Raymond

Ngala Estate, Kenya

100% repaid

Entrepreneur

Name

Raymond

Member since

May 2013

On-time repayments

114 installments  •  57%

About Me

My names are Raymond Kombe Nzai. I am the first born of our family comprised of my mother ,my young sister and I. I am engaged to Annastacia Makori a beautiful lady from upcountry region. I was raised by a single mother. Thank God that my mother though single was determined to educate me upto college level. I am a Christian by faith and I thank the almighty God for His protection he has given me since time immemorial. I am from Kilifi country at a place called Ngala estate ,just about one hundred meters from Kilifi town. The estate is just around Kilifi area behind the titanic building. I am now working with the town council of Kilifi.

My Business

I currently own a small business of selling herbal medicine just within Kilifi town. The business is doing well as It looks unique in the area. No has such kind of business in the area hence the completion is also down. I do get the products readily available and sell it to the customers directly. I do sell this products at my door and hoping that when I get the loan I will be able to stage somewhere and sell my products from there. When I get this loan I will be able to buy more products from the producers and be able to make more profit. There are some products that I have not been able to buy due to lack of funds but I do think that with this loan I will be able to get that certain products that I need.

Loan Proposal

First I would love thank the zidisha investor for giving me a chance, of which it has been of great benefit to me and my family. My drugs business has grown and the profit is benefiting. This has enable me to spare some funds for my construction company. I recently prepare my internal and external memorandum which is a requirement for registration of company by registrar of companies.
The drug business is equally doing well, what I really lucked was the funds to buy drugs to sell to my clients. Am hoping with time I all my effort to the construction company ( Kipeo Properties Enterprise) and i am looking forward to work with my investors.
The loan application am about to submit is to buy more supplies (drugs) to sell to my ready customers mean while my profits from my drug business can continue supporting the registration of my company. Your kind consideration will be greatly appreciated.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 11, 2013

Repayment status

On Time

Projected term

10 months

Lenders

J

jonase

Boise, United States

G

guenter

Bremen, Germany

F

flaguy999

Tampa, United States

scgtb

Sarasota, United States

KBW_Fundation

Winterthur, Switzerland

Ask Raymond a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Samuel    Aug 25, 2015

    I phoned Raymond today at 11.03am and he did not pick the call. I will try again later.

    Thanks.

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  • Raymond    Aug 24, 2015

    Hi everyone.
    Am sorry for the delay of my payments but was caught up in other issues. i recently bought a car for my day to today activities. i hope you will be patient and will do payments as soon as possible. thanks for your understanding.

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  • Samuel    Jul 9, 2015

    I phoned Raymond today at 2.59pm. He says he had been overwhelmed in personal tasks and failed on repayment dates.
    Still, he promises to repay by end of this week.

    Thanks.

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  • Raymond    Jun 16, 2015

    Hi everyone thanks for the loan. I finally got the funds I requested for and may God bless you.

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  • Raymond    Jun 14, 2015

    I greatly appreciate everyone's effort to come with the loan I kindly requested which I will post my payments as scheduled. May God bless each one of you and thanks once more.

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  • Raymond    Jun 9, 2015

    Here is another

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  • Raymond    Jun 9, 2015

    Hi every one
    That is me helping on the parlor

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  • Raymond    Jun 7, 2015

    The parlour.

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  • Raymond    Jun 7, 2015

    That is my wife's fruit parlour and that's me in the picture.

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  • Raymond    Jun 2, 2015

    Hi Lenders.
    I currently have a problem with my wife's business. She owns a fruit parlour which is not doing well due to this cold season. There is also some new equipment to be bought for the fruit parlour; fruit extractor, few repairs, buy some more sits, new blender and bill some bills which are still behind. With your consideration then this will help me upgrade the parlour to the next level.

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    • Raymond    Jun 7, 2015

      This is my sister and her daughter. She comes time to time to help in the business.

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  • Raymond    May 17, 2015

    Hi.
    i would like to thanks all the lenders for the selfless act and i greatly appreciate your generosity.
    Thanks guys!

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  • Falconet    Nov 15, 2014

    Congratulations!

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  • JudoGlenn    Nov 13, 2014

    Nice work!

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  • Falconet    Aug 15, 2014

    Hi,

    How have you been?

    Thank you for respecting the loan terms and for making the repayments on and ahead of time!

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  • Raymond    Mar 27, 2014

    So far so good, I even got some space to put up my office.

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  • JudoGlenn    Feb 24, 2014

    How are things coming along?

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    • Raymond    Jun 13, 2014

      So far I like the step I have taken because currently am in the middle of negotiations about an office space the I found. I hope we will get to an agreement by the end of this month.

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  • Raymond    Jan 14, 2014

    Hey!
    Currently I don't have an office, but if all goes well I will put up an office and a website by the end of the year. What I have is certificate to practice and project that I have handled before.

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  • KBW_Fundation    Jan 11, 2014

    Hey
    I'm happy that your Business is doing well!
    Because this is our first loan we lend, we would be very excited to get some pictures of your business. Is this possible for you?
    Best regards
    Céline Stalder

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  • Raymond    Nov 25, 2013

    Hi everyone.
    Of recent my business has actually picked up and am glad the trajectory my business is picking is on the right track. Many thanks to the lenders. I also recently got a job, pays less but it's worth a while. This has created a new income for me and am operating both my business and job, it's tiresome but worth it.

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  • KBW_Fundation    Nov 12, 2013

    Hey there! How is your business going? I hope everything is going well. I would be glad to hear something from you.
    Best regards!

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    • Raymond    Nov 14, 2013

      Hey! My business is okay.Now that I got a certificate for my company I want to pay attension to my construction/consultant company.

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