singapore, Singapore

BM

Brian Mickel

United States

Dave Bogard

New York, United States

Ben Triola

St. Louis, United States

Family Mueller

Petershagen, Germany

AL

Amy Luo

United States

Cassian Opara

London / Dubai, United Arab Emirates

Greg Howard

Reno, Nv, United States

SMOICE

Berlin, Germany

Jes-c

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

PZ

Phillip Zink

United States

Brent Gillespie

Little Rock, United States

GC

Gabriel Collins

United Kingdom

Paul Buchheit

Mountain View, United States

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Summary

Amount repaid

$29.04

Amount remaining

$482.44

Expected completion

Nov 13, 2017

Status

Repaying late

Installment amount

$19.79

Repayment History

Expected Payments Actual Payments
Nov 7, 2016 $7.71 Nov 3, 2016 $7.71
Nov 14, 2016 $0.77 Nov 8, 2016 $0.77
Nov 21, 2016 $0.77 Nov 8, 2016 $0.77
Nov 28, 2016 $0.77 Nov 8, 2016 $0.77
Dec 5, 2016 $0.77 Nov 8, 2016 $0.77
Dec 12, 2016 $0.77 Nov 8, 2016 $0.77
Dec 19, 2016 $0.77 Nov 8, 2016 $0.77
Dec 26, 2016 $0.77 Nov 8, 2016 $0.77
Jan 2, 2017 $0.77 Nov 8, 2016 $0.77
Jan 9, 2017 $0.77 Nov 8, 2016 $0.77
Jan 16, 2017 $0.77 Nov 8, 2016 $0.77
Jan 23, 2017 $0.77 Jan 15, 2017 $0.77
Jan 30, 2017 $0.77 Jan 15, 2017 $0.77
Feb 6, 2017 $0.77 Jan 15, 2017 $0.77
Feb 13, 2017 $0.77 Jan 15, 2017 $0.77
Feb 20, 2017 $0.77 Jan 15, 2017 $0.77
Feb 27, 2017 $0.77 Jan 15, 2017 $0.77
Mar 6, 2017 $0.77 Jan 15, 2017 $0.77
Mar 13, 2017 $0.77 Jan 15, 2017 $0.77
Mar 20, 2017 $0.77 Jan 15, 2017 $0.77
Mar 27, 2017 $0.77 Jan 15, 2017 $0.77
Apr 3, 2017 $0.77 Jan 15, 2017 $0.77
Apr 10, 2017 $0.77 Jan 15, 2017 $0.77
Apr 17, 2017 $0.00
Apr 24, 2017 $0.00
May 1, 2017 $0.00
May 8, 2017 $0.00
May 15, 2017 $0.26 May 24, 2017 $0.26
May 22, 2017 $0.26 May 24, 2017 $0.26
May 29, 2017 $19.79 May 24, 2017 $2.06
Jun 5, 2017 $19.79
Jun 12, 2017 $19.79
Jun 19, 2017 $19.79
Jun 26, 2017 $19.79
Jul 3, 2017 $19.79
Jul 10, 2017 $19.79
Jul 17, 2017 $19.79
Jul 24, 2017 $19.79
Jul 31, 2017 $19.79
Aug 7, 2017 $19.79
Aug 14, 2017 $19.79
Aug 21, 2017 $19.79
Aug 28, 2017 $19.79
Sep 4, 2017 $19.79
Sep 11, 2017 $19.79
Sep 18, 2017 $19.79
Sep 25, 2017 $19.79
Oct 2, 2017 $19.79
Oct 9, 2017 $19.79
Oct 16, 2017 $19.79
Oct 23, 2017 $19.79
Oct 30, 2017 $19.79
Nov 6, 2017 $19.79
Nov 13, 2017 $11.31

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