Farming

Monicah

Nakuru, Kenya

12% repaid

Entrepreneur

Name

Monicah

Member since

February 2013

On-time repayments

288 installments  •  8%

About Me

my name is monica nyawira murage,i was born in the year 1976 at kiambuu district. whi is now known as kiambuu county. like any other kikuyu child, i was brought up in a very much displined family. i started my primary education in the year 1982. after my primary school, i joined afraha secondary school which is located in nakuru town. im married with two kids a boy and agirl. unfortunitery my husband passed away in the year 2007 due to being killed by thug. im pround that even in his absent i have managed to educate my little kids in their early primary school.

My Business

i started my small kiosk of selling food in nakuru town in the year 2000.this business is doing so nice, and it is located in nakuru town. nakuru is the third largest town in our country. im selling tea,food,etc.im paying a revenue of ksh 10,000 per year . i have also employed two workers who helps me in serving my customers. the demand of food and beverages are in a very high demand. im planning to get a loan from zidisha platform so that i can be able to up lift my business and changed it from a small kiosk to a hotel. am hoping all the best from my lenders.

Loan Proposal

dear lenders,many many thanks for giving me this chance to apply for my second loan.since the first loan boosted my business with a very big impact, i hope now to start a project with this second loan, which will improve my lively hood.its grate to me that my business is doing well.with this second loan, i hope to buy a good and productive am pl dairy cow, which will help me with a lot of milk . i will use the milk in my now hotel which is in nakuru town.the rest of milk, will help my family. my young kids will be drinking milk, so that they will grow strong.am planning to buy with us dollar350 the better one from a nearby lord delamear farm . i hope this loan will completely turn my business positive. i will buy dairy food with the rest of the money. i hope to sell the remaining milk to a local company by name brookside. they buy milk with bulks.

Feedback

2

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$479.00

Date disbursed

Nov 19, 2014

Repayment status

Late

Projected term

63 months

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  • Monicah    Feb 27, 2015

    dear lenders , its my great pleasure to have this moment with you to share and also let you know the real situation of my business. my dear lenders, i have decided to reduce my repayments amount, due to unavoidable reasons.as i had told you earlier due to the changes of location of our town, we emerged , am now running a hotel , which is located just next to the railway station. due to relocation of business in our town, our local government has decided to invoke every premises located near stations. either bus station or railway station. in this case, i have decided to reduce my instalment down to line to two hundreds shillings only. this will be just run for only two months only. i hope things to turn positive on my side.am sorry my lenders, as i have not been able to share my business updates with you due to some unavoidable reasons. i hope to share with you about my business impact as you continue to be patients with my repayments.

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  • Monicah    Sep 13, 2014

    hi lenders am doing well in my business. am sorry i have been so busy in my restaurant, but i thanks GOD am making my repayments on time.its grate to see how far you have assisted me also my family . i apprecite this. my little kids are still going well in school

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  • Monicah    Oct 15, 2013

    dear my lender am so happy with zidisha team. am also so sorry for being late in my loan repayments. my first born boy was to join Nairobi university this year . i was to strain untill i got the whole amount to pay his fees.am so grateful to zidisha for being patience towards my lateness in my loan repayments.i hope now things will turn positive. i will start making my repayments on December. thanks so much all my lenders for being patience.

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  • Monicah    Aug 14, 2013

    dear lenders am so greatful to all my lenders . i hope you are all fine doing. am still in nakuru trying to work hard so that i can achieve my goal in life. my young kids are in school doing so well. my business is also in touch . lenders am expecting to make my repayments on time so that i can be able to post another application for loan . am so greatful to this worderful platform. i hope before time run, i will be able to make my repayments without any problem.i hope to continue with this platform as soon as i make my first loan compleate.

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  • Monicah    Jun 18, 2013

    dear my lenders, i have decided to reschedule my loan in one month time, this is because since my husband passed away, his relative chased me together with my little kids away from the place where i was living with my husband.my husbands father who is also deceased own that plot. so it was inheritance from our father. i have been in court and am waiting for the healing on august. i hope things will be okey.i hope to repay the loan on time next month. thanks so much for your patience.

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  • Monicah    Jun 10, 2013

    Dear lender am thanking you for the business upgrade you have done to me it was a pleasure to get this from you loan that has made a difference in my business and my life my business is now running smoothly and am strong despite of all that has happened am looking forward to pay for the loan and get a bigger share thanks regards Nyawira

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  • Namaste250    Apr 1, 2013

    Hello Monicah,
    Congratulations on getting 100% funding. I am sad to hear of your husband's death. You are a strong woman to keep your family going. You should feel proud. I hope that your children are well.
    Best wishes for health, business success and prosperity, Namaste250

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  • Monicah    Apr 1, 2013

    thanks so much all my lenders who contributed in fillings up my bids. am so greatful since now i will be able to fullfil my dreams thanks so much.

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