Flat screen for a computer

Samuel Gacheru

Thika, Kenya

100% repaid

Entrepreneur

Name

Samuel Gacheru

Member since

November 2015

On-time repayments

44 installments  •  80%

About Me

My names are Samuel Gacheru, a 30 years old born in Kerugoya, Kirinyaga county, I attended Karimaini primary School until my standard 8 in the 2001. I later joined Karimaini secondary for my O-level qualification until 2005. I went to Thika Institute of Business College in the year 2006 where I did 2 years diploma in Information technology. After I completed my studies, i was attached at Morning star Computer College to offer computer tutorials for 6 months where I gained experience including confidence and also a chance to learn more in my career. I later could not able to cope with the high living standard in the town since I did not have a source of income and therefore I had to go home. I started looking for employments around home as I live with my parents. I got a computer tutorial job at an academy at small town in kirinyaga county and was earning 50 USD per month. I worked for only 3 months. I am married with 3 and half years old son.
During the attachment at morning star computer college, the director noted that I was committed to my work and promised to help me incase chance arises. He called me after one of the tutors in the college resigned and was ready to pay me 70 USD per month. I knew that this salary was still low since I had to relocate from home and the living standard is high in town than home. However I knew I will gain much in town than in the village. I worked for two years and managed to save for 3 computers.

My Business

I started my computer bureau with the three computers in the year 2011, during this time; I had learnt basic computer maintenance, web design, and software installation where I charged. I would also design wedding cards, invitation cards, business cards as well as calendars. I realized that I had a passion in graphic design than any other profession, it also earned me more money than other specializations of IT I used to do. I decided to concentrate on graphic design, however, the computer I had allocated for this was slow as some software like the one I use to design required higher specifications than the one I had. I approached my older sister to led me 200 USD to purchase a core 2 duo computer, she could not afford this much since her daughter was joining high school and therefore she was also not able. She only led me 100 USD and therefore I could not afford to buy the computer I needed, I bought a Pentium 4 computer which I am using until now.
Recently, I have been overwhelmed by work since this computer has also become slow, this is because currently there is lots of calendar design jobs I have been doing, nowadays the software I want to use does not support these graphics software. Now I am being forced to go to use my friend’s laptop to design these calendars. This business has helped me and for the last 6 months I have been forced to bring my wife on board, this is because the government has embraced technology, we are now assisting local people to understand the technology the government require them to know, these includes online tax return, Payment registration as well as Driving license issuance and renewal. Other services the government is offering online include business name search and registration, motor vehicle online booking, PSV application as well as ministry of land is pilot testing online services. The government of Kenya aspects cyber café people to train other people, and therefore they train us to train. We charge them in all these services.

Loan Proposal

First I thank you for accepting me. I will buy flat screen for my computer for USD 40, recently I have been intending to add more computer in my cyber, I will take this opportunity to first buy this screen and wait to buy computer. The cyber job has in the recent times been performing well due to improvement in government operations terms of Information Technology. I am looking forward to buy a core I 3 computer for my design. I will therefore take this opportunity to first buy a screen. I therefore am yearning to grow with Zidisha as my financial helper. Thank you guys for your good work.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.06

Date disbursed

Dec 10, 2015

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: $2.08

Samuel opted to pay $28.97 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

lyalljellyman

Wellington, New Zealand

Bjorn

Heggedal, Norway

WE

Wendy Emlyn

Devon, United Kingdom

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