Name
Fay
Member since
February 2015
On-time repayments
81 installments • 23%
I am a 27 years old lady single and just in my final year at Maseno University where I study Business Administration.I am in business of retail shop where I sell food stuff and household items. I have done this business for about 2 years now. My lectures are in the mornings from 10.00 am – 2.00 pm so I open up my shop from 6.00am- 10.00am then I go for classes and return at 2.00pm and open up again until 10.00pm. The most unique thing about the land and culture where i live is that the land is fertile and has alot of fish from the lake Victoria. My hobbies are cycling,travelling, reading and making friends.
I do sales of food stuff and household items at kondele market in Kisumu town at my shop. The main reason why customers prefer my shop is that i offer affordable pricing ,credit facility and also open early I also offer quality and affordable food stuff compared to others. At the moment, the challenge am facing is lack of a refrigerator especially for my fruits and cold drinks during this dry and hot season. I used to make about 180 US Dollars per month but from the first loan my earnings increased to 250 Dollars per month and If granted a second loan by Zidisha, I will be able to purchase the refrigerator with my savings too..From the sales of the increased stock,I shall make more sales hence good profit to save and also repay the second Zidisha loan if I shall be granted .
Thanks to Zidisha for the first loan,which helped me boost my business.The second loan i intend to use it in expanding my business whereby i shall purchase a refrigerator with my savings and loan if granted. This will help me in storing my fruits and cold drinks during this dry and hot season. I also begun making local detergents which i acquired some skills in making and i have gotten potential clients.this will give me an additional 70dollars per month so my total profit per month will be 250 dollars. I request to be granted the second loan please.Thanks in advance
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$189.00
Date disbursed
Jul 25, 2015
Repayment status
Late
Projected term
15 months
Other loans
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Amount repaid
$74.23
Amount remaining
$123.27
Expected completion
Oct 16, 2016
Status
Repaying late
Installment amount
$3.09
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 2, 2015 | $3.09 | Aug 4, 2015 | $3.09 |
Aug 9, 2015 | $3.09 | Sep 17, 2015 | $3.09 |
Aug 16, 2015 | $3.09 | Sep 17, 2015 | $3.09 |
Aug 23, 2015 | $3.09 | Sep 17, 2015 | $3.09 |
Aug 30, 2015 | $3.09 | Sep 17, 2015 | $3.09 |
Sep 6, 2015 | $3.09 | Sep 17, 2015 | $3.09 |
Sep 13, 2015 | $3.09 | Oct 22, 2018 | $3.09 |
Sep 20, 2015 | $3.09 | Oct 24, 2018 | $3.09 |
Sep 27, 2015 | $3.09 | Oct 28, 2018 | $2.06 |
Nov 13, 2018 | $1.03 | ||
Oct 4, 2015 | $3.09 | Nov 13, 2018 | $2.06 |
Feb 6, 2019 | $1.03 | ||
Oct 11, 2015 | $3.09 | Feb 6, 2019 | $3.09 |
Oct 18, 2015 | $3.09 | Feb 6, 2019 | $3.09 |
Oct 25, 2015 | $3.09 | Feb 6, 2019 | $3.09 |
Nov 1, 2015 | $3.09 | Feb 6, 2019 | $3.09 |
Nov 8, 2015 | $3.09 | Feb 8, 2019 | $3.09 |
Nov 15, 2015 | $3.09 | Feb 8, 2019 | $3.09 |
Nov 22, 2015 | $3.09 | Feb 8, 2019 | $3.09 |
Nov 29, 2015 | $3.09 | Feb 8, 2019 | $1.03 |
May 8, 2019 | $2.06 | ||
Dec 6, 2015 | $3.09 | May 8, 2019 | $3.09 |
Dec 13, 2015 | $3.09 | May 8, 2019 | $3.09 |
Dec 20, 2015 | $3.09 | May 8, 2019 | $3.09 |
Dec 27, 2015 | $3.09 | May 8, 2019 | $3.09 |
Jan 3, 2016 | $3.09 | May 8, 2019 | $3.09 |
Jan 10, 2016 | $3.09 | May 8, 2019 | $3.09 |
Jan 17, 2016 | $3.09 | ||
Jan 24, 2016 | $3.09 | ||
Jan 31, 2016 | $3.09 | ||
Feb 7, 2016 | $3.09 | ||
Feb 14, 2016 | $3.09 | ||
Feb 21, 2016 | $3.09 | ||
Feb 28, 2016 | $3.09 | ||
Mar 6, 2016 | $3.09 | ||
Mar 13, 2016 | $3.09 | ||
Mar 20, 2016 | $3.09 | ||
Mar 27, 2016 | $3.09 | ||
Apr 3, 2016 | $3.09 | ||
Apr 10, 2016 | $3.09 | ||
Apr 17, 2016 | $3.09 | ||
Apr 24, 2016 | $3.09 | ||
May 1, 2016 | $3.09 | ||
May 8, 2016 | $3.09 | ||
May 15, 2016 | $3.09 | ||
May 22, 2016 | $3.09 | ||
May 29, 2016 | $3.09 | ||
Jun 5, 2016 | $3.09 | ||
Jun 12, 2016 | $3.09 | ||
Jun 19, 2016 | $3.09 | ||
Jun 26, 2016 | $3.09 | ||
Jul 3, 2016 | $3.09 | ||
Jul 10, 2016 | $3.09 | ||
Jul 17, 2016 | $3.09 | ||
Jul 24, 2016 | $3.09 | ||
Jul 31, 2016 | $3.09 | ||
Aug 7, 2016 | $3.09 | ||
Aug 14, 2016 | $3.09 | ||
Aug 21, 2016 | $3.09 | ||
Aug 28, 2016 | $3.09 | ||
Sep 4, 2016 | $3.09 | ||
Sep 11, 2016 | $3.09 | ||
Sep 18, 2016 | $3.09 | ||
Sep 25, 2016 | $3.09 | ||
Oct 2, 2016 | $3.09 | ||
Oct 9, 2016 | $3.09 | ||
Oct 16, 2016 | $2.65 |
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