Entrepreneur
Name
Francis
Member since
February 2013
On-time repayments
63 installments • 86%
About Me
my name is francis njuguna kihara. im married with three childrean. two boys and one girl the girl by name serah is my firstborn. the boys are in a primary school while the girl is in a local secondary school. i started my primary school in ndibai primary school in the year 1978. i only learned up to class eight. this was due to lack of school fees in our family. my father struggled so much for my education, but since we had some other younger brothers. my school fees was a problem due to high lever of poverty in our family. since i left school, i have been working in some construction companies, and after saving little by little, i have managed to buy my own land where im living currentry.
My Business
my business is located just opposite my plot.im selling constuction materials like sand and ballast. also hardcore. am collecting those materials from nakuru using lorries.i transport these materials to my place of work and then sell them to the people who are constructing their homes and shops.the materials are in a very high demand. im making aprofit of at least 18,000 ksh per month.i have employed four workers who assist me in serving my customer. the demand of this business is in a very high rate than supply. i need more materials to serve my customers
Loan Proposal
dear lenders, am so grateful with zidisha for giving me yet another chance for applying my second loan.with this second loan, am going to buy a dairy goat with two hundred dollars.also i will buy dairy foods with 50 dollars for my dairy cow for more production of milk. currently, my dairy cow is producing five litres of milk. in this case once i will be able to add more proteins in my livestock, i will be able to get higher production of milk from my cow.the two goats will also add a very high value in my life. this is because though am feeding my little children with cow milk, i will now be able to feed them with goat milk which is very healthy in nutritional. my little kids is schooling without any problem, but i hope to stock my kiosk shop with the remaining 50 dollars. am still selling sand to those contractors, and the business is doing so well. thanks so much my lenders
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$297.00
Date disbursed
Apr 7, 2014
Repayment status
On Time
Projected term
14 months
Other loans
Lenders
New Zealand
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Summary
Amount repaid
$352.80
Amount remaining
$0.00
Date repaid
Mar 25, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 14, 2014 | $5.60 | Apr 18, 2014 | $5.60 |
| Apr 21, 2014 | $5.60 | Apr 18, 2014 | $0.28 |
| Apr 21, 2014 | $5.32 | ||
| Apr 28, 2014 | $5.60 | Apr 27, 2014 | $5.60 |
| May 5, 2014 | $5.60 | Apr 27, 2014 | $5.60 |
| May 12, 2014 | $5.60 | May 8, 2014 | $5.60 |
| May 19, 2014 | $5.60 | May 18, 2014 | $5.29 |
| May 26, 2014 | $0.31 | ||
| May 26, 2014 | $5.60 | May 26, 2014 | $5.58 |
| Jun 3, 2014 | $0.02 | ||
| Jun 2, 2014 | $5.60 | Jun 3, 2014 | $5.60 |
| Jun 9, 2014 | $5.60 | Jun 3, 2014 | $0.02 |
| Jun 13, 2014 | $5.58 | ||
| Jun 16, 2014 | $5.60 | Jun 13, 2014 | $0.02 |
| Jun 15, 2014 | $5.58 | ||
| Jun 23, 2014 | $5.60 | Jun 15, 2014 | $0.02 |
| Jun 22, 2014 | $5.58 | ||
| Jun 30, 2014 | $5.60 | Jun 22, 2014 | $0.02 |
