Financing of my beauty shop

Rosemary

Gilgil, Kenya

100% repaid

Entrepreneur

Name

Rosemary

Member since

January 2015

On-time repayments

309 installments  •  82%

About Me

my names are rosemary maina i was born on 24th august 1972 . i joined mount saint marys primary school molo in 1980 to 1987 .then i was admitted to othaya girls for my secondary education in 1988 to 1991 i did not further my education .later in the year after staying home for a period of 9 months i joined my mother in a small business of selling green grocers that went down a year later due to pressure of school fees for my younger brothers.i chose to look for job so that i could assist in educating my brothers . i did not get a job immediately so i was working as a laborer for a period of 5 years in different farms to sustain me and family. In 1999 i got married and was blessed with two children ,mean while i was staying home as a house wife until 2008 when we separated with my husband. Later i joined women groups that assisted me with funds to start a small business of selling cloths in Gilgil town that has assisted me to educate my children and meet their needs to date. I love it with all my heart since it is the only source of my income.

My Business

I own a shop in Gilgil town . business name i s Phelisma boutique.i sell new clothes and shoes it has a capital of a bout 300 000 Kenya shillings.in a day i make sales of 10 000 Kenya shillings. the profit margin on this sales is Kenya shillings 1500 if converted monthly ,it is 45000 .i pay my house rent Kenya shillings 10 000.i have employed two ladies and i pay them 6000 each that is 12000 per month. my family spend 15000 Kenya shillings in house rent and other basic needs .the total expenses is Kenya shilling 35000.L save 3000 every month to cater for the education of my children am left with 7000 Kenya shillings that i re- stock back to the business to grow it further . i love this business and i will work hard to achieve more.thank you

Loan Proposal

After i receive the loan, basically i would finance my business with 3/4 of the capital offered. As am planning to offer a variety of products to customers, the loan will be used to purchase them to add more variety to satisfy customers need and selection.
The 42,000 i will buy both stock for men and women, they will include; clothes, shoes and make up beauty products for women.The remaining 14,000, i would partially decorate the entreprise since it needs some little upgrade.
This will give me an advantage over my fellow competitors since i can offer a variety of products and newer products hence get a number of satisfied customers .This will.increase my profit margin to finance my everyday expenses and finance my sons school fees and some my family.
Am projecting to have increased my profits monthly to 55000 which will enable me cater for progressing expense.

My Videos

May 26, 2021: Gilfarm

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$574.00

Date disbursed

Sep 30, 2016

Repayment status

On Time

Projected term

54 months

Lenders

ads68

Melbourne, Australia

Paul Buchheit

Mountain View, United States

D

DandS

United States

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Ask Rosemary a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$573.85

