Josphine

Rhonda Estate., Kenya

44% repaid

Entrepreneur

Name

Josphine

Member since

April 2013

On-time repayments

10 installments  •  30%

About Me

I am married with two sons,I reside in Ronda and work as a businessman,I started a business shop as a shopkeeper in 2008,Since I started this busines it has helped me to bring up my family as well started a chicken feeding project that is doing well.
By doing so I have been in business though it has taken me along period of time to grow as well as to change to another step is the business is just stagnant.I

You may have passion of starting or boost your business but you are poor financially, loan can highly boost you to move to another different level in business .

My Business

My business name is KUBUGI GENERAL SHOP is Located AT RHONDA SHOPPING CENTRE ,P.O BOX 14387-20100 Nakuru TELEPHONE NUMBER 0728633784.It is sole proprietorship,It was established IN 2008 .
It is licensed under single business permit under the municipal council of Nakuru.

My business deals with selling of all house hold goods and foods.
Most of my customers prefer my business because of the services that are offered and as well the costs are standard depending on goods,quality and quantity products that I have comparing to other competitors and also availability of goods without lack, they need from lower class to higher class ,though there is more competitors it depends on how first I can deliver the services to them as well as quality goods The site where I am located there is no more competitors hence my services to my clients are good,first and reliable all the time,though you may hear some complains but not more
My business is profitable for one I understand very well the business since is the only business I have been doing since 2008 ,so I have old clients who orders goods/products from my shop and other services at a large quantities hence making more profit though some times I don´t meet their needs.
I have a financial problems since I started my business with small capital which make me to grow very slowly and loose some clients by not meeting all their needs,also operation risk,Since some of my clients call for door delivery which comes very difficult for me to deliver my goods to them in time.

I do meet my smoothly needs in terms of paying house rent,labour and other small work expenses,If I get Kshs.10,000 I will add more stock and buy variety of goods as to deliver a first quality goods as my clients needs as well adding value to my work. My business will grow to a different level.

Loan Proposal

First is to thank zidisha team for the loan.as soon as I will get the loan I will buy,sugar,flour of both categories ,tea leaves, among other small goods in my shop.finally I will buy enough beverages in my shop.here I will have enough stock which will enable me to have high sales hense get more profit from my shop and repay back the loan.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Apr 25, 2013

Repayment status

Late

Projected term

10 months

Lenders

Silver

Steiermark, Austria

Sundstroms

Falun, Sweden

Ric

Iloilo, Philippines

Ask Josphine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • roberta.zenere    Sep 26, 2013

    Dear Lenders,

    my name is Roberta Zenere and I am a Kenya Country Liaison Intern at Zidisha.

    Josephine informed us by text SMS that she was sick last month and couldn't concentrate her efforts in running her shop. As you can imagine, this is the reason why she is experiencing some delays with her loan repayment. Please, just remind that she is very committed in clearing her loan and she intends to resume her payments as normal by next month.

    Josphine: we hope that you feel better now and we wish you all the best with your shop.

    Lenders: if you have any questions, please, do not hesitate top ask.

    Thanks for your understanding,

    Best regards,

    Roberta
    Zidisha Team

    Log in to reply • Share


Loading...

Loading...

Loading...