Carolyne

Dolholm-nairobi, Kenya

6% repaid

Entrepreneur

Name

Carolyne

Member since

May 2013

On-time repayments

280 installments  •  6%

About Me

I finished my o levels in the year 2012.last year.i was not able to proceed since my parent were not able to rise my school fees.there after a friend of our family encouraged me to go with him him to Nairobi and look for a job
I didn't hesitate as i was to be paid for the fare.on reaching Nairobi i did some work with with different people whom we attended the same church who paid me and i made savings which i later boosted too with friends and group we formed which enabled me open up the shop.
I currently sell brand new cloths and make daily sales we have densely population in the area.
I actually pray that my loan if approved will solve me in increasing my stock and eventually increase my monthly income.
Thanks in advance.

My Business

In my business I sell shoes, clothes, slippers, all kinds of clothes especially for ladies which is fast growing.My monthly sales reach ksh.50000 and these mostly depends on the amount of capital invested on.I normally have costs of up to 20,000 including monthly purchases (stocks) since am the only employer and manager of my shop. I ensure that I reduce cost as much as I can.
Daily I make over 2500 in sales and on weekends I can go up-to double figure and over the weekends I double the amount.I would like to purchase more stock as I still lack other fast growing clothes frequently asked by my clients.

Loan Proposal

First i would like take these opportunity to thank all zidisha lenders for changing my business since i first acquired my first loan.Here i came back to you once more too seek another loan to finance school uniforms,shoes and the general addition of stock which i sold 90% during the festive season and enabled me too to clear my loan.
As i normally do i will be updating you on how my business will be improving from time to time.
Happy new year and God bless you all Zidisha fraternity for your hard-work!

Show original English  

About Me

I finished my o levels in the year 2012.last year.i was not able to proceed since my parent were not able to rise my school fees.there after a friend of our family encouraged me to go with him him to Nairobi and look for a job
I didn't hesitate as i was to be paid for the fare.on reaching Nairobi i did some work with with different people whom we attended the same church who paid me and i made savings which i later boosted too with friends and group we formed which enabled me open up the shop.
I currently sell brand new cloths and make daily sales we have densely population in the area.
I actually pray that my loan if approved will solve me in increasing my stock and eventually increase my monthly income.
Thanks in advance.

My Business

In my business i do sell shoes.cloths slippers,all kinds of clothes especially for ladies ware and which are fast moving.my monthly sales goes to ksh.50000 and these mostly depends on the amount of capital invested on.i normally ensure costs of up to 20,000 inclusive of monthly purchases (stocks) since am the only employer and manager of my own shop. I ensure that i reduce cost as much as i can.
Daily i make over 2500 sales and on weekends i can go up-to double figure and over the weekends i double the amount.i would like to purchase more stock as i still lack other faster moving cloth wear frequently asked by my clients.

Loan Proposal

First i would like take these opportunity to thank all zidisha lenders for changing my business since i first acquired my first loan.Here i came back to you once more too seek another loan to finance school uniforms,shoes and the general addition of stock which i sold 90% during the festive season and enabled me too to clear my loan.
As i normally do i will be updating you on how my business will be improving from time to time.
Happy new year and God bless you all Zidisha fraternity for your hard-work!

Feedback

8

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,097.00

Date disbursed

Jan 2, 2014

Repayment status

Late

Projected term

63 months

Lenders

R

redhoward

San Francisco, United States

AWOL

USA, United States

L

Lemon

Switzerland, Switzerland

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

Sundstroms

Falun, Sweden

J

jeremy

Chicago, United States

Ingela

Falun, Sweden

JPadgett

Chandler, United States

Falconet

Lisboa, Portugal

Casalupus

Leipzig, Germany

Ask Carolyne a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Falconet    Nov 28, 2014

    ...

