Expansion of clothing business

Pauline Wamuyu

Nairobi, Kenya

66% repaid

Entrepreneur

Name

Pauline Wamuyu

Member since

December 2014

On-time repayments

346 installments  •  58%

About Me

I’m the third born in a family of three. I do believe in myself and I'm always ready to impact my family and the entire community at large through various projects. I have been involved in various projects related to my course. In order to develop and polish my skills I have involved in various training ranging from entrepreneurship courses seminars among others.

My Business

I have ventured in entrepreneurship whereby I have ventured in fashion industry. I do have a cloth line whereby I buy children clothes and resell I believe during this festive season, The demand of clothes will be very high and I will be glad if you funded my loan.
If given the loan I will use the money to buy a new bale of clothes and sell it to the customers within our locality.
I do believe I will be able to repay the loan so that It can also benefit other members of Zidisha community. I also have access to full time internet hence I will be able to check for progress and any other information in regards to Zidisha community.

Loan Proposal

Dear lenders
I'm very grateful for the previous loan as I was able to do allot and expand my clothing business. I was able to sell most of my stock during the festive season. I have received many customers hence I will be very glad if you fund me so that I can buy more stock. Since I have now the knowledge of what the customers demand I will be able to stock the right clothes as per their taste and preference.
I will also be able to employ individuals who will help me in the distributions hence empowering the society by creating employment to this youths that would be idle.
Furthermore if I get the loan I will buy in large quantities hence I will be able to make more profits and repay the loan early.
Given the loan I will buy 3. Bales of baby clothes US.$247 each Total US $741 and 2. Bales of Children dresses (cotton) @ US $ 223.5 each.
Total US $ 447.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,204.50

Date disbursed

Feb 2, 2015

Repayment status

Late

Projected term

79 months

Cost to entrepreneur

Lender interest: $1,204.50 at 6.39% annual rate over 79 months = $507.48

Service fee: $242.85

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