Entrepreneur
Name
Benard
Member since
August 2013
On-time repayments
67 installments • 7%
About Me
I am single and the second born in a family of four.as described above,I live in sabaru estate just i km from the town and another 1 km to Jerusalem.
I live in Subaru estate block 2 room.its actually situated along ITen road.i hold a diploma in business administration from Kenya institute of management studies(KIMS).
My business entails selling of mobile phones housing,batteries and within the same shop i own an mpesa,a service offered by safari com to enable customers make deposits and send money and can also pay bills using the same service.
I have been using the earnings i derive to boost more of my business and assist our family too as my elder sister is currently pursuing his degree.
My Business
As described above,My business entails selling of mobile phones; housing,batteries and within the same shop i own an mpesa,a service offered by safari com to enable customers make deposits and send money and can also pay bills using the same service.I get good commissions every month since there is no near competitor around and these will be used to pay the loan.
normally my monthly commissions ranges from ksh.20000 to Ksh.35000 after withholding tax deductions from safari com.
My business faces challenges like lack of enough capital to efficiently allow customers to withdraw money of any amount every time without failure.
If accorded the loan,my business will never be the same again.
Loan Proposal
First,i would like to say i am very pleased having known Zidisha micro finance as things has never been the same again on my side.For the first loan i was able to improve my stock and my sales and commissions was very good.For these second loan i would like to basically increase my accessories and my m.pesa working capital just like i did before including safari com,Zain,orange and yu line plus their airtime.
For these,i will be able to remit my payments without any constrain as before
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Loan Info
Project Type
Classic Loan
Disbursed amount
$307.00
Date disbursed
Dec 1, 2013
Repayment status
Late
Projected term
63 months
Other loans
Lenders
Singapore, Singapore
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