Entrepreneur

About Me

Am married with a doughter whi is now three. I live in Eldoret and these is how I can be reached as explained previously, When you are in ELDORET town you the r iten road when you reach a place called Sinai you alight there that’s where you will find few shops .am situated in catholic church that just outside the churches gate and opposite is an mpesa ,a salon shop and a posho mill.The next shopping centre is hawahii.
That’s where I live and the mpesa shop is mine. Besides managing the shop I am also employed with an GO USAID KENYA.
I wanted to be a doctor but I pursued degree in agriculture and economics since I was always interested in starting up a business. I operate as an mpesa agent where by I offer services as deposits of money withdrawals and registering new users.
I have employed one lady who really assists me in operating my mpesa but I normally assist her over the weekends
Safaricom ltd also normally assists her on educating how to operate and to serve customers which has greatly assisted my business too. I normally get over ksh.20000 per month as commission and I would greatly increase these in increase in capital.
I will so grateful if given this opportunity as considering I am always a bit far from the business these is the challenge I face frequently.

My Business

I stated up being an mpesa agent before I got employed as soon as I finished my education.
In Eldoret –Sinai I opened up a shop and acquired an aggregated Mpesa agent from executive outcomes and started offering such services as depositing and withdrawal, registering Mpesa users and also selling scratch cards.
ONE main problem I have encountered is the issues of capital I normally we go to bank almost 3times per day as I have very little capital to accommodate my frequent customers.
Despite the challenges here in, I have tried my best to utilize the commission I get every month as I get over kHz 20,000 and after paying rent and pay the lady I have employed I cut my expenses to at least put more capital in the business.
I will be so happy if offered any amount which will assist me in increasing my capital as I do serve many customers daily and that is my bigger challenge I have experienced since the start for the past 6months.I hope too in the near future I these will greatly assist my business expand

Loan Proposal

First i would like thank the Zidisha staff great assistance they accorded me up-to theses point.As i really had challenges.Also for activating my loan application.The loan will now assist me in increasing my Mpesa float which we normally experience shortages especially now that its the beginning of the month so many transactions are carried out.
Eventually,these will also increase daily commissions will assist me in repaying the loan.

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