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  • Mercy    Sep 25, 2014

    Hi carolyne
    ,Hope this finds you well.We are worried about your late payments of the loan.Kindly update us on your loan.If you have a problem kindly let us know so that we can help you reschdule your loan

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  • Mercy    Sep 20, 2014

    Dear carolyne
    , I hope you and your family are doing well. We haven't heard any news from you for a while and you are behind your repayment schedule. Please keep us informed how things are going.
    Regards,
    your vm
    mercy

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  • Bavarian    Sep 6, 2014

    Dear Carolyne, I hope you and your family are doing well. We haven't heard any news from you for a while and you are far behind your repayment schedule. Please keep us informed how things are going. Regards, Bavarian

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  • Mercy    Sep 3, 2014

    Hi zidisha
    I have tried calling caroline but she was not picking up though i left her a message .I hope she responds.I will inquire more then inform you.Thanks
    Regards mercy talam
    Zidisha vm

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  • Mercy    Sep 1, 2014

    Hi,
    hope this finds you well,
    Kindly inform us about your loan repayment,Thanks

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  • Mercy    Aug 27, 2014

    hi hop this finds you well.kindly tell us about the loan.repaymnt

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  • Mercy    Aug 22, 2014

    HI CAROLYNE,
    hOPE THIS FINDS YOU WELL.i HAVE TRIED CONTACTING YOU ONE PHONE BUT YOU NOT REACHED.kINDLY HELP US COMMUNICATE ABOUT YOUR LOAN.i WILL APPRECIAT.
    REGARDS,
    YOUR VM

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    • Falconet    Aug 24, 2014

      Hi,

      Thanks for stopping by. She hasn't answered posts in a very long time...

      Please keep us updated.

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  • Falconet    Aug 16, 2014

    An update?

    Why haven't you made any repayments?

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  • Falconet    Aug 7, 2014

    Please tell us why you haven't repaid anything since April.

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  • Falconet    Jun 7, 2014

    Carolyne,

    Can you please let us know why you haven't made any repayments since April?

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  • Gaudensia    May 9, 2014

    hi caro,
    i ope you are doing well.i am just reminding you to please consider paying something small upon our agreement last time so that you will not be much behind.
    best,
    Gaudensia

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  • Carolyne    May 1, 2014

    hi lenders,
    i am happy for the far i am but i believe my payments will resume soon .i also communicated to my VM and i am happy she also informed you.Thank you.

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  • Carolyne    Apr 22, 2014

    Hi zidsha ,my business has been low and i have also informed my mentor who has told you too.
    i will be rescheduling my loan for a short period and then increase my payments as soon as possible.ii had an orders which i have not been paid for a while but am certain i will get on track as soon as the payments comes in.
    Thank you.

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  • Gaudensia    Apr 13, 2014

    dear lenders,i have called Carolyne and she told me that she ill try and make payments today and that her business has been a bit down,
    Thank you.

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  • Carolyne    Mar 24, 2014

    i hope that these finds you well.i was not able to make payments on the repay meant which was suppose to be for yesterday but probably will be able to at least send something small
    these is because yesterday,i was able to go and make some fresh stock for the month.
    Thank you and have a blessed day

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  • Carolyne    Mar 18, 2014

    Already my repayment rate is 95% these is really discouraging me and also my lenders and to be honest it has been more than once that i always have to follow my repayments to be credited am sorry to say these!

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  • Carolyne    Mar 17, 2014

    dear zidisha,
    my loan repayment for march has not been credit up-to now!
    these is taking too long and am worried my lenders might think i have not repaid anything.i just noticed today when i checked my profile as i plan to pay the current week loan
    please!

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  • Falconet    Mar 9, 2014

    Hey,


    How's it going?

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    • Carolyne    Mar 17, 2014

      very well Falconet.what about you ?
      my business is great as usual than x to God and Zidisha lenders.

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  • Carolyne    Mar 3, 2014

    carolyne nyariki Aug 13, 2013

    i ope and trust that that you are all doing very well.i am also gong on well and i just wanted to inform you that the purchases i made earlier these month has really taken me to another levels,i ensured i purchased very quality goods especially over these week the weather was very cold and rainy at some times.
    The stock is almost getting out and aim planning to make another good stock as i have already made enough savings to the course too.
    I believe everything will be well too and i wish you nice

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