Martin

Nakuru, Kenya

43% repaid

Entrepreneur

Name

Martin

Member since

June 2013

On-time repayments

28 installments  •  25%

About Me

My name is Martin Murimi Nyaguthii and a resident of Pangani Estate of Nakuru town that is two kilometers from the town.l hail from a family of four members where am the first born.After graduating from college of bakery two years ago l was employed in a local bakery but later with the support of my mother l was able to start my own business so as to increase my income.l use the earnings from the business to support my siblings who are still in school as well as expand the business.during my free time l like reading inspirational books.

My Business

my business is located along the Kanu street of Nakuru town near pangani juction. l do bake cakes and sell them in pieces where the prices vary with the size of the cake.l also sell soft drinks such as juice,soda and milk so as to increase the sales.The business is very profitable as its strategically situated where most of my customers are the students from the neighboring colleges and the local residents who buy when going home from jobs .on average l make ks 10,000 per month after deducting the expenses.Although there is lot of competition from supermarkets and other bakers l make sure that my prices are competitive and affordable to the customers as well as ensuring that l give my customers quality service so as to attract and retain them besides ensuring that my cakes are very delicious.if advanced with the loan l will invest in buying modern ovens so as to be efficient in my business and reduce the cost as at times l use the charcoal jiko.my future plan is to make my business a one stop cake shop for the Nakuru residents.

Loan Proposal

First of all i would like to thank Zidisha and the lenders for the help they offered me and also for their support. i wolud like to thank also the lenders dearly for having trusted in me and for that i give them a great thank you for evrything. My business was located along the Kanu street of Nakuru town near pangani junction. l dId bake cakes and sell them in pieces where the prices vary with the size of the cake.l also sold soft drinks such as juice,soda and milk so as to increase the sales.The business was very profitable as it was strategically situated where most of my customers were the students from the neighboring colleges and the local residents who buy when going home from jobs .on average l made ks 10,000 per month after deducting the expenses.Although there was lot of competition from supermarkets and other bakers l made sure that my prices were competitive and affordable to the customers as well as ensuring that l give my customers quality service so as to attract and retain them besides ensuring that my cakes were very delicious.if advanced with the loan l will invest in and start a cyber business together with the little savings i have made from my business. i thank zidisha .

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$368.00

Date disbursed

Nov 26, 2013

Repayment status

Late

Projected term

24 months

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Ask Martin a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Martin    Oct 14, 2014

    the current period of business is not that encouraging and through that my business has not been doing well and for that reason i would like zidisha to allow me reschedule my loan this month which i promise to continue in the course of the month as the people i sell on credit my product will have paid off the due which i will use to continue paying off the loan with, just the same way as i would like to keep good relationship with my customers it is also good that i maintain a good relationship also with my lenders.

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  • Martin    Aug 11, 2014

    I THANK ZIDISHA FOR EVERYTHING BUT I DONT UNDERSTAND WHY I AM BEING CREDITED WITH A NEGATIVE FIGURE.

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    • bconrad    Aug 14, 2014

      Dear Martin,

      I apologize for the confusion regarding this entry. It seems a payment you made in April was erroneously entered twice. To rectify this error, we have reversed the payment by entering a negative amount.

      Thank you, and once again I apologize for the confusion regarding this.

      Best,
      Bayle, Country Liaison Manager

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  • Martin    Jun 10, 2014

    Due to the current nature of the economy , my business has not been doing well and i wish to reschedule the loan until am able to pay which will be as from next month. I promise to pay accordingly without any failure. I am very grateful for the good company we all have had together. I also thank God for everything we have shared together.

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  • Martin    Nov 22, 2013

    PierfaustoI and the other lenders who are funding me i sincerely thank you for funding my business and i thank God for my business success. May God bless you all.

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  • Pierfausto    Nov 15, 2013

    Martin, I sincerely wish your business will be successful. May God bless you. Pray for me.

