Fees for my food and beverages diploma
Felister
Nairobi, Kenya
12% repaid
Entrepreneur
Name
Felister
Member since
January 2016
On-time repayments
158 installments • 6%
About Me
My name is Felister Muthoni, a born again christian and a certificate holder in catering services. Soon after my college, I got pregnant only to find myself a young, jobless single mother. The challenges of raising my young boy have never been easy and have move from one casual to the other. Luckily, I managed to save enough money to start a cake business which I run from. While I had problems landing my first customers the growth has been steady and I can now pay for my basic needs and that of my kid a lot easier than when I was doing casual jobs.
I'm now taking part time classes to get more knowledge on my area of expertise with plans to open a bakery God willingly before the end of this year. I want to know the ins and outs of the industry to help me manage a bigger business.
I'm of Anglican faith and love to read the Bible and listen to music during my free time
My Business
I run a small scale cake business from my house. On a good month I make around Ksh 20,000 or an equivalent of $200. I have a steady stream of customers and hardly go a week without getting an order. I have created an edge for my business by doing home deliveries. That way I am able to give a personalized customer service some of my competitors may not be able to offer. Also I try to network with as many people as I can with the hope to grow my customer base. Most of my customers have been through referrals. Here is how I spend my earnings.
Profit - $200
House rent - $50
Household expenses - $50
Savings - $ 30 to $40.
I reinvest back the saving to my business every 4 months as I look forward to open my fully fledged bakery by the end of this year. Now that I have Zidisha, my goals can only be achieved much faster.
Regards
Felister Muthoni
Loan Proposal
Dear Lenders,
As stated in my profile, I run a cake business from home. However, I have plans to open a bakery in the course of the year as I target a larger customer base. Running a bigger business than the one I own currently will come with its challenges and I will better off if I'm well acquainted with the market dynamics.
It is for this reason that I enrolled for a diploma in food and beverages to equip myself with the knowledge that will come in handy when I roll out bakery. Armed with the right information will help me run the bakery better and make decisions from a point of information.
With the profits from my current business, I will repay the loan comfortably and hopefully come back for more funds to start the bakery.
Thanks in Advance and God Bless
Felister
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jan 22, 2016
Repayment status
Late
Projected term
36 months
Lenders
Summary
Amount repaid
$19.10
Amount remaining
$138.81
Expected completion
Feb 2, 2019
Status
Repaying late
Installment amount
$1.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 30, 2016 | $5.30 | Feb 9, 2016 | $5.30 |
| Feb 6, 2016 | $0.00 | ||
| Feb 13, 2016 | $2.00 | Mar 30, 2016 | $2.00 |
| Feb 20, 2016 | $2.00 | Mar 30, 2016 | $2.00 |
| Feb 27, 2016 | $0.50 | Mar 30, 2016 | $0.50 |
| Mar 5, 2016 | $0.00 | ||
| Mar 12, 2016 | $0.00 | ||
| Mar 19, 2016 | $0.00 | ||
| Mar 26, 2016 | $0.00 | ||
| Apr 2, 2016 | $1.00 | Apr 25, 2016 | $1.00 |
| Apr 9, 2016 | $1.00 | Apr 25, 2016 | $1.00 |
| Apr 16, 2016 | $1.00 | Apr 25, 2016 | $1.00 |
| Apr 23, 2016 | $1.00 | Apr 25, 2016 | $1.00 |
| Apr 30, 2016 | $1.00 | Apr 25, 2016 | $0.50 |
| May 2, 2016 | $0.50 | ||
| May 7, 2016 | $1.00 | May 2, 2016 | $1.00 |
| May 14, 2016 | $1.00 | May 2, 2016 | $1.00 |
| May 21, 2016 | $1.00 | May 2, 2016 | $1.00 |
| May 28, 2016 | $1.00 | May 2, 2016 | $1.00 |
| Jun 4, 2016 | $1.00 | May 2, 2016 | $0.30 |
| Jun 11, 2016 | $1.00 | ||
