Expansion of a beauty shop

Felister

Juja, Kenya

100% repaid

Entrepreneur

Name

Felister

Member since

May 2015

On-time repayments

232 installments  •  84%

About Me

I was born and raised in Mbeere north constituency, of Embu county. I went to our local primary school (Kamugu pri scl),after which i joint Consolata girls (IRIAMURAI) for my secondary education.My mother made me to grow up knowing how to coup with all situation, since she was a single mother and she was able to raise our family of four kids and I was the last born child. after completing my secondary school level of education, i moved to Thika where I stayed with my older brother waiting for KCSE results. Thereafter i joined Thika institute of business studies where i did computer packages and business management. After college i was employed at Nigchem Africa sires in juja kalimoni where i worked as sales person. After working for 2yrs i decided to use my savings to start my own business in juja.

My Business

In my business i deal with all types beauty products . they are very useful because most of people in this location are youths and therefore this kind of business move very fast. I chose to start this kind of a business because it does not require much capital of which i could not afford. I use my 20% of my profit to pay my business house rent, 15% on government revenue, 50% to add my stock and i save the remaining 15%

Loan Proposal

I will buy the following product;
1 Salon sink chair at $300
2 dryers @$100 total $200
50pieces of braids $25
20pieces of hairfood $20
20 pieces of weaves $100
20pieces of body lotions $20
By buying these items to my business I will be able to attract more customers leading to more profit.

Feedback

2

None

None

  • Michael Vondermaßen    May 17, 2019

    Hallo Felister, well done!
    Thank you for paying back in time.
    If you need another loan, I will be with you.
    Best regards Michael

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  • Marcus    Feb 23, 2018

    Well done, Felister.
    Thank you for paying back in time.
    Good luck with your business and best regards,
    Marcus

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    • Felister    Feb 26, 2018

      Hello Marcus
      Thank you so much for wishing me the best in my business. I will continue to cooperate by paying my loan on time.

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    • Felister    Sep 19, 2018

      Hello Marcus
      First is to thank you as Zidisha team for good work you have been doing am so grateful.
      I wanted to ask about credit risk,how does one claim it?
      Kindly.

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    • Felister    May 17, 2019

      Hello Marcus
      Have just completed my loan payments and I would like to request for my credit risk refund but after I visit request for refund page there is no option for me to write a request.
      What might be the problem?
      Kindly assist.

      Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$719.00

Date disbursed

Dec 22, 2018

Repayment status

On Time

Projected term

4 months

Lenders

A

Anninymouse

Southampton, United Kingdom

W

WilsonLending

Atlanta, United States

Brian

Midhurst, Canada

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

BrassHat

Boston, United States

AltruisticSelfishnes

Chicago, United States

COOPITALIST

Toronto, Canada

A

andyfletcher

I want my "My loans" page back, Qatar

J

Jorgetmorais

Vila Nova de Gaia, Portugal

E

ElmTree

Wadsworth, United States

ErikN

Stockholm, Sweden

Ambrose

Calgary, Canada

J

jgillard

Winchester, United Kingdom

L

ldron7

Utah, United States

Martin

Manama, Bahrain

Pere

Barcelona, Spain

S

share

Whitby, Canada

johnandmoliehi

Canton, New York, United States

MakeSense

-, St. Kitts and Nevis

J

JakeA

Wellington, New Zealand

B

briansedz

Canton, Ohio, United States

tasos

hove, United Kingdom

DEWANDELAAR

westouter, Belgium

Erica

Caledon, Canada

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

S

SvenWaage

Stavanger, Norway

Christopher

Copenhagen, Denmark

A

Aaron

Zurich, Switzerland

P

Peksa

Espoo, Finland

SmeeAgain

Dublin, Ireland

A

Andy

Berlin, United States

nakamura

United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

N

netsirkd

Highland, United States

RckyMntFamily

Colorado, United States

H

HomesteadSchool

Glen Spey, United States

JTShorty

Gorham, Maine, United States

M

marcmesich

Kaohsiung, Taiwan

indrayudha

Jakarta, Indonesia

JOKer

Weisendorf, Germany

JonB

London, United Kingdom

T

TodaRaba

Tacoma, United States

G

Galbania

Toowoomba, Australia

D

DelapierceD

New York, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

lizandsteve

guelph, Canada

iggwag

Kilifi, Kenya

fransk

Culemborg, Netherlands

mikeice

Kohler, United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

M

martyb

United States

Arjan Geven

Vienna, Austria

D

drorm

United States

M

Mullagh

United Kingdom

K

Kudrnova

Czech Republic

D

DCLending

United States

O

osubucks45

United States

M

Marko

Helsinki, Finland

D

DandS

United States

P

plhughes

United States

C

charleen

United States

R

rakchickenman

Perth, Australia

johnhudson

Washington, DC, United States

J

jsbisa

New Orleans, Louisiana, United States

B

bscent

Hong Kong

belvi

Hoogeveen, Netherlands

Grant Xavier Storer

Seattle, Wa, United States

Suman

Gold Coast, Australia

T

Tim47

United States

N

Nicole

Pittsburgh, United States

C

ColoradoSkier

Denver, United States

B

beegkitty

United States

Kyle Hoback

Omaha, United States

M

mbarbier

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

K

Kristiina

All Countries

A

AER

Germany

B

Barncat

United States

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Dayton

Vancouver, Canada

DF

Daniel Fehr-Krahn

Winnipeg, Canada

A

Axel

Germany

Craig

Memphis, TN, United States

E

erica

antwerpen, Belgium

HS

Harry Shulman

United States

JC

JD Conley

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

PR

Paul Rausch

United States

Mattie Shaw

Seattle, United States

E

eriklonnroth

United Kingdom

J

Jason

United States

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

A

Andrei

United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

CC

Chris Cutter

United States

D

Dermo

Dublin, Ireland

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

JC

juli camrud

United States

RC

Rudi Chen

United States

Madeleine

Switzerland

Carla

United States

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

KirstenAlana

Los Angeles, United States

Myria

New Mexico, United States

Joseph Abell

Brisbane, Australia

RG

Ravi Gadad

United States

JA

Jan Andresen

Hamburg, Germany

AS

Aida Smith

United States

SM

Sachet Marion

United States

E

El

United States

Bart Vogelzang

Ladysmith BC, Canada

SA

Shar Alamdari

Los Angeles, United States

J

Jon

United States

L

Lucy

Australia

Benjamin Kniaz

Boston, United States

MO

Mark Owens

United States

WS

Warren Shen

United States

JA

Joshua Axtell

United States

Katie

United States

BP

Bill Piper

United States

Ellen

Michigan, United States

Ken

Mequon, WI, United States

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

S

Southbanker

Reading, United Kingdom

GS

Gary Sinard

Franklin, TN, United States

S

seahillpark

United States

JU

jeremy upsal

United States

R

RMIM

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

JH

Joseph Hwang

Houston, United States

Tyler Metcalf

Utah, United States

S

Sarah

Arlington, United States

afaness

Germany

ZS

Zach Silveira

Asheville, Nc, United States

S

S

Canberra, Australia

SF

steven frank

United States

Sean Richards

Wilmette, United States

KJ

Karin Joy

Philadelphia, PA, USA, United States

AB

Ashira Blazer

United States

BA

Burf and Patsy

St. John's, Canada

M

Mushbugg

United States

RD

Roel De Meester

Antwerpen, Belgium

PA

Peter A

New York City, United States

Carsten Thurau

Hopsten, Germany

CH

Christian Holck

United Kingdom

Remo

Switzerland

BR

Brian Rickman

United States

We Not Me

St. Paul, Minnesota, United States

R

RM

Australia

KM

Karen Marshall

Alice Springs, Australia

James Liao

San Francisco, United States

Daisuke

Tokyo, Japan

EA

Eric Ayers

Atlanta, United States

KA

Kate and Tom

United States

M

Mika

Switzerland

Peter Collins

Darmstadt, Germany

Nathan

Columbus, United States

Angela Chu

Toronto, Canada

KO

Ken Oram

Warrington, United Kingdom

Ask Felister a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Clement    Feb 5, 2020

    Hello lenders.....I was unable to reach Felister and any of her referees

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  • Felister    Dec 29, 2019

    Hello lenders
    I would like to reduce my payment due low income am getting. How I wish is that my business will get back to normal or even better.
    Thank you

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  • Josphat    Dec 22, 2019

    Hello lenders,i talked to Felister Muturi and agreed to adjust the loan reayment.