Amount remaining

$0.00

Date repaid

Mar 25, 2021

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Oct 9, 2016 $6.05 Oct 9, 2016 $6.05
Oct 16, 2016 $6.05 Oct 9, 2016 $4.03
Oct 15, 2016 $2.02
Oct 23, 2016 $6.05 Oct 15, 2016 $4.03
Nov 6, 2016 $2.02
Oct 30, 2016 $6.05 Nov 6, 2016 $6.05
Nov 6, 2016 $6.05 Nov 6, 2016 $2.02
Nov 14, 2016 $4.03
Nov 13, 2016 $6.05 Nov 14, 2016 $2.02
Nov 23, 2016 $4.03
Nov 20, 2016 $6.05 Nov 23, 2016 $2.02
Dec 2, 2016 $4.03
Nov 27, 2016 $6.05 Dec 2, 2016 $6.05
Dec 4, 2016 $6.05 Dec 3, 2016 $6.05
Dec 11, 2016 $6.05 Dec 13, 2016 $6.05
Dec 18, 2016 $6.05 Dec 17, 2016 $6.05
Dec 25, 2016 $6.05 Dec 25, 2016 $6.05
Jan 1, 2017 $6.05 Dec 25, 2016 $4.03
Jan 7, 2017 $2.02
Jan 8, 2017 $6.05 Jan 7, 2017 $6.05
Jan 15, 2017 $6.05 Jan 7, 2017 $2.02
Jan 20, 2017 $4.03
Jan 22, 2017 $6.05 Jan 20, 2017 $6.05
Jan 29, 2017 $6.05 Feb 5, 2017 $6.05
Feb 5, 2017 $6.05 Feb 11, 2017 $6.05
Feb 12, 2017 $6.05 Feb 11, 2017 $4.03
Feb 25, 2017 $2.02
Feb 19, 2017 $6.05 Feb 25, 2017 $6.05
Feb 26, 2017 $6.05 Feb 25, 2017 $2.02
Mar 6, 2017 $4.03
Mar 5, 2017 $6.05 Mar 6, 2017 $2.02
Mar 27, 2017 $4.03
Mar 12, 2017 $6.05 Mar 27, 2017 $2.02
Apr 8, 2017 $4.03
Mar 19, 2017 $6.05 Apr 8, 2017 $6.05
Mar 26, 2017 $6.05 Apr 22, 2017 $6.05
Apr 2, 2017 $6.05 Apr 22, 2017 $4.03
May 1, 2017 $2.02
Apr 9, 2017 $6.05 May 1, 2017 $6.05
Apr 16, 2017 $6.05 May 1, 2017 $2.02
May 6, 2017 $4.03
Apr 23, 2017 $6.05 May 6, 2017 $1.01
May 13, 2017 $5.04
Apr 30, 2017 $6.05 Jun 5, 2017 $6.05
May 7, 2017 $6.05 Jun 12, 2017 $6.05
May 14, 2017 $6.05 Jun 12, 2017 $6.05
May 21, 2017 $6.05 Jun 12, 2017 $6.05
May 28, 2017 $6.05 Jun 12, 2017 $2.02
Jun 25, 2017 $4.03
Jun 4, 2017 $6.05 Jun 25, 2017 $2.02
Jul 7, 2017 $4.03
Jun 11, 2017 $6.05 Jul 7, 2017 $2.02
Jul 18, 2017 $3.02
Jul 29, 2017 $1.01
Jun 18, 2017 $6.05 Jul 29, 2017 $1.01
Jul 31, 2017 $2.02
Aug 1, 2017 $2.02
Aug 10, 2017 $1.01
Jun 25, 2017 $6.05 Aug 10, 2017 $1.01
Aug 11, 2017 $5.04
Jul 2, 2017 $2.02 Aug 16, 2017 $2.02
Jul 9, 2017 $0.00
Jul 16, 2017 $0.00
Jul 23, 2017 $0.00
Jul 30, 2017 $0.00
Aug 6, 2017 $0.00
Aug 13, 2017 $0.00
Aug 20, 2017 $1.01 Aug 17, 2017 $1.01
Aug 27, 2017 $1.01 Aug 22, 2017 $1.01
Sep 3, 2017 $1.01 Aug 25, 2017 $1.01
Sep 10, 2017 $1.01 Aug 29, 2017 $1.01
Sep 17, 2017 $1.01 Sep 6, 2017 $1.01
Sep 24, 2017 $1.01 Sep 11, 2017 $1.01