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  • Martin    Nov 14, 2013

    It is every mans dream to prosper in life and zidisha have made it possible,thanks and be blessed.With the loan i received have already purchased the energy saving jiko and an oven that are making my work run smoothly and with that am able to increase my daily bakery makings and my daily sales are even more better as i always dreamed of and i thank Zidisha because the are making my dreams come true without any disbelief and with that am able to run my business smoothly and am able now to pay even the extra person i employed at my job place and still make profits at time of working.Also this is made possible by my parents as they are really encouraging me with my work and encouraging me to continue working hard and for that reason i thank them always.

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  • Martin    Oct 30, 2013

    Good things come to those who wait and it is always every man's dream to acquire the best in life and be prosperous in what you do but all thanks should be to the one true living God as he provides for every of his being in this world.The other thing in life that we should not forget in this life are our friends since they are the one who encourage us in this world we are living in and we should always thank God for bringing the to us.We should also appreciate ourselves and appreciate what we have in this life and we will prosper in this world through the good deeds and good moral upbringing that will be with us.

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  • Martin    Sep 23, 2013

    The only thing better than the smell of freshly baked bread or sweets is the smell of success.The bakery provides freshly prepared bakery and pastry products at all times during business operations. Six to eight moderate batches of bakery and pastry products are prepared during the day to assure fresh baked goods are always available.A such it is the duty of my hard work that is making me deliver my activities to my consumers as they say in business that,:Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all."

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  • Martin    Sep 11, 2013

    It's been an exciting and productive year since the show ended. The bakers and cake decorators now have the time and freedom to experiment and grow without the scrutiny of a lens and the hundreds of viewers. There are new flavors — lavender and honey, maple cinnamon swirl, passionfruit and others yet to be tested. Our artists are taking classes in different media to expand their knowledge.
    Half of our staff has left to open up shop It was bittersweet, an end to an era and a new beginning — formy shop ,Through the expansion, we've tried to stay as close as geography will allow. We will take our yearly staff vacation together and call each other up when we're having a tough time with a project or design.
    Things have changed, but we're still are stromg. We still have the spirit that we started with .

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  • Martin    Sep 11, 2013

    It's been an exciting and productive year since the show ended. The bakers and cake decorators now have the time and freedom to experiment and grow without the scrutiny of a lens and the hundreds of viewers. There are new flavors — lavender and honey, maple cinnamon swirl, passionfruit and others yet to be tested. Our artists are taking classes in different media to expand their knowledge.
    Half of our staff has left to open up shop It was bittersweet, an end to an era and a new beginning — formy shop ,Through the expansion, we've tried to stay as close as geography will allow. We will take our yearly staff vacation together and call each other up when we're having a tough time with a project or design.
    Things have changed, but we're still are stromg. We still have the spirit that we started with .

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  • Martin    Sep 11, 2013

    Great words inspires human beings in life but great deeds attracts good intentions as they bring about good outcomes in life's.There are those who come to build us emotionally and help us to move on,the same way zidisha is here to help us run everyday in our business and hence we should be great-full for that as it is a good deed that is bringing joy into the mouths and hearts of many and thus when we borrow we should be punctual to pay back so that we receive the amount we need the next round in time to help us fund our business more and more and our economy will continue to grow more and more and hence we all will be useful.

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  • Martin    Sep 11, 2013

    Great words inspires human beings in life but great deeds attracts good intentions as they bring about good outcomes in life's.There are those who come to build us emotionally and help us to move on,the same way zidisha is here to help us run everyday in our business and hence we should be great-full for that as it is a good deed that is bringing joy into the mouths and hearts of many and thus when we borrow we should be punctual to pay back so that we receive the amount we need the next round in time to help us fund our business more and more and our economy will continue to grow more and more and hence we all will be useful.

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  • Martin    Sep 11, 2013

    I think a reason that a lot of people feel politically paralysed is that it used to be clear how power was organised. But those who have their hands on the levers of popular culture today have great power - and it isn't even clear who they are
    As it turns out, social scientists have established only one fact about single women's mental health: employment improves it.
    As it turns out, social scientists have established only one fact about single women's mental health: employment improves it.

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  • Martin    Sep 11, 2013

    I think a reason that a lot of people feel politically paralysed is that it used to be clear how power was organised. But those who have their hands on the levers of popular culture today have great power - and it isn't even clear who they are
    As it turns out, social scientists have established only one fact about single women's mental health: employment improves it.
    As it turns out, social scientists have established only one fact about single women's mental health: employment improves it.

