Food retail and groceries

Fernard

Lusaka, Zambia

100% repaid

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How it Works

Entrepreneur

Name

Fernard

Member since

September 2016

On-time repayments

244 installments • 55%

About Me

My name is Fernard Mutombo born in 11th of June,1979 in Lusaka.I am the sixth born in the family of 11 and also a father of three children,thus two girls and one boy.I grew in a humble family and managed to complete my secondary education and through a small scale business i managed to take myself to college of which i did business administration and marketing.despite growing in a competitive community,it was perseverance and hard work which made me archive some goals.
After working for several companies, i realized to start my own thing through the capital i raised which has pushed me to where i am.am a proud Zambian who has patriotism for my country because its a land where everyone is free to bring out their ideas and plans as long as they stick to it.
My first born child aims at becoming a medical doctor if she does well in intergrated sciences.some want to become teachers.
I love watching and playing football.

My Business

I have diverged my business from the grocery to Laptops., even when the grocery is still working properly and also offering my good on wholesale., I still have to deal in other businesses and especially that I have tried once,. It will bring more revenue and be able support other small businesses I open since I joined Zidisha. I cant say much but all I can say is that Zidisha has made me stand on top of the Market. I have now started dealing good second hand Laptops, Printers and Smart Phones from South African dealers. And I have rented a place for the and because I am expecting this Loan I am applying for to order these new goods to stock my new shop. Thank you Zidisha and my Lenders for great and wonderful support to my Businesses and the well being of my Family.

Loan Proposal

The moment i get the loan,i will buy some food retail products such as 50kg of sugar and some bags of mealie meal which will be sold at a certain price with an increased prices.some other money i will use it to renovate my shop and also some other advertising mediums in order to boost my business.
this loan will will help me so much in terms of my incomes and also my childrens lives.i will use it to suport them for their school fees.
most of the goods i stock are on demand for example looking at mealie meal bags here in my country the price has risen to a high price of which it is our staple food.
your help will highly make a great difference.

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M
Mary Jan 12, 2018

Fernard is a model Zidisha Borrower!. I would recommend loaning to him anytime!

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- Fernard Jan 22, 2018
  
  Good day Mary i need your support over my loan,my business project has grown , i need this loan help me buy a delivery van to carrying bulk goods.Your assistance Mary will make my dreams come true.Thanking in you in advance.
  
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Will Oct 12, 2017

Fernard had an excellent repayment record and was able to repay his loan early. I would loan to him again.

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- Fernard Dec 3, 2017
  
  Thank so much Mr Will, actually am working hard daily to ensure that my dreams come true with zidisha loans and maintain repayment on time.Come December 25th i want repay my loan in full and post new loan due to the growth of my retail shop.This time around i want the loan to help me buy a Car or a Van to help in the transportation of retail goods.Due to the expansion of the business i need my own transport to reduce the high cost of transport at the moment.Your help again will definitely make my dreams come true.Thanking you in advance.
  
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- Fernard Jan 22, 2018
  
  Dear my render i need your support am back
  come requesting for another loan, the previous loan was a big success to me because of your support and
  and i just want to do more this time around.I need the loan to help me buy a delivery van.Your support and response to my request will be highly appreciated, thank you very much.
  
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