18 installments • 67%
Am Philip from Lusaka, although i have lived in Choma, Chingola, Kitwe & Kapiri before. I have been unlucky finding work/ employment in that i mostly just work for a year or 2. Until i started my own business back in Choma & moved it into Lusaka where i am now.
I understand i can only progress if i take risks, hence i need to increase my business by 110%.
Currently my business has been steadily growing because of the loans i have been getting from ZIDISHA, am a living testimony of how ZIDISHA is slowly changing my business.
My business is mostly trading, i sale groceries & am hoping to open a Bar if i can raise enough capital.
I plan to use this loan to grow my capital, hence buy more new stock & allow me to open a better bigger business that i have been planning of running a big bar.
May current business has not been affected much by the current activities, still i plan to reduce all unnesseray expenses & reduce some of my other expenses. Plus more cash injections simply means i can buy more inventory hence increased sales which lead to increased profits
Oct 1, 2020
Cost to entrepreneur
Service fee: $3.14
Credit risk payment: $1.54