Expansion of my provision shop

Asheeka

Wa, Ghana

31% repaid

Entrepreneur

Name

Asheeka

Member since

February 2015

On-time repayments

74 installments  •  9%

About Me

MY STORY
My name is Asheeka Khalid Latif and 29 years of age. I am a junior high school teacher with the Ghana Education Service in the Upper West Region of Ghana. I am the first from a family of five and also married with a kid. I run a small provision shop in my vicinity which I am seeking to expand into mini supermarket. In the kind of community where I live, people sometimes have to go into town before getting basic items such as soap, sugar bread, eggs, Milo, rice etc before to buy. My shop therefore afford people the opportunity to always know that such items and many more could always be had at any time. I am a very optimistic person , affable and easy to be around with and these qualities have endeared me to many people who patronize my shop for their everyday provisions. I believe that with the goodwill I am currently enjoying especially among the youth, an expansion of my shop in terms of the container and other stock could help me break even and even make more profit. The shop gives me a little income and I believe that with support from Zidisha and also through committed efforts and dedication I should be able to see it grow to the level I want it to be. I am very entrepreneurial minded and I make the most out of every opportunity that present itself and as such this next step of expansion is a great step for me.

My Business

ABOUT MY BUSINESS
I am in the operation of a provision shop selling all kinds of items such as soaps, food items, soft drinks, stationery, kitchen items etc. Due to the location of the shop, I am able to attract all kinds of people from all walks of life. Also the good customer care that I exhibit at all times has a also been a major factor in the kind and number of customers that i command in my neighborhood . Over here because of the long distance to town majority of people prefer to buy from me than walking to going into town. Also the very affordable prices of most of my commodities has also really helped me in enjoying such amount of goodwill.
I would be glad to get this loan to be able to expand and grow my business. I promise to execute and respect the rules and regulation of this noble institution.
Thank you.

Loan Proposal

MY LOAN PROPOSAL
My provision shop has a good location, affordable prices and has a good customer care system in place that ensures that customers will always go and come back. This has necessitated that I expand and also bring in more products and commodities to cater for the very many increasing customers.
I have been struggling to get loan to push this business up for about a year now and this loan if granted will be godsend to help me achieve this. Since I have been doing this for the past one year, I have gained much experience to realize when to expand or bring in what commodity and this is one of those times where I think that a loan from Zidisha will help increase my profits through expansion.

I have been able to raise to save a little, but now what is left with I s just a bit which will be well covered by this loan. Kindly consider lending me this loan as it will go a long way into helping me achieve my lifelong dream. Am grateful to be part of this organization and I promise to abide by all the rules and regulations.
Thank you.
I currently live at Jejeleyiri in Wa, in the Upper West of Ghana. Whenever you are in Wa, just ask of the central mosque or the regional mission house of the Ahmadiyya mission once you locate it, adjacent it is my house.
Thank you.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 9, 2015

Repayment status

Late

Projected term

17 months

Lenders

investor

Candiac, Canada

J

johan

Oslo, Norway

torelizer

Reggio Emilia, Italy

mbunifu

San Jose, United States

P

Philippe

Adliswil, Switzerland

L

lmuenchen

Munich, Germany

Zidisha

Sterling, United States

beverly

Vancouver, Canada

Jouni

Finland

N

nanax005

SALEM, United States

ads68

Melbourne, Australia

Matching Fund

Sterling, United States

trincowski

Vilar, Vila do Conde, Portugal

mepster

San Francisco, Ca, United States

Betapilot

Copenhagen, Denmark

MW

Matt Willis

United States

Humble Bundle Community

San Francisco, United States

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  • Ishmail    Sep 7, 2015

    Dear lenders,
    I have called Asheeka and from the moment I told her am her volunteer mentor on Zidisha she hang up the the call on me and never pick up my Call again and I started calling her reference contact they too don't take their time to talk to me.

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  • Asheeka    May 4, 2015

    even though the loan received have helped me in the procurement of certain items, I however had to close the shop due to some unforeseen circumstances and this really affectrd me and my business. we have just started and we believe that we will pick up in a short while.

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  • Ishmail    Apr 15, 2015

    Dear lenders,
    I have called Asheeka several times since yesterday but she is not picking up the call so i want try her reference contact when i try calling today and she don't pick up the call.
    Lenders thank you for your patience.

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  • Ishmail    Mar 12, 2015

    I have talk with her and she said she wasn't well that's why she skip that payment and she is willing to pay the past due within this week.

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  • Asheeka    Mar 10, 2015

    the loan with zidisha has been very helpful to my business. however business in the past few weeks have been dull and this has affected my on time repayment schedule. therefore to be in good standing I have decided to reduce it until such a time when things fall into place. thank you.

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    • trincowski    Mar 11, 2015

      Hi Asheeka!

      Please ask the Zidisha team to change your payments plan so you won't be penalized in the future for having paid late.

      Kind regards,
      Ricardo

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  • Asheeka    Feb 10, 2015

    I thank zidisha and my funders for the wonderful opportunity.

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