Selling new and used clothing

Judith

Kilifi County Baharini Location, Kenya

64% repaid

Entrepreneur

Name

Judith

Member since

June 2013

On-time repayments

349 installments  •  86%

About Me

My names are Judith Nthenya. currently living in Kilifi baharini. Am thirty four years of age. I am the fifth born in a family of six siblings living with a single parent, my mother. We are three sisters and two brothers both my two sisters are married. My mother is not employed on a basic salary but she attends to her farm in order to make a living out of it. I cleared my primary education in kitooni primary school in Machakos County which is my ancestral home. After clearing my primary studies I joined tututha high school, after that I joined the Kenya institute of applied sciences to persue a diploma in applied science. I moved to Kilifi thereafter in order to find myself a job which I didn’t and decided to start my own business..

My Business

My business deals with selling second hand / lightly used clothes and news clothes. My business is situated in Kilifi which I can say is a strategic location for my business as many people from the area prefer both second hand clothes and new clothes depending on accassion . I have been in the business for the past five years, the clothes I sell earn me a profit of one hundrend shillings a piece. I started it with a capital of five thousand shillings, which has increased as my output has continuously expanded. I get my stock from the town center and neighboring country Tanzania. With your assistance I would increase my stock and also broaden my sales as I see great income in the coming future.

Loan Proposal

First of all are greetings from me you have been good for me since the day i join zidisha i pray the good God to continue blessing you more and more. The plan i have for my loan is to expand my business have already started this is how am going to use the 10147 dollars three bales of second hand clothes which will cost 650 dollars 88 pieces of new clothes which will cost 230 dollars the rest I will pay rent and transport with all this I will make profit of 450dollar which Will enable me to pay school fee for my child .I will really appreciate for your consideration for my loan

Feedback

3

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,000.00

Date disbursed

Jan 30, 2020

Repayment status

Late

Projected term

18 months

Lenders

M

marvin24

Giessen, Germany

AltruisticSelfishnes

Chicago, United States

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

KyRoamer

Louisville, Kentucky, United States

MarktheMormon

Sandy, Utah, United States

F

FHult

Stockholm, Sweden

T

Tallago3

Munich, Germany

johnandmoliehi

Canton, New York, United States

JimVandegriff

Trinidad, California, United States

C

cflint

Springville, United States

DLarson

Morris, United States

SeeMeeFi

Ontario, Canada

A

andraz

Ljubljana, Slovenia

Andreas1974

Fristad, Sweden

P

pillepalle

Osnabrück, Germany

Namaste250

Pittsford, United States

ads68

Melbourne, Australia

nakamura

United States

JTShorty

Gorham, Maine, United States

G

Goldrivermob

Gold River, Canada

Hedwich

Gorssel, Netherlands

A

Anonymous

United Kingdom

ibc123

Seattle, United States

mikeice

Kohler, United States

S

Samhall8

Brandon, Canada

mepster

San Francisco, Ca, United States

T

ThomasS

United Kingdom

B

bscent

Hong Kong

Taylor Hanna

United States

S

sarahb

United States

C

ccs36

United States

C

cha1mers

United States

Jamal Hamou

Cascadia, Canada

Michel Bavin

Antwerp Area, Belgium

Villa Maria Outliers

Montreal, Canada

Franmiguel

Perth, Australia

AA

Adam Atlas

Montreal, QC, Canada, Canada

R

Robert

Berlin, Germany

KH

Kaylee Howell

United States

Anna Hoad

Toronto, Canada

K

Katrine

Drammen, Norway

anne

Cologne, Germany

PR

peter reibold

United States

Kate Courteau

United States

Lou Kaucic

Sanbornton, NH, United States

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

T

thedan33

Czech Republic

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

JK

Hamburg, Germany

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

AF

Alysn Ford

United States

C

cota

United States

ME

Manaal Eisa

Washington DC, United States

CNV

United States

IH

Ian Hearn

United States

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

J

John

United Kingdom

Carla

Amsterdam, Netherlands

Andri K

Baden, Switzerland, Switzerland

B

Brent

United States

Pedro R-C

Cambridge, United States

P

Paul

Netherlands

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

S

Sharon4B

Molalla, Oregon, United States

D

Daniel

United States

Ren

Minneapolis/StPaul, United States

D

Dalton

San Francisco, United States

M

Mary

United States

Joshi

United States

TN

the noob

United Kingdom

Kevin Kong

San Francisco, CA, United States

S

Sarah

Manor, TX, United States

L

Leigh

Australia

Ask Judith a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Judith    Jan 13, 2022

    Have been sick and I was not able to go to work all those days

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  • Daniel    Nov 4, 2021

    Dear Lenders
    Have tried to reach Ms Judith but her phone went unanswered,will try her later and advise

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  • Daniel    Sep 22, 2021

    Hello Lenders,
    Have spoke to Ms Judith and she has promised to pull up her socks and clear the loan

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  • Lilian    Jul 7, 2021

    Judith hasn't picked up her call same to her references

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  • Judith    Jun 23, 2021

    Have been sick for the past one month and I was not able to go to work that why I had delayed my payments during that period

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  • Lilian    May 29, 2021

    Judith isn't picking her calls and I have managed to speak to Paul who says he moved from kilifi in 2016 and he can not trace Judith since he doesn't have her contact.. the other references are not reachable

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  • Judith    Apr 11, 2021

    Am sick for the past two month and am not able to go to the work so I pay the loan with the little I have

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  • Judith    Mar 20, 2021

    Have been sick since February and am not able to go work so have no enough money to pay my loan like before

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  • Judith    Feb 27, 2021

    I was hospitalized for the past four weeks I was not able to open the business for that period that's why am adjusting my installments

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  • Judith    Jan 28, 2021

    Since am trying to return the business where it was before covid 19 it is hard time for me because have most of my customers did not come back again and there is low profit

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  • Judith    Jan 7, 2021

    Still dealing with the pandemic which has rely destroyed my business and low profit

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  • Judith    Dec 5, 2020

    The pandemic has really messed with my business I make very little profit or even no profit at all,have very few customers due to pandemic

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  • Judith    Oct 31, 2020

    There is very low return in business no customer sometimes I get more losses every day

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  • Judith    Oct 9, 2020

    The epidemic has really affected my business leading to very low profit in the business

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    • Joshi    Oct 29, 2020

      Judith,
      I really appreciate that you are posting regular updates through these tough times. I wish I could do more than pray for you all. Hope there is a breakthrough treatment that will put things back on track. How is your daughter doing?

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  • Judith    Sep 10, 2020

    The business has not yet picked well because of the epedemic we few customers thus getting small profit

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  • Judith    Aug 15, 2020

    The pandemic is still hitting my business I can go days without selling anything thus getting small profit

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  • Judith    Jul 17, 2020

    The pandemic is still hitting my business since people are not buying clothes we occurring loses since the start of pandemic

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  • Judith    Jun 27, 2020

    I have not yet gone back to business due to covid 19 it is tough time for the business getting zero profit

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  • Judith    Jun 7, 2020

    The pandemic situation has not yet change in our area we are still at home so the business are closed

    Log in to reply • Share
  • Judith    May 18, 2020

    Corana viruses have affected my business have almost three months without going to the job staying at home

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