Entrepreneur
Name
Lavender
Member since
April 2014
On-time repayments
137 installments • 47%
About Me
I live in a small village called Ogongo which is in Homabay County in the Southern part of Nyanza.Its easy to find your way to my place of residence once you arrive in Homabay town which is our county headquarters. From the main bus station, there are only two buses namely Mbukinya bus or Acacia bus which ply the route to my place. After boarding from the town center,you use the main Homabay Rd as if heading to Kisii Town . The first turning at the junction indicated as Mbita road and it takes another 45 minute drive to a small shopping centre called Ogongo market and that’s where I reside. On alighting you notice a signboard of Waringa Primary School which is where I teach. I stay in the rented semi permanent houses outside the school at the shopping centre, infact they are the most beautifully painted houses at Ogongo market about five minutes walk from the stage. Door number five is precisely where I live.
My Business
My name is Lavender Kikah . I was born 28 years ago in Nyakach kajimbo. I got married three years ago in Homabay district where I am living with my husband who is also a primary school teacher like me. God has blessed us with one loving son who is now two years old. I went to school at Nyabondo Girls before joining Kisumu Girls High School. Later, I got admitted at Shanzu Teachers Training College in Mombasa where I was trained as a PI teacher. Before being selected to work under Teachers Service Commision who is my employer now, I taught in several primary schools in Mombasa and Kisumu. My present work station is Waringa Primary School in Ogongo Mbita-Homabay district. The first time I was posted to come and work here there was a fellow teacher who had a snack shop where children used to buy things like icecream, popcorns , candies etc. Since she was transferred to another school. The premises has been idle and the children are really suffering , waliking long distances to get refreshments. This is what I intend to rebrand and cut that market of the two schools adjacent to our school here. Start the shop and let it run because there are ready clients. My financial breakdown is as follows:
Rent__________USD 60.
Icecream Vending Machine ____USD 125 .
Popcorn Machine___________USD 100.
Shelves /Partitioning_________USD 50.
1 Employee_________USD 45.
Miscellenous ______USD 80.
Total USD 460
With that amount, I prospect to start the business perfectly well.
Personally I love sports so much so that work with the children a lot during the sports season. This term I was selected to be the games mistress in our school. I fancy the opportunity so much, I have a plan to work and let our school be the best in the inter-schools this season.
Loan Proposal
As i had started the business of selling the snacks for the school going children at a local village where i work, the ccessories seem to be ageing. I now need to buy new imprved cooking and other food utensils to help me get quality food and highly palatable snacks for my clients. due to the fact that i intend to get a larger eating space for them, i shall use the loan for this expansion.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$129.00
Date disbursed
Jul 9, 2016
Repayment status
On Time
Projected term
26 months
Other loans
Lenders
United States
Summary
Amount repaid
$135.45
Amount remaining
$0.00
Date repaid
Aug 15, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 17, 2016 | $25.21 | Jul 24, 2016 | $25.21 |
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
| Aug 7, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
| Aug 14, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
| Aug 21, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
| Aug 28, 2016 | $1.01 | Jul 31, 2016 | $1.01 |
| Sep 4, 2016 | $1.01 | Sep 4, 2016 | $1.01 |
| Sep 11, 2016 | $1.01 | Sep 4, 2016 | $1.01 |
| Sep 18, 2016 | $1.01 | Sep 4, 2016 | $1.01 |
| Sep 25, 2016 | $1.01 | Sep 4, 2016 | $1.01 |
| Oct 2, 2016 | $1.01 | Oct 8, 2016 | $1.01 |
| Oct 9, 2016 | $1.01 | Oct 8, 2016 | $1.01 |
| Oct 16, 2016 | $1.01 | Oct 8, 2016 | $1.01 |
| Oct 23, 2016 | $1.01 | Oct 8, 2016 | $1.01 |
| Oct 30, 2016 | $1.01 | Nov 19, 2016 | $1.01 |
| Nov 6, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Nov 13, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Nov 20, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Nov 27, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | Dec 3, 2016 | $1.01 |
| Dec 11, 2016 | $1.01 | Dec 27, 2016 | $1.01 |