Oct 1, 2017 $1.01 Sep 16, 2017 $1.01
Oct 8, 2017 $1.01 Sep 25, 2017 $1.01
Oct 15, 2017 $1.01 Sep 28, 2017 $1.01
Oct 22, 2017 $1.01 Sep 30, 2017 $1.01
Oct 29, 2017 $1.01 Oct 17, 2017 $1.01
Nov 5, 2017 $1.01 Oct 21, 2017 $1.01
Nov 12, 2017 $1.01 Oct 24, 2017 $1.01
Nov 19, 2017 $1.01 Nov 7, 2017 $1.01
Nov 26, 2017 $1.01 Nov 12, 2017 $1.01
Dec 3, 2017 $1.01 Nov 17, 2017 $1.01
Dec 10, 2017 $1.01 Dec 1, 2017 $1.01
Dec 17, 2017 $1.01 Dec 7, 2017 $1.01
Dec 24, 2017 $1.01 Dec 20, 2017 $1.01
Dec 31, 2017 $1.01 Dec 29, 2017 $1.01
Jan 7, 2018 $1.01 Jan 3, 2018 $1.01
Jan 14, 2018 $1.01 Jan 10, 2018 $1.01
Jan 21, 2018 $1.01 Jan 12, 2018 $1.01
Jan 28, 2018 $1.01 Jan 27, 2018 $1.01
Feb 4, 2018 $1.01 Feb 3, 2018 $1.01
Feb 11, 2018 $1.01 Feb 4, 2018 $1.01
Feb 18, 2018 $1.01 Feb 12, 2018 $1.01
Feb 25, 2018 $1.01 Feb 26, 2018 $1.01
Mar 4, 2018 $1.01 Mar 2, 2018 $1.01
Mar 11, 2018 $1.01 Mar 10, 2018 $1.01
Mar 18, 2018 $1.01 Mar 16, 2018 $1.01
Mar 25, 2018 $1.01 Mar 31, 2018 $1.01
Apr 1, 2018 $1.01 Mar 31, 2018 $1.01
Apr 8, 2018 $1.01 Apr 7, 2018 $1.01
Apr 15, 2018 $1.01 Apr 9, 2018 $1.01
Apr 22, 2018 $1.01 Apr 16, 2018 $1.01
Apr 29, 2018 $1.01 Apr 28, 2018 $1.01
May 6, 2018 $1.01 May 5, 2018 $1.01
May 13, 2018 $1.01 May 14, 2018 $1.01
May 20, 2018 $1.01 May 29, 2018 $1.01
May 27, 2018 $1.01 Jun 10, 2018 $1.01
Jun 3, 2018 $1.01 Jun 16, 2018 $1.01
Jun 10, 2018 $1.01 Jun 16, 2018 $1.01
Jun 17, 2018 $1.01 Jun 24, 2018 $1.01
Jun 24, 2018 $1.01 Jul 8, 2018 $1.01
Jul 1, 2018 $1.01 Jul 8, 2018 $1.01
Jul 8, 2018 $1.01 Jul 20, 2018 $1.01
Jul 15, 2018 $1.01 Jul 20, 2018 $1.01
Jul 22, 2018 $1.01 Jul 24, 2018 $1.01
Jul 29, 2018 $1.01 Jul 30, 2018 $1.01
Aug 5, 2018 $1.01 Aug 12, 2018 $1.01
Aug 12, 2018 $1.01 Aug 12, 2018 $1.01
Aug 19, 2018 $1.01 Aug 13, 2018 $1.01
Aug 26, 2018 $1.01 Aug 22, 2018 $1.01
Sep 2, 2018 $1.01 Aug 31, 2018 $1.01
Sep 9, 2018 $1.01 Sep 8, 2018 $1.01
Sep 16, 2018 $1.01 Sep 14, 2018 $1.01
Sep 23, 2018 $1.01 Sep 22, 2018 $1.01
Sep 30, 2018 $1.01 Oct 5, 2018 $1.01
Oct 7, 2018 $1.01 Oct 5, 2018 $1.01
Oct 14, 2018 $1.01 Oct 13, 2018 $1.01
Oct 21, 2018 $1.01 Oct 13, 2018 $1.01
Oct 28, 2018 $1.01 Oct 26, 2018 $1.01
Nov 4, 2018 $1.01 Nov 11, 2018 $1.01
Nov 11, 2018 $1.01 Nov 25, 2018 $1.01
Nov 18, 2018 $1.01 Nov 25, 2018 $1.01
Nov 25, 2018 $1.01 Dec 8, 2018 $1.01
