Feeds for my fish pond

Francis

Berekum, Ghana

100% repaid

Entrepreneur

Name

Francis

Member since

February 2015

On-time repayments

45 installments  •  42%

About Me

My name is Kusi Francis. I am 26 years of age. I completed school at berekum akab complex school, from there i went to Sunyani secondary school and had pass in all my subjects. Life became had and our house is also located near a river side where we used to harvest fish for food and some for sales. I was able raised some amount and went to university. After there i saw that the fish farming was better so i went in for some small loan of which i am managing with my fish farm. My area is water log and is good for fish farming

My Business

I deal in fish farming and i use some to feed my family and also sell some. Most people can not live without food and it served as food to so many people. It has also helped the people in my area to get meat right there. At first they use to travel long distance in search of meat. I choose this kind business because my place or area is very good in that business and that place was were i was brought up. If am given about $430 to invest, i can get $750 to $800 profit. The loan will also help me to expand my business and also employ more people and above all to support my children school fees,

Loan Proposal

I will used $100 to buy fishes to keep in my pond and use d $92 to buy feeds for my fishes .sometimes to get their feed to buy becomes a problem so the loan will help me t buy in large quantity. This will benefit me a lot to feed my family and also sell some. It will also help me to expand my business and employ others to work too. I no with the loan i can expand my business.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$179.00

Date disbursed

Apr 25, 2015

Repayment status

On Time

Projected term

2 months

Lenders

C

Christian

Saarbruecken, Germany

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

MW

Matt Willis

United States

Ask Francis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Roy    Apr 23, 2016

    How are you Francis?

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  • Awudu    Dec 11, 2015

    Dear Blessed Zidisha and Lenders,

    I sincerely apologize to you through this message for Francis delay repayment. Please, Francis received my call on the December 11th, in the morning. I again, asked him the main causing that is making him impossible to complete paying his loan.
    Please, he humbly reply to me that, he's really aware of the repayment, but he's experiencing some challenges in the business, but by the Grace of God, it's almost solved and the repayment would be resume, soon.

    Sorry for inconvenience, and many thanks to you all for your understanding and patience.

    Sincerely

    Awudu Yahaya
    Volunteer Mentor

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  • Awudu    Nov 23, 2015

    Dear Lenders,

    I am again apologize for the delay of Francis's loan repayment. I phoned to him and he said, his problem is now solving, so we should give him a small time to settle everything. But please, as he has made a reschedule in the last month, I hope he will start to make repayment very soon. Thank you and sorry for any inconvenience.

    Sincerely

    Awudu Yahaya
    VM

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  • Awudu    Sep 24, 2015

    Dear Francis,

    Thank you for being a borrower on the first peer-to-peer micro-lending platform, building direct connections between borrowers and lenders across the globe (Zidisha).

    I am happy that you have been assigned to me as your Volunteer Mentor (VM). I am very grateful to have the pleasure of being a part of this organization (Zidisha).

    I hope you and your families are enjoying the loan you received from this noble service (Zidisha). It is my belief that your business probably is growing well. You didn’t go for a bank loan, which could have required paying back more in interest than the capital amount. Instead, you chose to receive an affordable loan from Zidisha to help your business grow. And, today, just look at how your business probably is running better than you expected. This is so amazing!

    This platform also is here to help you to expand your business, and to help you not worry much about business collapse. Our dear Lenders extend their generosity and express their desire not just for your business to succeed, but also for you to enjoy your life. Some borrowers and lenders even become real friends on this platform. :)

    I would be very grateful if you would continue to make payments according to your repayment schedule. Lenders on Zidisha contribute to you from the bottom of their heart, and truly want to help you to overcome your challenges. Please, the fund that our Lenders use to lend to you is the same fund that they use to lend other borrowers. So, if you don't repay the loans they extend to you, then they cannot extend future loans to others. This is the way it works.

    One person has reaped a large harvest, but today we all are sharing in it. Who is that person? That person is our beloved founder (Julia Kurnia). May the Lord Almighty bless her (Julia) and give her more knowledge and a long life. May the Lord Almighty also bless all of our Lenders, always.

