Name
Nicholas
Member since
August 2013
On-time repayments
67 installments • 9%
i married with two children.a girl who is the first born is in standard two and younger born a boy is yet to join school.i live in Bungoma Town at mukhulundu resort which is in plot number 0025.
I stay both with my wife and children.currently i am employed with ministry of water at bungoma municipal council.i opened up a business to my wife in the year 2012,in Bungoma town as shop retailer.
we came up the business up to my wife made savings through the `chama`a scheme where they were contributing money to one another every weekend.we come up together and opened up a shop.
we sell items as soap,salt,paraffin.cooking oil etc
Normally we keep improving our shop every time we make profits and used some to improve our family.
As earlier noted out,i am currently employed at Bungoma municipal council and we opened up the business together with my wife in order to assist us boost our income.we sell items as soap,salt,paraffin.cooking oil among other things especially the household items in general.
There is demand for these goods as we sell goods of good quality and since we get the reliable whole seller we then sell the at a cheaper affordable prices
Transport costs and capital to improve our shop normally serves as our main challenge.our daily sales ranges from ksh.1000 to ksh 2000.
First, i am so grateful for the first loan as it has initiated our business and improved so much.
These has also led to opening a new Mpesa shop within the shop to operate in line with the shop.
We will be able to increase the capital for the mpesa and increase the shop stock with faster moving goods as we also prepare for the festive season.
Thank you and be blessed.
Positive
5
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$205.00
Date disbursed
Nov 25, 2013
Repayment status
Late
Projected term
63 months
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Amount repaid
$6.01
Amount remaining
$337.14
Expected completion
Mar 20, 2019
Status
Repaying late
Installment amount
$5.62
Expected Payments | Actual Payments | ||
---|---|---|---|
Jan 19, 2014 | $0.00 | ||
Feb 19, 2014 | $5.95 | Feb 19, 2014 | $5.95 |
Mar 20, 2014 | $0.06 | Feb 19, 2014 | $0.06 |
Apr 20, 2014 | $5.62 | ||
May 20, 2014 | $5.62 | ||
Jun 20, 2014 | $5.62 | ||
Jul 20, 2014 | $5.62 | ||
Aug 20, 2014 | $5.62 | ||
Sep 20, 2014 | $5.62 | ||
Oct 20, 2014 | $5.62 | ||
Nov 19, 2014 | $5.62 | ||
Dec 19, 2014 | $5.62 | ||
Jan 19, 2015 | $5.62 | ||
Feb 19, 2015 | $5.62 | ||
Mar 20, 2015 | $5.62 | ||
Apr 20, 2015 | $5.62 | ||
May 20, 2015 | $5.62 | ||
Jun 20, 2015 | $5.62 | ||
Jul 20, 2015 | $5.62 | ||
Aug 20, 2015 | $5.62 | ||
Sep 20, 2015 | $5.62 | ||
Oct 20, 2015 | $5.62 | ||
Nov 19, 2015 | $5.62 | ||
Dec 19, 2015 | $5.62 | ||
Jan 19, 2016 | $5.62 | ||
Feb 19, 2016 | $5.62 | ||
Mar 20, 2016 | $5.62 | ||
Apr 20, 2016 | $5.62 | ||
May 20, 2016 | $5.62 | ||
Jun 20, 2016 | $5.62 | ||
Jul 20, 2016 | $5.62 | ||
Aug 20, 2016 | $5.62 | ||
Sep 20, 2016 | $5.62 | ||
Oct 20, 2016 | $5.62 | ||
Nov 19, 2016 | $5.62 | ||
Dec 19, 2016 | $5.62 | ||
Jan 19, 2017 | $5.62 | ||
Feb 19, 2017 | $5.62 | ||
Mar 20, 2017 | $5.62 | ||
Apr 20, 2017 | $5.62 | ||
May 20, 2017 | $5.62 | ||
Jun 20, 2017 | $5.62 | ||
Jul 20, 2017 | $5.62 | ||
Aug 20, 2017 | $5.62 | ||
Sep 20, 2017 | $5.62 | ||
Oct 20, 2017 | $5.62 | ||
Nov 19, 2017 | $5.62 | ||
Dec 19, 2017 | $5.62 | ||
Jan 19, 2018 | $5.62 | ||
Feb 19, 2018 | $5.62 | ||
Mar 20, 2018 | $5.62 | ||
Apr 20, 2018 | $5.62 | ||
May 20, 2018 | $5.62 | ||
Jun 20, 2018 | $5.62 | ||
Jul 20, 2018 | $5.62 | ||
Aug 20, 2018 | $5.62 | ||
Sep 20, 2018 | $5.62 | ||
Oct 20, 2018 | $5.62 | ||
Nov 19, 2018 | $5.62 | ||
Dec 19, 2018 | $5.62 | ||
Jan 19, 2019 | $5.62 | ||
Feb 19, 2019 | $5.62 | ||
Mar 20, 2019 | $5.62 |
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