Food retail and groceries

Fernard Mutombo

Lusaka, Zambia

100% repaid

Entrepreneur

Name

Fernard Mutombo

Member since

September 2016

On-time repayments

244 installments  •  55%

About Me

My name is Fernard Mutombo born in 11th of June,1979 in Lusaka.I am the sixth born in the family of 11 and also a father of three children,thus two girls and one boy.I grew in a humble family and managed to complete my secondary education and through a small scale business i managed to take myself to college of which i did business administration and marketing.despite growing in a competitive community,it was perseverance and hard work which made me archive some goals.
After working for several companies, i realized to start my own thing through the capital i raised which has pushed me to where i am.am a proud Zambian who has patriotism for my country because its a land where everyone is free to bring out their ideas and plans as long as they stick to it.
My first born child aims at becoming a medical doctor if she does well in intergrated sciences.some want to become teachers.
I love watching and playing football.

My Business

I have diverged my business from the grocery to Laptops., even when the grocery is still working properly and also offering my good on wholesale., I still have to deal in other businesses and especially that I have tried once,. It will bring more revenue and be able support other small businesses I open since I joined Zidisha. I cant say much but all I can say is that Zidisha has made me stand on top of the Market. I have now started dealing good second hand Laptops, Printers and Smart Phones from South African dealers. And I have rented a place for the and because I am expecting this Loan I am applying for to order these new goods to stock my new shop. Thank you Zidisha and my Lenders for great and wonderful support to my Businesses and the well being of my Family.

Loan Proposal

The moment i get the loan,i will buy some food retail products such as 50kg of sugar and some bags of mealie meal which will be sold at a certain price with an increased prices.some other money i will use it to renovate my shop and also some other advertising mediums in order to boost my business.
this loan will will help me so much in terms of my incomes and also my childrens lives.i will use it to suport them for their school fees.
most of the goods i stock are on demand for example looking at mealie meal bags here in my country the price has risen to a high price of which it is our staple food.
your help will highly make a great difference.

Feedback

3

None

None

  • Mary    Jan 12, 2018

    Fernard is a model Zidisha Borrower!. I would recommend loaning to him anytime!

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    • Fernard Mutombo    Jan 22, 2018

      Good day Mary i need your support over my loan,my business project has grown , i need this loan help me buy a delivery van to carrying bulk goods.Your assistance Mary will make my dreams come true.Thanking in you in advance.

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  • Will    Oct 12, 2017

    Fernard had an excellent repayment record and was able to repay his loan early. I would loan to him again.

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    • Fernard Mutombo    Dec 3, 2017

      Thank so much Mr Will, actually am working hard daily to ensure that my dreams come true with zidisha loans and maintain repayment on time.Come December 25th i want repay my loan in full and post new loan due to the growth of my retail shop.This time around i want the loan to help me buy a Car or a Van to help in the transportation of retail goods.Due to the expansion of the business i need my own transport to reduce the high cost of transport at the moment.Your help again will definitely make my dreams come true.Thanking you in advance.

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    • Fernard Mutombo    Jan 22, 2018

      Dear my render i need your support am back
      come requesting for another loan, the previous loan was a big success to me because of your support and
      and i just want to do more this time around.I need the loan to help me buy a delivery van.Your support and response to my request will be highly appreciated, thank you very much.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$199.03

Date disbursed

Sep 7, 2016

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $5.74

Lenders

Vanamo

Helsinki, Finland

J

Jessica

Patagonia, Argentina

H

hilde

seattle, United States

P

Prysdahl

Marshall, United States

A

Anonymous

United States

Robert D

Houston, United States

H

Habroukema

Austin, United States

M

Margi

Littleton, United States

C

ColoradoEmac

United States

WhyPeace

United States

A

aliyabe

United Kingdom

ZH

zoe henley

United Kingdom

J

Joas

Hannover, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

A

Aurelija

United Kingdom

Mark

Nijmegen, Netherlands

Dean Cress

United States

RH

Rich Herzig

United States

DM

Dimitri Malarme

Brussels, Belgium, Belgium

E

Elle

New York, United States

Rick

United States

L

Linda

Germany

KK

Kanwar Kumar

Oslo, United Kingdom

L

Laura

San Francisco, United States

AH

Amy Hammond

United States

AC

Andrea C

United States

PW

Peter Wang

United States

Ryan Keller

Hong Kong, Hong Kong

J

jeananne

United States

J

Jon

United States

L

Lucy

Australia

Caitlin Campbell

Chicago, United States

LR

Laetitia Rocha

United Kingdom

H

Hans

Czech Republic

WS

Warren Shen

United States

ES

Evan Simons

United States

JB

James Brooks

United Kingdom

K

keithlaycock

United Kingdom

AB

Ashley Baal

United States

CD

Cathy Droz

United States

JV

Jose Vidal

New York, United States

Day Family

Melbourne, Australia

VC

Victor Chong

United States

HD

Hardik Desai

United Kingdom

BE

Bob Ewing

United States

V

Veronica

United States

V

VJ

Canberra, Australia

TB

Tom Bishop

United States

RG

Ryan Gough

United States

LD

Leah Debra

United States

Dave Magnan

Québec, Canada

SS

Sara Sobota

United States

PC

Peter Cordier

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Charles Magnuson

Burlingame, California, United States

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

EC

Edward Conrads

San Francisco, United States

R

Raffins

United States

TB

Tim Barrett

United States

J

Jakub

Czech Republic

R

Rolf

Rotterdam, Netherlands

Lex Moen

Netherlands

Ask Fernard a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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