| Dec 18, 2016 | $1.01 | Dec 27, 2016 | $1.01 |
| Dec 25, 2016 | $1.01 | Dec 31, 2016 | $1.01 |
| Jan 1, 2017 | $1.01 | Dec 31, 2016 | $1.01 |
| Jan 8, 2017 | $1.01 | Feb 15, 2017 | $1.01 |
| Jan 15, 2017 | $1.01 | Feb 15, 2017 | $1.01 |
| Jan 22, 2017 | $1.01 | Feb 15, 2017 | $1.01 |
| Jan 29, 2017 | $1.01 | Feb 15, 2017 | $1.01 |
| Feb 5, 2017 | $1.01 | Feb 23, 2017 | $1.01 |
| Feb 12, 2017 | $1.01 | Feb 23, 2017 | $1.01 |
| Feb 19, 2017 | $1.01 | Feb 23, 2017 | $1.01 |
| Feb 26, 2017 | $1.01 | Feb 23, 2017 | $1.01 |
| Mar 5, 2017 | $1.01 | Apr 6, 2017 | $1.01 |
| Mar 12, 2017 | $1.01 | Apr 6, 2017 | $1.01 |
| Mar 19, 2017 | $1.01 | Apr 6, 2017 | $1.01 |
| Mar 26, 2017 | $1.01 | Apr 6, 2017 | $1.01 |
| Apr 2, 2017 | $1.01 | Apr 6, 2017 | $1.01 |
| Apr 9, 2017 | $1.01 | May 11, 2017 | $1.01 |
| Apr 16, 2017 | $1.01 | May 11, 2017 | $1.01 |
| Apr 23, 2017 | $1.01 | May 11, 2017 | $1.01 |
| Apr 30, 2017 | $1.01 | May 11, 2017 | $1.01 |
| May 7, 2017 | $1.01 | May 11, 2017 | $1.01 |
| May 14, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
| May 21, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
| May 28, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
| Jun 4, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
| Jun 11, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Jul 15, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Jul 15, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Jul 15, 2017 | $1.01 |
| Jul 9, 2017 | $1.01 | Jul 15, 2017 | $1.01 |
| Jul 16, 2017 | $1.01 | Jul 15, 2017 | $1.01 |
| Jul 23, 2017 | $1.01 | Jul 15, 2017 | $1.01 |
| Jul 30, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Aug 6, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Aug 13, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Aug 20, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Aug 27, 2017 | $1.01 | Aug 30, 2017 | $1.01 |
| Sep 3, 2017 | $1.01 | Sep 8, 2017 | $1.01 |
| Sep 10, 2017 | $1.01 | Sep 8, 2017 | $1.01 |
| Sep 17, 2017 | $1.01 | Sep 17, 2017 | $1.01 |
| Sep 24, 2017 | $1.01 | Oct 11, 2017 | $1.01 |
| Oct 1, 2017 | $1.01 | Oct 11, 2017 | $1.01 |
| Oct 8, 2017 | $1.01 | Oct 11, 2017 | $1.01 |
| Oct 15, 2017 | $1.01 | Oct 11, 2017 | $1.01 |
| Oct 22, 2017 | $1.01 | Oct 28, 2017 | $1.01 |
| Oct 29, 2017 | $1.01 | Oct 28, 2017 | $1.01 |
| Nov 5, 2017 | $1.01 | Feb 22, 2018 | $1.01 |
| Nov 12, 2017 | $1.01 | Feb 22, 2018 | $1.01 |
| Nov 19, 2017 | $1.01 | Feb 22, 2018 | $1.01 |
| Nov 26, 2017 | $1.01 | Feb 22, 2018 | $1.01 |
| Dec 3, 2017 | $1.01 | Feb 22, 2018 | $1.01 |
| Dec 10, 2017 | $1.01 | Feb 22, 2018 | $1.01 |
| Dec 17, 2017 | $1.01 | Apr 4, 2018 | $1.01 |
| Dec 24, 2017 | $1.01 | Apr 4, 2018 | $1.01 |
| Dec 31, 2017 | $1.01 | Apr 4, 2018 | $1.01 |
| Jan 7, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Jan 14, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Jan 21, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Jan 28, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Feb 4, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Feb 11, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Feb 18, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Feb 25, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Mar 4, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Mar 11, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Mar 18, 2018 | $1.01 | Apr 4, 2018 | $1.01 |
| Mar 25, 2018 | $1.01 | May 9, 2018 | $1.01 |
| Apr 1, 2018 | $1.01 | May 9, 2018 | $1.01 |
| Apr 8, 2018 | $1.01 | May 9, 2018 | $1.01 |
| Apr 15, 2018 | $1.01 | May 9, 2018 | $1.01 |
| Apr 22, 2018 | $1.01 | May 9, 2018 | $1.01 |
| Apr 29, 2018 | $1.01 | May 9, 2018 | $1.01 |
| May 6, 2018 | $1.01 | May 9, 2018 | $1.01 |
| May 13, 2018 | $1.01 | May 16, 2018 | $1.01 |
| May 20, 2018 | $1.01 | May 16, 2018 | $1.01 |
| May 27, 2018 | $1.01 | May 16, 2018 | $1.01 |
| Jun 3, 2018 | $1.01 | May 16, 2018 | $1.01 |
| Jun 10, 2018 | $1.01 | Jul 11, 2018 | $1.01 |
| Jun 17, 2018 | $1.01 | Jul 11, 2018 | $1.01 |
| Jun 24, 2018 | $1.01 | Jul 11, 2018 | $1.01 |
| Jul 1, 2018 | $1.01 | Jul 11, 2018 | $1.01 |
| Jul 8, 2018 | $1.01 | Jul 11, 2018 | $1.01 |
| Jul 15, 2018 | $1.01 | Aug 6, 2018 | $1.01 |
| Jul 22, 2018 | $1.01 | Aug 6, 2018 | $1.01 |
| Jul 29, 2018 | $1.01 | Aug 6, 2018 | $1.01 |
| Aug 5, 2018 | $1.01 | Aug 15, 2018 | $1.01 |
| Aug 12, 2018 | $1.01 | Aug 15, 2018 | $1.01 |
| Aug 19, 2018 | $1.01 | Aug 15, 2018 | $1.01 |
| Aug 26, 2018 | $1.01 | Aug 15, 2018 | $1.01 |
| Sep 2, 2018 | $0.33 | Aug 15, 2018 | $0.33 |
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