Euroitsolutions

Michael

Accra, Ghana

100% repaid

Entrepreneur

Name

Michael

Member since

April 2014

On-time repayments

145 installments  •  32%

About Me

I am Michael Kwarteng,I am 25 years old and Christian. I'm the fourth of six children to my parents and Ghanaian by birth and live in the capital town of Ghana, Accra.
I was student from National Institute of Information and Technology (NIIT) Accra, but currently pursuing my BSc IT program (distance education student) at Accra Institute Technology,. I am a good Christian and love evangelism work as well.
As a young entrepreneur I own a computer shop which I offer IT Training, Office Networking, Computer sales and repairs,
Architectural drawing, Graphic designing and Photo copies and many more .

My Business

In a growing era of personal needs and desires, income is the one of the most satisfying factor of an individual’s life. Income from multiple sources is one of the most required trends of present requirements and lifestyle. People with ordinary or average income generally face a greater impact on their lives when their single source of income is challenged. It takes them a larger span of time to come down to the basics once they start suffering due to their single income source. As a result of this their physical and mental health also gets affected.
My source of income is based on the following:
As a young entrepreneur, I own and manage a computer shop (euro IT Solutions) which gives me a lot of income. But there are more room for improvement with little efforts from well wishes.
I like my profession because it gives me a lot of experiences and shows me a different range of life backgrounds and human behaviours specifically of the youth.
However, sometimes I've had a hard time since there are a lot of challenges as well. But even so, I've tried to look in a positive side, because I know dealing with human isn't an easy thing.
In order to improve my work performance and myself, I believe there are still many things I have to learn, and need to strive for to become a successful entrepreneur in the future.

Providing professional IT services has been my passion always. I want to make my professional services available not only in my locality but across the country and worldwide. However, It has been a worry to me as to how to expand my business without the requisite financial backing. Things have been in a standstill for quite too long. I am looking forward to expanding my business to new locations. I also want to provide more improved IT Services to better satisfy my client's needs. I believe that with the necessary assistance, i can reach higher heights!

Loan Proposal

When I get this loan,it will help me improve on my Computer business.
Providing professional IT services has been my passion always. I want to make my professional services available not only in my locality but across the country and worldwide. However, It has been a worry to me as to how to expand my business without the requisite financial backing. Things have been in a standstill for quite too long. I am looking forward to expanding my business to new locations. I also want to provide more improved IT Services to better satisfy my client's needs. I believe that with the necessary assistance, i can reach higher heights! Amen!
Should I get support, i will expend the business as well as IT services that I offers so that I can meet the standard requirements of many who would want to work with me or invert in me because I can't afford single handedly to meet full financial requirements due to the increased costs of materials.

Feedback

7

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Jun 2, 2014

Repayment status

On Time

Projected term

5 weeks

Lenders

Feldborg

Stuttgart, Germany

O

Oliver

Geneva, Switzerland

calvero

Bergen, Norway

H

howard

Vence, France

Ask Michael a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Michael    Aug 3, 2015

    dear lenders,
    thank you for your support in raising leaders through this initiative. My business is really turning out well but is quite unfortunate i have to change the repayment schedule due to reasons that can not be shared at the moment. thank you

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  • Michael    Jul 1, 2015

    Dear lenders an amount of 2,100 cedis as been received will update you on how the money is being spent and pictures of the accessories bought in the coming weeks . Really appreciate all your assistance and God bless you all.

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  • Michael    Jun 30, 2015

    Good work my dear lenders your efforts is much more appreciated looking forward to have a great standing relationship with you God bless you all.

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  • Michael    Jun 10, 2015

    Hello grate lenders
    Thank you for your help and support business is really booming
    looking forward to a long standing relationship with you all thank you.
    God bless you all

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  • Michael    Mar 12, 2015

    Hi grate leaders,
    I'm very grateful to you all . I'm really looking forward to establishing grate relationship with you. God will bless you all for your generosity in helping young entrepreneurs to build our dreams and further. We are most grateful God bless you.

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  • Michael    Feb 27, 2015

    Hi my dear Lenders thank you all for your support and also giving some of us the opportunity to have access to loans to finance our business. I must say i am very grateful to you and Zidisha .
    As you can see in the pictures below business is ongoing and the loan too has helped in the purchase of some few gadgets which is really helping business. I was very grade when i hosted Taylor the country Ambassador at my office of which we discuss some issues affecting business and the way forward which i am sure she will let Zidisha and you the Lenders know about . thank you

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  • Michael    Jan 16, 2015

    Dear Lenders,
    Thank you for your support, I appreciate you a lot God bless you all.
    On a business side too things are really improving as am looking forward to working with you for longer period.
    I had the opportunity to Miss Taylorh Country Ambassador this week and it was all fun as we had a business discussion and other pressing issues. She was very helpful as she also suggested some ideas to help me and i appreciate her for that.
    Also i am most grateful to you Zidisha for this opportunity.
    I appreciates the support of you, Zidisha lenders, and looks forward to continuing this relationship.