    Log in to reply • Share
  • Felister    Oct 27, 2019

    Hello
    I would like to reduce my payment due to less income am getting.
    My business is not all that good at the moment but I know with time things will be better.
    Thank you

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  • Felister    Aug 13, 2019

    Hello
    I would like to reduce my payment for some coming installment due to back step I made after the last credit risk 0f ksh.21,000.which was not refunded after I paid all my loan on time.
    I opted to take another loan and again I was deducted ksh.18,000 which I don't know again if it will be refunded but let me hope that one day one time my credit risk will all be refunded.
    Thank you.

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    • Maggie and M    Oct 3, 2019

      Felister I think you need to raise a support help ticket to restructure your loan repayments as soon as possible

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  • Alice    Aug 1, 2019

    Felister promises to start making her repayment next week

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  • Felister    Jul 9, 2019

    Hello lender
    Thank you so much for granting me a loan.I received ksh.50,498 which I used to add my beauty stock.
    Am so grateful because my business is responding well since I have enough stock.
    Thank you and may God bless you.

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  • Felister    Jun 30, 2019

    Hello lenders
    Thank you so much for the loan.
    Now that am about to receive it I will make use of it by adding stock of my beauty shop.This will increase my profits since I will be selling more products than before.
    Have achieved much since have widen my shop since I started getting loan from you zidisha
    Thank so much as I continue to cooperate.

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  • John    Jun 27, 2019

    Make the best out of it, I believe in you :)

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    • Felister    Jun 28, 2019

      Hello john
      I also believe in myself that I will make my best.
      Thank so much.

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  • Tim    Jun 26, 2019

    Best of luck with your beauty business, Felister! :)

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    • Felister    Jun 28, 2019

      Hello Tim
      Thank you so much as I prepare to receive the loan.

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  • Felister    May 14, 2019

    Hello lender
    I would like to adjust my payment since am almost done with my loan payment.
    I choose to pay the full amount of ksh.8392 once because am capable of doing that and apply for another loan at the same time.
    Thank you so much for your support.
    Sorry for any inconvenience.

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  • Felister    Apr 16, 2019

    Hello lenders
    I start by thanking you for the support you have been supporting me since 2015.
    My life is not like before since you have made me move forward. Within no time I will be through with my current loan payment which I used to add my stock of beauty products and so far so good.
    Thank you so much.

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  • Felister    Dec 22, 2018

    Hello lenders
    Thank so much for granting me a loan.Am so grateful since I will be able to add more stock with that money leading to more profit.
    Thank you and may God bless you.

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  • Michael Vondermaßen    Dec 21, 2018

    Dear Felister,

    we are impressed about your success, till now.
    Good luck with your business.

    Best regards
    Anne and Michael from Germany

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  • Felister    Nov 29, 2018

    Hello lenders
    I had a conversation with Sammy Leonard ngare and he explain to me the failure of his payment is as a result of poor flow of his business.
    But with all this he was able to shift his business from one position to another and now he has started moving well.
    He promised by the end of this week he will adjust his payment and start paying immediately.
    Thank you

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  • Felister    Nov 29, 2018

    Hello lenders
    Am so grateful for the support of your loan.
    Your loan helped me much to grow my business positively. Due to more stock I was able to earn more money and I was able to pay my loan without any problem.
    Now that am done with the payment I would like to post another loan but before that I would like to claim for my credit risk of ksh.17,101.
    Thank you as I wait.

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  • Felister    Jul 6, 2018

    Hi lenders
    Thank so much for granting me a loan.
    I received ksh. 48,608.with this amount I was able to open another shop but this around an electronic shop.
    Thank so much.

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  • Felister    Jun 27, 2018

    Hello lenders
    Thank you so much for granting me a loan.
    This loan will help me to buy my beauty products, like braids, weaves,dries,hair food and hairbands.
    This will help me earn more profit hence growing my business.
    Thank you and may God bless you lenders.

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  • Felister    Jun 23, 2018

    With my last loan I was able to purchase some of varieties of beauty products including, weaves,braids,hair food, ear lings and hairbands.these products increased my profits with 30% because I had more varieties leading to more customers.

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  • Felister    Jun 16, 2018

    Hello lenders
    Thank you for the good support you have been supporting me with.my business is responding positively.
    Just to ask you to check on my payment schedule. I can't see my yesterday's record of ksh.2000.
    Thank you.

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