Entrepreneur
Name
Omanga Janet
Member since
September 2013
On-time repayments
42 installments • 7%
About Me
i am single lady and 3rd born in a family of four.I just finished my degree in moi university campus Eldoret after pursuing Business management.i live in a place called chepkanga and one takes vehicles from the main stage and ask for vehicles for chepkanga.
when you highlight at the center,i am situated at the main stage to town and shops which are on the left side of the stage =you look for a shop selling selling cloths which is number four of the shops and in plot number 013.
i live behind the shop as behind are rental shops.
My parents supported me during my fourth year as i had been always having an interest of starting my own business and i opted opening a cloth wear especially the modern clothes and also selling it with shoes.
I started up the business to assist me rely on my self and especially that was in campus and i was also near home.
currently am pursuing accounting called CPA-certified public accountant and i do it on part time as i run also the business which has started picking up.
i purchase cloths from Nairobi ,shoes ,t.shirts for football fans and shots too.
My Business
my sources of income that will basically be used to pay the loan will the proceed s form the sale of the cloths,shoes ,football t.shirts,shorts among others e,g scarfs and muffins.
There are a high demand of these goods as i currently stock the modern items=s which i get from Nairobi.
The main problem which i experience is the transportation costs.
My customers prefer the goods as they are of good quality at an affordable prices.
Daily i make sales about ksh.2000-5000 and i have employed a lady who has been assisting as i could not have managed alone considering i was in school and currently too and i pay her ksh.8000.
My monthly profits are up-to ksh.45000-60000 and which greatly assist me in replacing the stocks sold ,paying my fees and other expenses too.
I will greatly be happy if accorded a chance to access a loan from Zidisha Micro Finance so to increase my stocks.
Loan Proposal
First,i would like to say i am so pleased to be accorded such a golden opportunity to access Zidisha loan and be member of Zidisha family.
I will now use the loan in increasing the stock of the clothes and shoes which are more moving especially now that most are being purchased for school wear and official too.
Theses will eventually increase my sales allowing me to pay my loan in time.I will really appreciate it so much and promise to inform my lenders on how my business will be improving.
Thank you all!
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Sep 16, 2013
Repayment status
Late
Projected term
43 months
Lenders
Osaka, Japan
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