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  • Martin    Sep 11, 2013

    The only thing better than the smell of freshly baked bread or sweets is the smell of success.The bakery provides freshly prepared bakery and pastry products at all times during business operations. Six to eight moderate batches of bakery and pastry products are prepared during the day to assure fresh baked goods are always available.A such it is the duty of my hard work that is making me deliver my activities to my consumers as they say in business that,:Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all."

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  • Martin    Sep 11, 2013

    I hope we shall crush in its birth the aristocracy of our monied corporations which dare already to challenge our government to a trial by strength, and bid defiance to the laws of our country.Don't be afraid to fail. Don't waste energy trying to cover up failure. Learn from your failures and go on to the next challenge. It's OK to fail. If you're not failing, you're not growing.I challenge you to make your life a masterpiece. I challenge you to join the ranks of those people who live what they teach, who walk their talk.Death is a challenge. It tells us not to waste time... It tells us to tell each other right now that we love each other.

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  • Martin    Aug 19, 2013

    “It was to remind me how lucky we are that the beggar was placed in my path. You see, some people live all their lives without knowing which path is right. They're buffeted by this wind or that and never really know where they're going. That's largely the fate of commoners-those who have no choice over their destiny.

    For those of us born as samurai, life is something else. We know the path of duty and we follow it without question. But even that may not be easy because there may be insurmountable obstacles. Such as what that blind beggar faces. He might have a secret dream of revenge against an oppressor too. He might have justice on his side as we do now, but there is nothing he can do about it. I say we're lucky-we know what has to be done and it's within out capability to make it happen!

    …Remember, there's sacrifice involved in any kind of life. Even the man who chooses the safe way has to give up the thrill of combat. The point is that once you know what you want, you must be prepared to sacrifice everything to get it. Those who realize this are the fortunate ones. Those who know and can try. What more can a man ask for than that?”

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  • Martin    Aug 19, 2013

    “Contrary to what we usually believe, moments like these, the best moments in our lives, are not the passive, receptive, relaxing times—although such experiences can also be enjoyable, if we have worked hard to attain them. The best moments usually occur when a person’s body or mind is stretched to its limits in a voluntary effort to accomplish something difficult and worthwhile. Optimal experience is thus something that we
    make happen. For a child, it could be placing with trembling fingers the last blockon a tower she has built, higher than any she has built so far; for a swimmer, it could be trying to beat his own record; for a violinist, mastering an intricate musical passage. For each person there are thousands of opportunities, challenges to expand ourselves.”

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  • Martin    Aug 19, 2013

    “Sometimes we bring to a struggle or cause the gifts we see most clearly, a courage, a strength, or a charm others have told us we have. But often we find more is asked of us than that, more than we intended or thought we possessed. We are asked to offer that which we thought dearest, to forgive what seemed unpardonable, to face what we feared the most and endure it. Sometimes we have to travel to the last step a path that was not of our own choosing. But I promise you this ... it will lead to a greater joy in the end. The difficulty is that the end is beyond our sight, it is a matter of faith, not of knowledge.”

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  • Martin    Aug 19, 2013

    “I have realized; it is during the times I am far outside my element that I experience myself the most. That I see and feel who I really am, the most! I think that's what a comet is like, you see, a comet is born in the outer realms of the universe! But it's only when it ventures too close to our sun or to other stars that it releases the blazing "tail" behind it and shoots brazen through the heavens! And meteors become sucked into our atmosphere before they burst like firecrackers and realize that they're shooting stars! That's why I enjoy taking myself out of my own element, my own comfort zone, and hurling myself out into the unknown. Because it's during those scary moments, those unsure steps taken, that I am able to see that I'm like a comet hitting a new atmosphere: suddenly I illuminate magnificently and fire dusts begin to fall off of me! I discover a smile I didn't know I had, I uncover a feeling that I didn't know existed in me... I see myself. I'm a shooting star. A meteor shower. But I'm not going to die out. I guess I'm more like a comet then. I'm just going to keep on coming back.”

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