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  • Michael    Jan 16, 2015

    Me infort of the office
    Obed, Tatlorh and my self

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  • Taylor Hanna    Jan 15, 2015

    Dear Lenders,

    I had the pleasure of meeting with Michael yesterday and after a lengthy misunderstanding with a trotro conductor, I eventually made it to take a look around NAKWES Group’s office in Legon, Accra, near the University of Accra campus.

    Six months ago, Michael and four of his friends were all working separately for IT and ICT companies when they got together and decided to address two issues affecting Accra:

    1. Ghana has one of the highest youth unemployment rates in the world – 25.6% in 2012 - compared to a global average of 12.6% .
    2. There was no laptop and electronic repair service near the University of Ghana, requiring students to make a time-consuming and costly trip to the inner city to service their computers.

    Michael is an entrepreneur at his core – as early as grade school he could recognize and capitalize on a market demand. So it’s no surprise that he found himself and his friends starting up their own company in response to the problems faced by their community.

    And so, NAKWES (their name from the first letter of each founder’s surname) was born. NAKWES offers laptop and mobile phone repair as well as IT training and media classes that aim to help graduating secondary students pass their tertiary exams. They also recently started their NAKWES College branch, offering a three-month program of media and computer courses for adults. The College will be graduating its first class of 25 students this month.

    Michael’s use of Zidisha loans has been helpful in allowing for the purchase of laptop accessories and tools, but he is really excited to continue borrowing and increase his credit limit. NAKWES is looking into the business of importing laptops for resale in order to support their growing education initiatives and hopes Zidisha will be a key factor in making this happen.

    Again, I’m so grateful that Michael and the NAKWES team took time out of their busy work day to show me around. The business is promising, especially for one just six months old, and I’m very excited to seeing how the company grows. The team appreciates the support of you, Zidisha lenders, and looks forward to continuing this relationship!

    Taylor
    Ghana Country Ambassador
    Zidisha

    PHOTOS:
    1. Obed, Michael, and myself.
    2. NAKWES Group cofounder Obed and a busy workstation
    3. Michael in front of the office

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  • Michael    Oct 1, 2014

    Hello lenders,
    I thank you all for your support God richly bless you all. Amen!!!
    My business too is really doing very well but at the moment i need your help in funding my loan application since i am behind time. Thanks to you.
    I really appreciate your help

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  • Michael    Sep 28, 2014

    Hello lenders,
    I thank you all for your support God richly bless you all. Amen!!!
    My business too is really doing very well thanks to you.
    I really appreciate your help.

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  • Michael    Sep 5, 2014

    First and foremost I thank Zidisha for this great opportunity and secondly thank all lenders that possible to granted my loan request God bless you all.

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  • Michael    Jul 19, 2014

    Hi, Lenders thanks for your support not only for me but to all members and for making our dreams come true. We really appreciate your help.
    Thank you.

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  • Michael    Jul 13, 2014

    First and foremost I thank Zidisha for this great opportunity and secondly thank all lenders that possible to granted my loan request God bless you all.
    This loan is really taken my business to the next level.
    Through this loan i have been able acquire a binding machine to boost my business.
    Thanks to all.

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  • Michael    Jun 30, 2014

    My payment due was on the 27th of June 2014 of which I paid, but I have not received any text or mail confirming my payment and is not showing in my Zidisha account.
    May i please know why?

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  • Michael    Jun 24, 2014

    First and foremost I thank Zidisha for this great opportunity and secondly thank all lenders that possible to granted my loan request God bless you all.
    This loan is really taken my business to the next level.
    Through this loan i have been able acquire a binding machine to boost my business.
    Thanks to all.

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  • Michael    May 31, 2014

    Please I imputed a wrong number
    Use this number instead 0240077895

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  • roberta.zenere    May 30, 2014

    Dear lenders,

    my name is Roberta and I am the Zidisha Country Coordinator for Ghana, I just wanted to inform you about the reason for the delay in disbursing the loan to Mr Kwarteng, one week after the date in which the loan was fully funded.

    In Ghana, we use the MTN Mobile Money platform to send the loans to our borrowers. This requires the borrower to be subscribed to the Mobile Money service and Mr Kwarteng still have to subscribe.

    Mr Kwarteng, I communicated to you more than a week ago about the necessity to be a Mobile Money subscriber to be able to receive your Zidisha loan. Please, inform me when you have completed registration.

    Best regards,

    Roberta

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  • Michael    May 24, 2014

    Dear Madame,
    Please I imputed a wrong number
    Use this number instead 0240077895
    Thank you.

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