Fertilizer for my horticulture farm

Winjoy

Kisii, Daraja Mbili, Kenya

20% repaid

Entrepreneur

Name

Winjoy

Member since

May 2016

On-time repayments

16 installments  •  69%

About Me

I am born again christian born and raised in Meru county. I am into horticulture farming and I supply my products to schools.
I am educated to secondary school level
I am in business of horticulture
I started to support my daily needs
I make 3000 - 5000 a month
My mother (another manic gardener) started her nursery growing and selling alpines after her divorce. They are not her favourite plants, but she had a Renault 5 and so delivering quantities of tiny plants was viable. She decided to be a wholesaler, selling to garden centres, as she lives in a backwater and needed to achieve a relatively constant turnover. But she also sold directly to the public on her garden open days. Now, aged well over 80 and having established a market, I sell to the public from the small nursery adjoining her garden.
My mother (another manic gardener) started her nursery growing and selling alpines after her divorce. They are not her favourite plants, but she had a Renault 5 and so delivering quantities of tiny plants was viable. She decided to be a wholesaler, selling to garden centres, as she lives in a backwater and needed to achieve a relatively constant turnover. But she also sold directly to the public on her garden open days. Now, aged well over 80 and having established a market, she sells to the public from the small nursery adjoining her garden

My Business

I sell to schools
They are in demand
I use 2000 to prepare my produce
I pay school fees for my kid in primary and pay rent
My mother (another manic gardener) started her nursery growing and selling alpines after her divorce. They are not her favourite plants, but she had a Renault 5 and so delivering quantities of tiny plants was viable. She decided to be a wholesaler, selling to garden centres, as she lives in a backwater and needed to achieve a relatively constant turnover. But she also sold directly to the public on her garden open days. Now, aged well over 80 and having established a market, I sell to the public from the small nursery adjoining the garden.

Loan Proposal

I am placing my 3rd loan for purchase of fertilizer. This will be as follows: 1 bag of 90kgs @450KES. Seeds @ 196KES

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$6.00

Date disbursed

Dec 25, 2016

Repayment status

Late

Projected term

6 weeks

Lenders

McJulio

New Jersey, United States

ads68

Melbourne, Australia

Jan

Netherlands

Jeremy

Washington State, United States, United States

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  • David    Mar 29, 2017

    I called Winjoy several times but she does not pick the phone her references are not of much help as some do not know her

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  • Winjoy    Jan 26, 2017

    I am able to repay my loan now with higher amount. I had lost my safaricom line that I could have used to repay with

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  • Winjoy    Dec 27, 2016

    Thank you lenders for offering me a loan that will see my business expand. Thanks.
    I will keep you updated for more up comings and developments
    Thank you lenders for offering me a loan that will see my business expand. Thanks.
    I will keep you updated for more up comings and developments

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  • Winjoy    Dec 22, 2016

    Thank you lenders for my 3rd loan

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  • Winjoy    Dec 21, 2016

    Thank you lenders for your support. I am looking forwad to my 3rd loan.

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  • Winjoy    Dec 15, 2016

    Thank you Zidisha for my second loan. I t helped me great. I bought fertilizer and seedlings. I will place my third lian for more fertilizer . the businesz is profitable as I look fkrwad to expansion on future . my third loan was all to buy more seedlings and fertljzer. January will be very good for market . the market in January is good because thus is the when there is scarcity of horticulture products. I am tining to sell to schools.

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  • Wendy Emlyn    Nov 24, 2016

    Hello Winjoy.
    Thank you for your first payments, but don't try to pay the loan off too quickly. If you want to increase your credit limit, you need to leave at least seven full days between payments, not pay off more than half the loan in any week, and hold the loan for at least a month.
    God bless you,
    Wendy

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  • Winjoy    Nov 15, 2016

    Thank you my lenders for the support you gave me in the past. The loan helped me realize my goal as I look forwad to improvising on this.
    Thank you my lenders for the support you gave me in the past. The loan helped me realize my goal as I look forwad to improvising on this.
    Thank you my lenders for the support you gave me in the past. The loan helped me realize my goal as I look forwad to improvising on this.
    Thank you my lenders for the support you gave me in the past. The loan helped me realize my goal as I look forwad to improvising on this.

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  • Winjoy    Nov 9, 2016

    Thank you for funding my loan Jan from Netherlands and Wendy from UK

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  • Winjoy    Nov 8, 2016

    I want to take this opportunity to thank my friends in Zidisha who supported me. I have used the loan well and looking forward to getting another one to expand my business

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  • Winjoy    Sep 7, 2016

    Thanks alot lenders for considering giving me a loan from Zidisha.

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