Banana and kale farming

Joseph

Lamu County, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

May 2017

On-time repayments

56 installments  •  89%

About Me

Hello Zidisha lenders,
My name is Joseph Kilalu from Lamu county Kenya,Mpeketoni sub county.
We are seven in the family and I am the first born. I have gone through primary, secondary and college education.
I am a farmer as well as a medical laboratory technologist. I am not yet employed by the government, though I work in a private clinic. Besides lab work and kale farming, I also rear chicken and sell once in a while when they grow and become unmanageable.
I am also talented music, I used to couch church choirs music a few years ago.

My Business

My source of income is as above.
I do my lab work on a daily basis from Monday to Saturday, from nine to four thirty after which I go to attend my sukuma wiki.I also keep and sell chicken for cash. It is from these jobs that I get income to feed,cloth and educate my children. The rest of the money I re-invest for future.

Loan Proposal

Purchase of fertilizers.
-I will require about 10 kgs of D. A. P during planting.
-Top dressing fertilizer C.A.N - 20 kgs Purchase of fertilizers.
-I will require about 10 kgs of D. A. P during planting.
-Top dressing fertilizer C.A.N - 20 kgs
2. Pest cides.
- 1 litter of Aster
-1/2 a kg of antifungus -rodazine.
3. Labour.
- Fuel for water pump etc 2. Pest cides.
- 1 litter of Aster
-1/2 a kg of antifungus -rodazine.
3. Labour.
- Fuel for water pump etc

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$169.00

Date disbursed

Sep 26, 2017

Repayment status

On Time

Projected term

2 months

Lenders

PG

Paul Graham

United States

BS

Brandon S

United States

Craig Newmark

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

BA

Burf and Patsy

St. John's, Canada

rob baird

Darwin Australia, Australia

Michael Bauschke

Dresden, Germany

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joseph    Oct 8, 2018

    Economic hardships

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  • Joseph    Aug 27, 2018

    I choose to pay that amount because I am comfortable paying according to my earnings.

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  • Joseph    Jul 17, 2018

    I still have economic constraints for now. Please bear with me. I shall pay the whole amount I am being owed. Thanks. Yours faithfully, Joseph Kilalu

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  • Joseph    May 29, 2018

    Well, I have been through difficult situation which demand financial input from my side. My Wife has been on treatment which I have to cater for.

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  • Joseph    Apr 21, 2018

    Due to economic constraints I will not able to pay the agreed installments. But as soon as I am stable, I will resume the normal installments.
    Thanks, and sorry for the inconveniences that I have caused.

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  • Joseph    Mar 24, 2018

    There has been some economic decline this week, but I will resume to normal installments soon.

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  • Joseph    Mar 6, 2018

    Hello my dear lenders, I wish to take this opportunity to thank everyone who contributed towards my loan funding .I promise to be honest and that I shall use monies wisely.
    Here is one of the items that I bought the money,among other lab reagents.

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  • Joseph    Mar 1, 2018

    Thank you so much my lenders for the money.I am very glad that you funded me.
    I will purchase laboratory items that my lab requires to continue running and to improve my services.

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  • Joseph    Dec 12, 2017

    Hello my dear lenders, I am glad that help grow finally.
    I had put it in the loan proposal, I was requesting for the cash so that I can add some and purchase a motorbike for own use.
    This is to make my commuting to my work place easy and faster.
    The motorbike will enable me to work for a little longer hours hence earn more money at the long run.
    Thanks for your great support.
    Yours faithfully,
    Joseph Kilalu

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  • Joseph    Dec 12, 2017

    Hello my dear lenders, I am glad that help grow finally.
    I had put it in the loan proposal, I was requesting for the cash so that I can add some and purchase a motorbike for own use.
    This is to make my commuting to my work place easy and faster.
    The motorbike will enable me to work for a little longer hours hence earn more money at the long run.
    Thanks for your great support.
    Yours faithfully,
    Joseph Kilalu

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  • Joseph    Dec 12, 2017

    Hello my dear lenders, I am glad that help grow finally.
    I had put it in the loan proposal, I was requesting for the cash so that I can add some and purchase a motorbike for own use.
    This is to make my commuting to my work place easy and faster.
    The motorbike will enable me to work for a little longer hours hence earn more money at the long run.
    Thanks for your great support.
    Yours faithfully,
    Joseph Kilalu

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  • Joseph    Dec 12, 2017

    Hello my dear lenders, I am glad that help grow finally.
    I had put it in the loan proposal, I was requesting for the cash so that I can add some and purchase a motorbike for own use.
    This is to make my commuting to my work place easy and faster.
    The motorbike will enable me to work for a little longer hours hence earn more money at the long run.
    Thanks for your great support.
    Yours faithfully,
    Joseph Kilalu

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  • Joseph    Oct 18, 2017

    I wish to sincerely thank you for the loans. They are a big for my business!

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  • Joseph    Sep 26, 2017

    Hello my dear lenders, this is the to inform you that I received the money in the amount of ksh 16,182.00 after deductions.
    I will be buying fertilizers,fuel,labour and pest cides .

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  • Joseph    Sep 26, 2017

    Hi Zidisha team, I am glad you funded my loan. However, I am still waiting for it to be disbursed to my account. Also when I try to open my Zidisha app,it's not working properly on my phone.
    May may be something is yet required to be done.
    Thanks.
    Yours Faithfully,
    Joseph Kilalu

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  • Joseph    Sep 20, 2017

    Here is another photo in the farm

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  • Joseph    Jul 27, 2017

    Thankyou for accepting my loan request.The loan will be a big boost to my kale farming business.
    I promise to be a loyal and faithful member of Zidisha.
    Thanks.
    J.Kilalu

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  • Joseph    Jul 27, 2017

    Thankyou for accepting my loan request.The loan will be a big boost to my kale farming business.
    I promise to a loyal and faithful member of Zidisha.
    Thanks.
    J.Kilalu

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