Fertilizer for my farm

Kendy

Atebubu, Ghana

6% repaid

Entrepreneur

Name

Kendy

Member since

December 2015

On-time repayments

196 installments  •  15%

About Me

My name is Kendy Osborn a young man of 30 years of age .I come from Atebubu in the Brong Ahafo Region of Ghana.My parents are Mr Kyeremantin Bright and Madam Afia Grolia.I have two sister and one brother.I attended my basic school at St Atony preparatory shool and continue to Atebubu senior high.All my parents are both farmer so they introduced me into farming business and a farmer.I am married with one child who is a boy.The food i like best is on of our local food call fufu. My hobbies are playing football,and watching television.Iam also kind and humble.

My Business

My business is farming. I cultivate maize,beans,and other vegetables annually and after harvest, I sell to market women who are retailers. My farm is located in Atebubu in the Brong Ahafo region of Ghana, about 15km away from my town
I make two harvests in a year and after each harvest, I dry the crops and later sell to retailers.
Out of 10 acres of the land I cultivate, three and a half acres of the land is for beans whilst another three and a half is for cultivating maize and the other acres is for the cultivation of my vegetables
I am able to obtain about 10 bags of the two crops each, after each harvest and also enough vegetables for sale which i gets a lot of money, energy and time is invested during cultivation and harvesting of the crops. I employ the services of men and women who help me on the farm to clear the land, cultivate and harvest. I also hire tractors to plough the land. When the crops are cultivated, I apply fertilizers to help the crops do well

Loan Proposal

Thank you all lenders for your support and may God bless you abundantly for the first loan given to me which has totally changed the life of my family.The fertilizer and the pesticides i bought with my first loan makes me get more yield and got enough profit which i have managed to expand my farm size.My dear lenders please i need a second loan of $820.00 to buy some equipment and some other items which will help my farming business.When this loan is given to me,i will buy additional five watering can which will cost me $120.00,i will also buy six rakes which will also cost me $100.00, i will use $400.00 to buy fertilizers,pesticides, and weedkiller and the remaining amount of $200.00 will be used to rent a tractor to plough my new land which i will transplant my seedlings soon .My lenders ,i need you to come to my aid once again to help me purchase this item and i promise to repay my loan on time as i did in my first loan.Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$820.00

Date disbursed

May 5, 2016

Repayment status

Late

Projected term

61 months

Other loans

Lenders

ads68

Melbourne, Australia

Matching Fund

Sterling, United States

Dave Bogard

New York, United States

Roy

Espoo, Finland

PG

Paul Graham

United States

Diego

Monza, Italy

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

MS

Mona S

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Kendy    May 31, 2019

    I'm putting myself together

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  • Kendy    Jan 12, 2019

    I'll increase later so as to keep good on-time repayment

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  • Kendy    Dec 3, 2018

    Installment was paid and successfully credited.
    Thanks Zidisha team.

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  • Kendy    Nov 26, 2018

    To make payment easier

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  • Kendy    Feb 6, 2017

    please, reduce my installment for the mean time. I shall increase when things get better.

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  • Kendy    Dec 29, 2016

    I will increase payment later dear Zidisha team

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  • Kendy    Oct 12, 2016

    Please I will increase payment later

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  • Kendy    Aug 29, 2016

    I need a little reduction in installment please.

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  • Kendy    Aug 6, 2016

    l need a little reduction please

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  • Kendy    Jul 5, 2016

    business is on going but l need to invest more so I want to reduce payment for the mean time please.

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  • Kendy    Jun 9, 2016

    please I want to reduce payment

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  • Kendy    May 5, 2016

    Dear Lenders and Zidisha Team, thanks for the loan of GHS3058. with it I will plough my land, buy rakes, weedkillers, fertilizers and watering cans to help do a better farming and enhance good crop yield.

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  • Kendy    May 4, 2016

    thanks for the loan. I will buy the rake, watering cans, weedkillers, etc to improve farm yield

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  • Kendy    Mar 30, 2016

    business is doing well

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  • Kendy    Mar 13, 2016

    business is rising

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  • Kendy    Feb 13, 2016

    My dear lenders, I am reducing my installment amount because my sick workers are still receiving medical treatment. This has increased the hospital bills I pay as well as reduced productivity a little.
    I hope to increase my installment amount as soon as my workers get well and resume work.
    Thank you.

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  • Kendy    Feb 4, 2016

    I would like to change my repayment schedule because two of my workers I employed to work on my farm have been seriously ill and I am spending money on their hospital bills.
    However, business is fine.

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  • Kendy    Jan 5, 2016

    Dear lenders, my crops are doing well after applying the pesticides to kill the pests and then the fertilizers.
    I am hoping for a great harvest soon.
    Thank you

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  • Kendy    Dec 23, 2015

    My dear lenders I promise to pay back my loan on time.
    thank you

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  • Kendy    Dec 23, 2015

    My dear lenders please I have received the loan of $200.04 and I have just bought some pesticides to be sprayed on my farm to kill the pests.
    I have also secured some fertilizers which will help my crops do well.
    Thank you all

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