Expansion of general shop

Bramwel

Moi's Bridge, Kenya

100% repaid

Entrepreneur

Name

Bramwel

Member since

May 2017

On-time repayments

41 installments  •  73%

About Me

My name is Bramwel Mutali aged 35 years from Kenya.
I started my primary education away back in the year 1990 after a devastating eight years of primary school I completed and passed which enabled me to join secondary school .
Joining Eshikulu Secondary school was by God's Grace since I had to relay on my single mother both for fees and also for basic needs.Since my mother worked as a casual laborer in the county council of Kakamega her salary was too little to cater my education and those of my siblings.
I remember staying away from school for a year due to lack of my school fees to enable my brother who was then sitting for his Primary school education final examination.
with the help of area Member of Parliament the then Hon.Cyrus Jirongo who cleared my fees arrears and also paid my fees, I rejoined high school in the year 2001 and sat for my final exam in the year 2002.
Since finalizing my secondary education I have made my own decision on how I will be successful in my life because my community is mostly influenced with the specific culture that if a man is over eighteen and above years, is expected by the society to start his family and struggle with life.
I did not managed to make it to the university because of financial problem I had to develop my career to small business from little capital I got from little savings I made from small labours such as going to farm. In this job I believe that I will be successful and I will prosper in my community hence support and civilize them on development.
Swimming is my hobby but due to time I watch it through TV.

My Business

Food retail and supply of Milk is among my main activity I have been dealing with since I finished my secodnary education some 10 years back and I am very happy because I earn some little profit for day to day activities for my family and for the upkeep of the business.
I see it as my major work and I perform it with full of determination.
I have a goal, my goal is to expand my retail shop to a bigger wholesale in the future so that I can employ 5 to 10 people to work there.
I believe this vision is achievable with help and support from Zidisha loans.
More goods is required in the shop because my sorrounding area is growing in both population and economically therefore most of the customers are increasing each day and I must provide goods to so that they get whatever they need to buy.
If by God's favour am able to earn more profit I will use some of the profit to help my Church, take care of my family and also help the needy at large.

Loan Proposal

Once the loan has disbursed I will use the amount in the expansion of my shop(General Shop).The cost of expansion is $1000.
after the expansion this will create a job opportunity to at least three people to work in my shop and also improve my living standard from the profit I will incur from the shop.
Since the business has already establish,The profit will rise to a daily profit of $50 US dollars per day.

Show original English  

About Me

My name is Bramwel Mutali aged 35 years from Kenya.
I started my primary education away back in the year 1990 after a devastating eight years of primary school I completed and passed which enabled me to join secondary school .
Joining Eshikulu Secondary school was by God's Grace since I had to relay on my single mother both for fees and also for basic needs.Since my mother worked as a casual laborer in the county council of Kakamega her salary was too little to cater my education and those of my siblings.
I remember staying away from school for a year due to lack of my school fees to enable my brother who was then sitting for his Primary school education final examination.
with the help of area Member of Parliament the then Hon.Cyrus Jirongo who cleared my fees arrears and also paid my fees, I rejoined high school in the year 2001 and sat for my final exam in the year 2002.
Since finalizing my secondary education I have made my own decision on how I will be successful in my life because my community is mostly influenced with the specific culture that if a man is over eighteen and above years, is expected by the society to start his family and struggle with life.
I did not managed to make it to the university because of financial problem I had to develop my career to small business from little capital I got from little savings I made from small labors such as going to farm. In this job I believe that I will be successful and I will prosper in my community hence support and civilize them on development.
Swimming is my hobby but due to time I watch it through TV.

My Business

Food retail and supply of Milk is among my main activity I have been dealing with since I finished my secodnary education some 10 years back and I am very happy because I earn some little profit for day to day activities for my family and for the upkeep of the business.
I see it as my major work and I perform it with full of determination.
I have a goal, my goal is to expand my retail shop to a bigger wholesale in the future so that I can employ 5 to 10 people to work there.
I believe this vision is achievable with help and support from Zidisha loans.
More goods is required in the shop because my surrounding area is growing in both population and economically therefore most of the customers are increasing each day and I must provide goods to so that they get whatever they need to buy.
If by God's favor am able to earn more profit I will use some of the profit to help my Church, take care of my family and also help the needy at large.

Loan Proposal

Once the loan has disbursed I will use the amount in the expansion of my shop(General Shop).The cost of expansion is $1000.
after the expansion this will create a job opportunity to at least three people to work in my shop and also improve my living standard from the profit I will incur from the shop.
Since the business has already establish,The profit will rise to a daily profit of $50 US dollars per day.

Feedback

2

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  • Mary    Jan 7, 2018

    Bramwel is an excellent Zidisha borrower!

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  • Margaret    Oct 12, 2017

    Perfect repayment, I would gladly lend to Bramwel again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Sep 5, 2017

Repayment status

On Time

Projected term

5 weeks

Lenders

The Zinc Team

San Francisco, United States

M

Margaret

United States

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  • Timothy    Jul 2, 2019

    Mutali has promised to make a repayment today at night.

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  • Timothy    May 30, 2019

    Mutali has admitted to make repayment tomorrow in the morning.

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  • Timothy    Apr 30, 2019

    Mutali has promised to make repayment tomorrow.

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  • Timothy    Mar 30, 2019

    Mutali confirmed to make repayment next month the second week.

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  • Timothy    Feb 27, 2019

    Mutali has promised to make repayment today.

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  • Timothy    Jan 22, 2019

    Bramwel has agreed to adjust the installments and make the repayment 24th of January.

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  • Timothy    Dec 22, 2018

    Bramwel has said that he will pay the money by January second week.

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  • Timothy    Nov 22, 2018

    Mutali has communicated that he will make repayment next week.

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  • Timothy    Oct 22, 2018

    Mutali has admitted to make adjustments and resume making repayments.

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  • Timothy    Sep 21, 2018

    I have contacted Mutali, he has agreed to adjust the installment amount and continue making payment.

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  • Mary    Aug 26, 2018

    Please make a payment on your loan Bramwel. Your repayment helps get others loans funded. Lenders cannot relend what they are not paid back. It is important to keep your repayment rate in good standing to get future loans.

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  • Timothy    Aug 19, 2018

    I have talked to Mutali to make support ticket and send to Zidisha concerning the the loan. Mutali has admitted to create a support ticket and continue with his normal participation.

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  • Timothy    Jul 11, 2018

    Mutali has admitted to make the payment by the end of this month. He has shared that the business is doing well.

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  • Timothy    Jun 9, 2018

    The business is going very well

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  • Bramwel    Apr 21, 2018

    I thank my lenders and zidisha team their effort to ensure that life of poor people keeps on changing.The loan requested will enable my business to run smoothly especially back to school time.My customers will have school items at the shop.

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  • Bramwel    Apr 5, 2018

    Hi I thank my lenders who fully participated to lend me the loan that has enabled me to pay my two brothers and sister to continue with their high school education.The funds enabled me to sustain my business,making sure that there is variety of commodities.

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  • Bramwel    Jan 18, 2018

    First I wish My lenders and Zidisha team a wonderful Festive season.I`m sure the amount you have lend me will greatly change the business.My customers will buy goods at a fair price because fuel price is hiking and this will affect prices of other commodities.My retail price will not fluctuate due to changes. Kindly I thank my lenders from MARY and all the rest,for they are making me go as far as I can see and when I get there I will always be able to see farther and help others to see farther.GOD bless you.

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  • Mary    Dec 25, 2017

    Wishing you and your family a wonderful Festive Season Bramwel!

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