| Jun 18, 2016 | $1.00 | ||
| Jun 25, 2016 | $1.00 | ||
| Jul 2, 2016 | $1.00 | ||
| Jul 9, 2016 | $1.00 | ||
| Jul 16, 2016 | $1.00 | ||
| Jul 23, 2016 | $1.00 | ||
| Jul 30, 2016 | $1.00 | ||
| Aug 6, 2016 | $1.00 | ||
| Aug 13, 2016 | $1.00 | ||
| Aug 20, 2016 | $1.00 | ||
| Aug 27, 2016 | $1.00 | ||
| Sep 3, 2016 | $1.00 | ||
| Sep 10, 2016 | $1.00 | ||
| Sep 17, 2016 | $1.00 | ||
| Sep 24, 2016 | $1.00 | ||
| Oct 1, 2016 | $1.00 | ||
| Oct 8, 2016 | $1.00 | ||
| Oct 15, 2016 | $1.00 | ||
| Oct 22, 2016 | $1.00 | ||
| Oct 29, 2016 | $1.00 | ||
| Nov 5, 2016 | $1.00 | ||
| Nov 12, 2016 | $1.00 | ||
| Nov 19, 2016 | $1.00 | ||
| Nov 26, 2016 | $1.00 | ||
| Dec 3, 2016 | $1.00 | ||
| Dec 10, 2016 | $1.00 | ||
| Dec 17, 2016 | $1.00 | ||
| Dec 24, 2016 | $1.00 | ||
| Dec 31, 2016 | $1.00 | ||
| Jan 7, 2017 | $1.00 | ||
| Jan 14, 2017 | $1.00 | ||
| Jan 21, 2017 | $1.00 | ||
| Jan 28, 2017 | $1.00 | ||
| Feb 4, 2017 | $1.00 | ||
| Feb 11, 2017 | $1.00 | ||
| Feb 18, 2017 | $1.00 | ||
| Feb 25, 2017 | $1.00 | ||
| Mar 4, 2017 | $1.00 | ||
| Mar 11, 2017 | $1.00 | ||
| Mar 18, 2017 | $1.00 | ||
| Mar 25, 2017 | $1.00 | ||
| Apr 1, 2017 | $1.00 | ||
| Apr 8, 2017 | $1.00 | ||
| Apr 15, 2017 | $1.00 | ||
| Apr 22, 2017 | $1.00 | ||
| Apr 29, 2017 | $1.00 | ||
| May 6, 2017 | $1.00 | ||
| May 13, 2017 | $1.00 | ||
| May 20, 2017 | $1.00 | ||
| May 27, 2017 | $1.00 | ||
| Jun 3, 2017 | $1.00 | ||
| Jun 10, 2017 | $1.00 | ||
| Jun 17, 2017 | $1.00 | ||
| Jun 24, 2017 | $1.00 | ||
| Jul 1, 2017 | $1.00 | ||
| Jul 8, 2017 | $1.00 | ||
| Jul 15, 2017 | $1.00 | ||
| Jul 22, 2017 | $1.00 | ||
| Jul 29, 2017 | $1.00 | ||
| Aug 5, 2017 | $1.00 | ||
| Aug 12, 2017 | $1.00 | ||
| Aug 19, 2017 | $1.00 | ||
| Aug 26, 2017 | $1.00 | ||
| Sep 2, 2017 | $1.00 | ||
| Sep 9, 2017 | $1.00 | ||
| Sep 16, 2017 | $1.00 | ||
| Sep 23, 2017 | $1.00 | ||
| Sep 30, 2017 | $1.00 | ||
| Oct 7, 2017 | $1.00 | ||
| Oct 14, 2017 | $1.00 | ||
| Oct 21, 2017 | $1.00 | ||
| Oct 28, 2017 | $1.00 | ||
| Nov 4, 2017 | $1.00 | ||
| Nov 11, 2017 | $1.00 | ||
| Nov 18, 2017 | $1.00 | ||
| Nov 25, 2017 | $1.00 | ||
| Dec 2, 2017 | $1.00 | ||
| Dec 9, 2017 | $1.00 | ||
| Dec 16, 2017 | $1.00 | ||
| Dec 23, 2017 | $1.00 | ||
| Dec 30, 2017 | $1.00 | ||
| Jan 6, 2018 | $1.00 | ||
| Jan 13, 2018 | $1.00 | ||
| Jan 20, 2018 | $1.00 | ||
| Jan 27, 2018 | $1.00 | ||
| Feb 3, 2018 | $1.00 | ||
| Feb 10, 2018 | $1.00 | ||
| Feb 17, 2018 | $1.00 | ||
| Feb 24, 2018 | $1.00 | ||
| Mar 3, 2018 | $1.00 | ||
| Mar 10, 2018 | $1.00 | ||
| Mar 17, 2018 | $1.00 | ||
| Mar 24, 2018 | $1.00 | ||
| Mar 31, 2018 | $1.00 | ||
| Apr 7, 2018 | $1.00 | ||
| Apr 14, 2018 | $1.00 | ||
| Apr 21, 2018 | $1.00 | ||
| Apr 28, 2018 | $1.00 | ||
| May 5, 2018 | $1.00 | ||
| May 12, 2018 | $1.00 | ||
| May 19, 2018 | $1.00 | ||
| May 26, 2018 | $1.00 | ||
| Jun 2, 2018 | $1.00 | ||
| Jun 9, 2018 | $1.00 | ||
| Jun 16, 2018 | $1.00 | ||
| Jun 23, 2018 | $1.00 | ||
| Jun 30, 2018 | $1.00 | ||
| Jul 7, 2018 | $1.00 | ||
| Jul 14, 2018 | $1.00 | ||
| Jul 21, 2018 | $1.00 | ||
| Jul 28, 2018 | $1.00 | ||
| Aug 4, 2018 | $1.00 | ||
| Aug 11, 2018 | $1.00 | ||
| Aug 18, 2018 | $1.00 | ||
| Aug 25, 2018 | $1.00 | ||
| Sep 1, 2018 | $1.00 | ||
| Sep 8, 2018 | $1.00 | ||
| Sep 15, 2018 | $1.00 | ||
| Sep 22, 2018 | $1.00 | ||
| Sep 29, 2018 | $1.00 | ||
| Oct 6, 2018 | $1.00 | ||
| Oct 13, 2018 | $1.00 | ||
| Oct 20, 2018 | $1.00 | ||
| Oct 27, 2018 | $1.00 | ||
| Nov 3, 2018 | $1.00 | ||
| Nov 10, 2018 | $1.00 | ||
| Nov 17, 2018 | $1.00 | ||
| Nov 24, 2018 | $1.00 | ||
| Dec 1, 2018 | $1.00 | ||
| Dec 8, 2018 | $1.00 | ||
| Dec 15, 2018 | $1.00 | ||
| Dec 22, 2018 | $1.00 | ||
| Dec 29, 2018 | $1.00 | ||
| Jan 5, 2019 | $1.00 | ||
| Jan 12, 2019 | $1.00 | ||
| Jan 19, 2019 | $1.00 | ||
| Jan 26, 2019 | $1.00 | ||
| Feb 2, 2019 | $0.11 | ||
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