Zidisha |

Jadiel

Kapsabet, Kenya

Funds disbursed

$0 to go

100% funded of $307 goal

days left

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How it Works

Entrepreneur

Name

Jadiel

Member since

September 2013

On-time repayments

69 installments • 10%

About Me

I am married and we are blessed with a girl who is yet to join baby class next year.
As described earlier,my business is situated at Kapsabet town and i live at my house when i always close my work in the evening.
To locate where i live,when you just enter Kapsabet town from Eldoret,there is a large sign post written welcome to Kapsabet =ON you left,there is a blue gate and that is my plot i bought in the year 2011 found in plot no 052.
I am a degree holder of accounting finance option from university of Nairobi and since i am still yet go get employment i decided to manage my business which are doing well.
In Kasabet town,i operate an Mpesa,a cooperative agent and a equity agent both in the same room situated in opposite of family Bank.

My Business

As described here above,i am operating ,Mpesa,cooperative and equity bank agent.
Mpesa we make deposits,withdrawals and registering of of new safaricom users .
cooperative bank agency and equity bank agency i serve both clients making deposits withdrawals and paying of rents.
Most customers prefer agencies than bank hall to safe time and its more convenient.
I serve several customers,and make good profits. I was able to purchase my plot using the business yet i was also managing my family and my college fees.
i normally get over ksh.60000 to ksh.70000 in commissions as gross and i have employed two ladies whom i pay them too at the end of the month.
I would be so grateful if Zidisha approves my loan to help me boost my business to enable me expand the business.

Loan Proposal

First, thank you so much zidisha and zidisha lenders for the great assistance you keep according to us.I hereby came to you once again to ask you finance my second loan as prepared myself for January as customers transact in high as they send back children to school in January.
I will apportion each till mpesa, equity And cooperative bank agent each 50/50 and as i did before i will pay my loan very comfortable.
THANK YOU ZIDISHA.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$307.00

Date disbursed

Dec 20, 2013

Repayment status

Late

Projected term

66 months

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Gaudensia Apr 27, 2014

how are you lenders i would like to give a report on these borrower i was assigned these week,i am in Eldoret and the borrower is not far from my place.
i also very well know an the place he is located and i have contacted a relative and given her directions on where Mr jadiel is located.i ope these will be successful and if not i will talso try and locate these borrower.
gaudensia

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Samuel Mar 25, 2014

I am a VM. I phoned Jadiel today at 5.56pm. He is unreachable so are his three listed relatives, three listed neighbours/friends and his community leader. I suggest a further investigation into his case.

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- C
  CZC Mar 25, 2014
  
  Mr. Shehi,
  
  Thank you for attempting to contact Mr. Kobia. This is another case of bad faith. No communication, no repayment.
  
  It just seems that the potential police cases keep piling up.
  
  Cris
  
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- Gaudensia Apr 27, 2014
  
  hi shehi,i have posted on the borrower and i ope locating him will be successful.i ope i will succeed as it seems mostly of the contacts are not going through.
  
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C
CZC Mar 23, 2014

Mr. Kobia,

You are now nearly $86 (3 months) in arrears. When will you begin repayments?

When lenders fund loans, we do so with the expectation of being repaid. In the absence of that, we request more frequent communication and a realistic repayment plan.

Thank you,
Cris

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C
CZC Mar 5, 2014

Jadiel,

I hope everything is OK. It's been a while now since you last gave us some news. At that time you also said you would begin repayments, but it seems none have been made. Could you let us know when you'll be able to start repaying?

Thanks,
Cris

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- Gaudensia Apr 27, 2014
  
  how are you Cris,i have stated to locate the borrower and i have for the few days i will be able to locate him as i am residing near to his place.
  gaudensia
  
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Jadiel Feb 11, 2014

hi lenders,i am very sorry for being a bit late for payment for about a week.First my business has been good as usual,my commissions foe these month has taken a quite along time which has affected our manage till for about 15 TILLS in the area.
These will be sorted in a couple of days and i will make my submissions.
I ope the message will find you well.

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- C
  CZC Feb 11, 2014
  
  Jadiel,
  
  Thank you for your quick response to my inquiry. I'm glad you were able to reschedule your loan.
  
  Keep in contact and give us some news periodically.
  
  Best of luck,
  Cris
  
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C
CZC Feb 10, 2014

Jadiel,

How is everything going for you and your business?

It's been a couple of weeks since your first repayment was due and we haven't had any updates, nor have you rescheduled your loan. Please give us some news.

Thanks,
Cris

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Jadiel Dec 18, 2013

Thank you so much blahblah and Silver for supporting my business i really appreciated it so much as things have been good in my side.Trully God will bless you so much.
Thank you.

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