Dec 2, 2018 $1.01 Dec 8, 2018 $1.01
Dec 9, 2018 $1.01 Jan 1, 2019 $1.01
Dec 16, 2018 $1.01 Jan 1, 2019 $1.01
Dec 23, 2018 $1.01 Jan 1, 2019 $1.01
Dec 30, 2018 $1.01 Jan 1, 2019 $1.01
Jan 6, 2019 $1.01 Jan 23, 2019 $1.01
Jan 13, 2019 $1.01 Jan 23, 2019 $1.01
Jan 20, 2019 $1.01 Mar 2, 2019 $1.01
Jan 27, 2019 $1.01 Mar 2, 2019 $1.01
Feb 3, 2019 $1.01 Mar 5, 2019 $1.01
Feb 10, 2019 $1.01 Mar 5, 2019 $1.01
Feb 17, 2019 $1.01 Mar 13, 2019 $1.01
Feb 24, 2019 $1.01 Mar 13, 2019 $1.01
Mar 3, 2019 $1.01 Mar 14, 2019 $1.01
Mar 10, 2019 $1.01 Mar 14, 2019 $1.01
Mar 17, 2019 $1.01 Mar 18, 2019 $1.01
Mar 24, 2019 $1.01 Mar 18, 2019 $1.01
Mar 31, 2019 $1.01 Mar 22, 2019 $1.01
Apr 7, 2019 $1.01 Mar 25, 2019 $1.01
Apr 14, 2019 $1.01 Mar 26, 2019 $1.01
Apr 21, 2019 $1.01 Mar 29, 2019 $1.01
Apr 28, 2019 $1.01 Mar 30, 2019 $1.01
May 5, 2019 $1.01 Apr 5, 2019 $1.01
May 12, 2019 $1.01 Apr 5, 2019 $1.01
May 19, 2019 $1.01 Apr 5, 2019 $1.01
May 26, 2019 $1.01 Apr 8, 2019 $1.01
Jun 2, 2019 $1.01 Apr 27, 2019 $1.01
Jun 9, 2019 $1.01 Apr 27, 2019 $1.01
Jun 16, 2019 $1.01 Apr 30, 2019 $1.01
Jun 23, 2019 $1.01 Apr 30, 2019 $1.01
Jun 30, 2019 $1.01 Jul 4, 2019 $1.01
Jul 7, 2019 $1.01 Jul 5, 2019 $1.01
Jul 14, 2019 $1.01 Jul 10, 2019 $1.01
Jul 21, 2019 $1.01 Aug 1, 2019 $1.01
Jul 28, 2019 $1.01 Aug 1, 2019 $1.01
Aug 4, 2019 $1.01 Aug 6, 2019 $1.01
Aug 11, 2019 $1.01 Aug 10, 2019 $1.01
Aug 18, 2019 $1.01 Aug 10, 2019 $1.01
Aug 25, 2019 $1.01 Aug 19, 2019 $1.01
Sep 1, 2019 $1.01 Sep 3, 2019 $1.01
Sep 8, 2019 $1.01 Sep 6, 2019 $1.01
Sep 15, 2019 $1.01 Sep 10, 2019 $1.01
Sep 22, 2019 $1.01 Sep 23, 2019 $1.01
Sep 29, 2019 $1.01 Sep 23, 2019 $1.01
Oct 6, 2019 $1.01 Oct 7, 2019 $1.01
Oct 13, 2019 $1.01 Oct 15, 2019 $1.01
Oct 20, 2019 $1.01 Oct 18, 2019 $1.01
Oct 27, 2019 $1.01 Oct 18, 2019 $1.01
Nov 3, 2019 $1.01 Nov 5, 2019 $1.01
Nov 10, 2019 $1.01 Nov 12, 2019 $1.01
Nov 17, 2019 $1.01 Nov 19, 2019 $1.01
Nov 24, 2019 $1.01 Nov 28, 2019 $1.01
Dec 1, 2019 $1.01 Dec 17, 2019 $1.01
Dec 8, 2019 $1.01 Dec 17, 2019 $1.01
Dec 15, 2019 $1.01 Dec 21, 2019 $1.01
Dec 22, 2019 $1.01 Dec 24, 2019 $1.01
Dec 29, 2019 $1.01 Dec 24, 2019 $1.01
Jan 5, 2020 $1.01 Jan 7, 2020 $1.01
Jan 12, 2020 $1.01 Jan 7, 2020 $1.01
Jan 19, 2020 $1.01 Jan 8, 2020 $1.01
Jan 26, 2020 $1.01 Jan 10, 2020 $1.01
Feb 2, 2020 $1.01 Feb 5, 2020 $1.01