    Thank you for being a part of and enjoying this noble platform, Zidisha.

    Awudu Yahaya
    Volunteer Mentor

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  • Awudu    Sep 24, 2015

    Dear Blessed Zidisha and Lenders,

    Many thanks to you ALL for helping us to overcome our challenges.
    I apologize for the delay of Francis loan repayment, yesterday, I contacted Francis around 7:13pmGMT. He humbly informed me that, he's so sorry for the delaying and it's not his intention to delay the repayment but due to the problems he's facing now. He again told me that, things are not going well nowadays, but all his problems are gradually solving. And he finally assured me to resume the repayment next two weeks. Please, I promise to give any update concerning about this. Thanks for your patience and sorry for any inconvenience caused you.


    Sincerely


    Awudu Yahaya
    Volunteer Mentor

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  • Francis    Sep 20, 2015

    Whatever may be your circumstances, however dark and myste- rious may be the ways of Providence, though the path may be through the deep waters, and trials and bereavements may afflict again and again, the assurance still comes, “All things work together for good to them that love God” (Romans 8:28). “I know whom I have believed, and am persuaded that he is able to keep that which I have committed unto him against that day” (2 Timothy 1:12).64 No one is qualified for great and important work unless he has been faithful in the performance of little duties. It is by degrees that the character is formed and that the soul is trained to put forth effort and energy proportionate to the task which is to be accomplished. If we are creatures of circumstance, we shall surely fail of perfecting Christian characters. You must master circumstances, and not allow circumstances to master you. You can find energy at the cross of Christ. You can now grow by degrees, and conquer difficulties, and overcome force of habit. You need to be stimulated by the life-giving force of Jesus.

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  • Francis    Sep 20, 2015

    PLEASE MY DEAR LENDERS, ALWAYS REMEMBER ME IN PRAYERS, so that i can get myself out of this mess.

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  • Francis    Sep 20, 2015

    Right now life is not easy with me , i don't have money to support my family's education and to feed as well because of my lost. But i promise to pay all the money i own zidisha , and i mean all the money as soon as everything moves on well with me.

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  • Francis    Sep 20, 2015

    at the court the accused person two weeks remind and we will reappear in court to continue with the case

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  • Francis    Sep 20, 2015

    sorry sorry my beloved lenders and followers for not hearing from me, i travelled right after the court case, but i did not have access to the network. am so so sorry

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  • Francis    Sep 7, 2015

    correction. : September 14th insted

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  • Francis    Sep 7, 2015

    thanks for your patients. the police has arrested one man who intentionary introduce chemical into my fish pond without a reason.
    Monday 14th august will be a day set for court appearance

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    • Roy    Sep 7, 2015

      Thank you for the news...I hope you get a result that helps you.
      Good luck.

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  • Francis    Aug 27, 2015

    okay thanks Roy, I have not

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  • Francis    Aug 24, 2015

    my entire farm cost $2500 and within a some hours all is gone with no hope for the future

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  • Francis    Aug 24, 2015

    I have lost everything and all my hopes are gone so i cannot `pay my agreement amount. please am sorry for what is happening. now i do not sell fish and i do not produce fish, am going to borrow money to settle zidisha for i cannot take their money.AM SO SO SORRY

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    • Roy    Aug 24, 2015

      Francis, have you communicated with Zidisha regarding your situation.... This space is meant for communication between lenders and borrowers. The Zidisha management, may not know of your situation.... Contact them at [email protected], they may have a suggestion....

      Good luck.

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  • Francis    Aug 22, 2015

    Thanks Ford, I hope all will be fine

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  • Alysn Ford    Aug 21, 2015

    I'm so sorry this has happened to you, Francis. I hope the cause can be found out and you can find a way to get out from under this misfortune.

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  • Francis    Aug 21, 2015

    the veterinary service in my area has taken sample of the dead fish for studies and has promise to get back to me

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  • Francis    Aug 21, 2015

    thank Roy for your concern

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  • Francis    Aug 21, 2015

    i have tried to send pictures but its not working so i have use it as a profile picture

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