| Jun 26, 2014 | $5.58 | ||
| Jul 7, 2014 | $5.60 | Jun 26, 2014 | $0.02 |
| Jul 8, 2014 | $5.58 | ||
| Jul 14, 2014 | $5.60 | Jul 8, 2014 | $0.02 |
| Jul 16, 2014 | $5.58 | ||
| Jul 21, 2014 | $5.60 | Jul 16, 2014 | $0.02 |
| Jul 20, 2014 | $5.58 | ||
| Jul 28, 2014 | $5.60 | Jul 20, 2014 | $0.02 |
| Aug 1, 2014 | $5.58 | ||
| Aug 4, 2014 | $5.60 | Aug 1, 2014 | $0.02 |
| Aug 6, 2014 | $5.58 | ||
| Aug 11, 2014 | $5.60 | Aug 6, 2014 | $0.02 |
| Aug 12, 2014 | $5.29 | ||
| Aug 16, 2014 | $0.28 | ||
| Aug 18, 2014 | $5.60 | Aug 16, 2014 | $5.60 |
| Aug 25, 2014 | $5.60 | Aug 16, 2014 | $0.05 |
| Aug 22, 2014 | $5.55 | ||
| Sep 1, 2014 | $5.60 | Aug 22, 2014 | $0.05 |
| Aug 25, 2014 | $5.41 | ||
| Sep 5, 2014 | $0.14 | ||
| Sep 8, 2014 | $5.60 | Sep 5, 2014 | $5.60 |
| Sep 15, 2014 | $5.60 | Sep 5, 2014 | $0.14 |
| Sep 11, 2014 | $5.46 | ||
| Sep 22, 2014 | $5.60 | Sep 11, 2014 | $0.14 |
| Sep 21, 2014 | $5.29 | ||
| Oct 13, 2014 | $0.16 | ||
| Sep 29, 2014 | $5.60 | Oct 13, 2014 | $5.44 |
| Oct 25, 2014 | $0.16 | ||
| Oct 6, 2014 | $5.60 | Oct 25, 2014 | $5.44 |
| Oct 31, 2014 | $0.16 | ||
| Oct 13, 2014 | $5.60 | Oct 31, 2014 | $5.44 |
| Nov 19, 2014 | $0.16 | ||
| Oct 20, 2014 | $5.60 | Nov 19, 2014 | $5.60 |
| Oct 27, 2014 | $5.60 | Nov 19, 2014 | $5.60 |
| Nov 2, 2014 | $5.60 | Nov 19, 2014 | $5.60 |
| Nov 9, 2014 | $5.60 | Nov 19, 2014 | $0.09 |
| Dec 2, 2014 | $5.51 | ||
| Nov 16, 2014 | $5.60 | Dec 2, 2014 | $5.60 |
| Nov 23, 2014 | $5.60 | Dec 2, 2014 | $5.36 |
| Dec 10, 2014 | $0.24 | ||
| Nov 30, 2014 | $5.60 | Dec 10, 2014 | $5.60 |
| Dec 7, 2014 | $5.60 | Dec 10, 2014 | $5.60 |
| Dec 14, 2014 | $5.60 | Dec 10, 2014 | $5.60 |
| Dec 21, 2014 | $5.60 | Dec 10, 2014 | $0.02 |
| Dec 13, 2014 | $5.58 | ||
| Dec 28, 2014 | $5.60 | Dec 13, 2014 | $0.07 |
| Dec 18, 2014 | $5.53 | ||
| Jan 4, 2015 | $5.60 | Dec 18, 2014 | $5.60 |
| Jan 11, 2015 | $5.60 | Dec 18, 2014 | $0.64 |
| Jan 1, 2015 | $4.96 | ||
| Jan 18, 2015 | $5.60 | Jan 1, 2015 | $5.60 |
| Jan 25, 2015 | $5.60 | Jan 1, 2015 | $1.20 |
| Jan 9, 2015 | $4.40 | ||
| Feb 1, 2015 | $5.60 | Jan 9, 2015 | $5.60 |
| Feb 8, 2015 | $5.60 | Jan 9, 2015 | $1.76 |
| Jan 17, 2015 | $3.84 | ||
| Feb 15, 2015 | $5.60 | Jan 17, 2015 | $2.05 |
| Jan 27, 2015 | $3.55 | ||
| Feb 22, 2015 | $5.60 | Jan 27, 2015 | $5.60 |
| Mar 1, 2015 | $5.60 | Jan 27, 2015 | $2.61 |
| Jan 31, 2015 | $2.99 | ||
| Mar 9, 2015 | $5.60 | Jan 31, 2015 | $2.89 |
| Feb 8, 2015 | $2.71 | ||
| Mar 16, 2015 | $5.60 | Feb 8, 2015 | $5.60 |
| Mar 23, 2015 | $5.60 | Feb 8, 2015 | $3.46 |
| Feb 10, 2015 | $2.14 | ||
| Mar 30, 2015 | $5.60 | Feb 10, 2015 | $5.60 |
| Apr 6, 2015 | $5.60 | Feb 10, 2015 | $4.02 |
| Feb 19, 2015 | $1.58 | ||
| Apr 13, 2015 | $5.60 | Feb 19, 2015 | $5.60 |
| Apr 20, 2015 | $5.60 | Feb 19, 2015 | $4.59 |
| Feb 28, 2015 | $1.01 | ||
| Apr 27, 2015 | $5.60 | Feb 28, 2015 | $5.60 |
| May 4, 2015 | $5.60 | Feb 28, 2015 | $5.15 |
| Mar 13, 2015 | $0.45 | ||
| May 11, 2015 | $5.60 | Mar 13, 2015 | $5.60 |
| May 18, 2015 | $5.60 | Mar 13, 2015 | $5.60 |
| May 25, 2015 | $5.60 | Mar 13, 2015 | $0.12 |
| Mar 20, 2015 | $5.48 | ||
| Jun 1, 2015 | $5.60 | Mar 20, 2015 | $5.60 |
| Jun 8, 2015 | $5.60 | Mar 20, 2015 | $0.68 |
| Mar 25, 2015 | $4.92 | ||
| Jun 15, 2015 | $5.60 | Mar 25, 2015 | $5.60 |
| Jun 22, 2015 | $5.60 | Mar 25, 2015 | $5.60 |
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