Flour for baking bread

Hannah

Tema, Ghana

100% repaid

Entrepreneur

Name

Hannah

Member since

June 2015

On-time repayments

105 installments  •  80%

About Me

I am a young girl who grew up in a border town where you have to sell anything to survive. I attended training college after senior high school and am now a professional teacher. I had to start a bread bakery to keep the family going since we all can't depend on my salary. I started my bread business by paying for an oven in bits. After paying for the oven, I started baking bread for my siblings to go and sell after school and during vacations. I bake sugar, butter, brown and tea breads. To talk about how I learnt how to bake the bread, a friend who also teaches and bakes taught me how to bake for free. Now I want to expand my business since the demand for my bread is going high.

My Business

I bake bread and distribute to others to sell. Bread is something which is found in every home. And almost every family buys bread every day. I chose the baking business because a friend introduced me to it. I take care of my family and and reinvest the rest to grow my business. Baking is very good work because you will have enough food in the house and make some profit too.

Loan Proposal

i currently buy the flour for baking on credit so i will use the loan to buy flour for baking. The flour is about 40 dollar each so i will use the loan to purchase about 4 bags. it is more expensive when buying on credit so the loan will help me buy it cheaper.

Show original English  

About Me

I am a young girl who grew up in a boarder town where u have to sell anything to survive. I attended training college after senior high school and am now a professional teacher. i had start a bread bakery to keep the family going. since we all cant depend on my salary. I started my bread business by paying for oven in bits, after paying for the oven i started baking bread for my siblings to go and sell after school and during vacations. I bake sugar, butter, brown and tea bread. To talk about how i learnt how to bake the bread, a friend who also teaches and bakes taught me how to bake for free. Now i want to expand my business since the demand for my bread is going high.

My Business

I bake bread and distribute to others to sell. Bread is something which is found in every home. And almost every family buy bread everyday. i choose the baking business because a friend introduced.I take care of my family and and reinvest the rest to grow my business. Baking is a very good work because you will hav enough food in the haus and mak some profit too.

Loan Proposal

i currently buy the flour for baking on credit so i will use the loan to buy flour for baking. The flour is about 40 dollar each so i will use the loan to purchase about 4 bags. it is more expensive when buying on credit so the loan will help me buy it cheaper.

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$128.00

Date disbursed

Apr 29, 2016

Repayment status

On Time

Projected term

4 months

Lenders

dlpringle

Denver, United States

Paul Buchheit

Mountain View, United States

MS

Mike Sutherland

United Kingdom

Stephan W

Witten, Germany

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

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  • Wendy Emlyn    Oct 21, 2017

    Hello Hannah. Are you able to finish your payments yet?
    God bless you,
    Wendy

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  • Wendy Emlyn    Jun 7, 2017

    Hello Hannah, are you able to make some more payments yet?
    God bless you,
    Wendy

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  • Hannah    Apr 15, 2017

    I received an amount of 478 gh cedis. I use the money to buy flour for the baking of bread. Thanks so much to my lenders. Am much grateful. Am lookn forward to taking bigger loans. Thanx so so much.

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  • Hannah    Apr 10, 2017

    Thank you so much my lenders. I promise to be faithful in my payment. Am very happy

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  • Hannah    Apr 10, 2017

    I wiĺl buy baking flour with the loan. This will help me because i buy on credit which is more expensive. So buying it with cash saves some money for other tins

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  • Hannah    Apr 10, 2017

    I purchased baking flour with the loan. I use to buy de flour on credit but with the loan i now buy it with cash. Which makes it cheaper. My earnings have increased by 4% i reinvest the increased earnings.

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  • Hannah    Jan 22, 2017

    Market is a bit down after the festive season. Therefore income is low.

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  • Hannah    Jan 2, 2017

    business is going well so I want to increase my Payment

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  • Hannah    Dec 8, 2016

    please I invited someone who is a member now but am not getting de benifits

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  • Hannah    Oct 24, 2016

    paying 30gh is becoming difficult so I want to reduce it to enable me pay well.

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  • Hannah    Oct 4, 2016

    I have received the loan. I received 453 ghana cedis . thanks to my lenders. I bought flour for making bread with the money. am so grateful to my lenders..

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  • Hannah    Sep 29, 2016

    I will use the the money to buy flour for baking bread. this will help me so much because buying it on credit basis is more expensive than buying it with cash. Thank you so much my lenders. am very grateful. I promise to pay my loan on time to enable me qualify for bigger loans.

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  • Hannah    Sep 27, 2016

    I purchased flour with the loan and it helps me save some mony because I was buying it on credit which cost more. the money saved has been reinvested in the bread business. I hope to get higher loans for my bread business to grow well well. Thanks so my my lenders for the kind gestures. I am so so grateful

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  • Hannah    Aug 31, 2016

    I used the loan to buy flour for baking bread. this has helped me get the flour at a cheaper price since buying it on credit is more expensive. I am making an additional profit of 4%.I use the profit to take care of my family and reinvest some into the business. Thank you to my good lenders. am so grateful

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  • Hannah    Jul 18, 2016

    please I have made a payment of 40gh CEDI's but I still get notification for past due loan payment. Thanks

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  • Hannah    May 13, 2016

    When I was applying for the loan, I clicked on 20 but it kept changing to 96. 20ghc will be more convenient for me to pay. As am paying the flour with cash now , am saving almost 5gh CEDI's on each flower I buy.

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  • Hannah    May 2, 2016

    I have received the loan of 481 and i am very happy for the help. i used it to buy flour for baking bread. thanks so much to my lenders. am much grateful.

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  • Hannah    Apr 27, 2016

    hello lenders , i have been expecting my loan dispursment since 14th april. Hope t hear frm you. tnx

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  • Hannah    Apr 13, 2016

    I will use the loan to buy flour for baking bread. this will help me get the flour at a cheaper price since buying it on credit is more expensive. Thank you to my good lenders. am so happy.

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  • Hannah    Apr 6, 2016

    I purchased new baking sheets. Now am able to serve all my customers. my profit has increased by 5%.

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