Feb 9, 2020 $1.01 Feb 6, 2020 $1.01
Feb 16, 2020 $1.01 Feb 23, 2020 $1.01
Feb 23, 2020 $0.00
Mar 1, 2020 $0.00
Mar 8, 2020 $0.00
Mar 15, 2020 $0.00
Mar 22, 2020 $0.00
Mar 29, 2020 $0.50 Apr 30, 2020 $0.50
Apr 5, 2020 $0.50 Apr 30, 2020 $0.50
Apr 12, 2020 $0.50 Apr 30, 2020 $0.50
Apr 19, 2020 $0.50 Apr 30, 2020 $0.50
Apr 26, 2020 $0.50 Apr 30, 2020 $0.50
May 3, 2020 $1.01 May 2, 2020 $0.50
May 3, 2020 $0.50
May 10, 2020 $1.01 May 3, 2020 $0.50
May 6, 2020 $0.50
May 17, 2020 $1.01 May 6, 2020 $0.50
May 11, 2020 $0.50
May 24, 2020 $1.01 May 11, 2020 $0.50
Jun 4, 2020 $0.50
May 31, 2020 $1.01 Jun 4, 2020 $0.50
Jun 11, 2020 $0.50
Jun 7, 2020 $1.01 Jun 11, 2020 $1.01
Jun 14, 2020 $1.01 Jun 15, 2020 $1.01
Jun 21, 2020 $1.01 Jun 25, 2020 $1.01
Jun 28, 2020 $1.01 Jun 30, 2020 $1.01
Jul 5, 2020 $1.01 Jun 30, 2020 $1.01
Jul 12, 2020 $1.01 Jul 3, 2020 $1.01
Jul 19, 2020 $1.01 Jul 18, 2020 $1.01
Jul 26, 2020 $1.01 Jul 24, 2020 $1.01
Aug 2, 2020 $1.01 Aug 13, 2020 $1.01
Aug 9, 2020 $1.01 Aug 18, 2020 $1.01
Aug 16, 2020 $1.01 Sep 1, 2020 $1.01
Aug 23, 2020 $1.01 Sep 1, 2020 $1.01
Aug 30, 2020 $1.01 Sep 5, 2020 $1.01
Sep 6, 2020 $1.01 Sep 5, 2020 $1.01
Sep 13, 2020 $1.01 Sep 15, 2020 $1.01
Sep 20, 2020 $1.01 Sep 15, 2020 $1.01
Sep 27, 2020 $1.01 Sep 16, 2020 $1.01
Oct 4, 2020 $1.01 Sep 16, 2020 $1.01
Oct 11, 2020 $1.01 Oct 2, 2020 $1.01
Oct 18, 2020 $1.01 Oct 2, 2020 $1.01
Oct 25, 2020 $1.01 Oct 29, 2020 $1.01
Nov 1, 2020 $1.01 Oct 29, 2020 $1.01
Nov 8, 2020 $1.01 Oct 29, 2020 $1.01
Nov 15, 2020 $1.01 Nov 17, 2020 $1.01
Nov 22, 2020 $1.01 Nov 17, 2020 $1.01
Nov 29, 2020 $1.01 Dec 11, 2020 $1.01
Dec 6, 2020 $22.07 Dec 11, 2020 $1.01
Dec 23, 2020 $1.01
Dec 24, 2020 $11.04
Dec 30, 2020 $9.01
Dec 13, 2020 $22.07 Dec 30, 2020 $2.03
Jan 23, 2021 $20.05
Dec 20, 2020 $22.07 Jan 23, 2021 $22.07
Dec 27, 2020 $7.29 Jan 23, 2021 $7.29
Jan 3, 2021 $0.00
Jan 10, 2021 $0.00
Jan 17, 2021 $0.00
Jan 24, 2021 $11.04 Jan 26, 2021 $11.04
Jan 31, 2021 $11.04 Jan 30, 2021 $11.04
Feb 7, 2021 $11.04 Feb 5, 2021 $11.04
Feb 14, 2021 $11.04 Feb 14, 2021 $11.04
Feb 21, 2021 $11.04 Feb 23, 2021 $11.04
Feb 28, 2021 $22.07 Feb 28, 2021 $22.07
Mar 7, 2021 $22.07 Mar 10, 2021 $4.03
Mar 25, 2021 $18.04
Mar 14, 2021 $3.22 Mar 25, 2021 $1.20
Mar 29, 2021 $2.02

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