Supplying food to children's football team

Caroline

Muyafwa, Kenya

38% repaid

Entrepreneur

Name

Caroline

Member since

March 2016

On-time repayments

178 installments  •  37%

About Me

My name is Caroline. I am the last child in a family of 3. My elder sister is a housewife with no job, and my brother is a small holder charcoal dealer back in my village.

As of now, my highest academic qualification is a primary school certification: here is why. I was brought up in hardship. I was removed from school when I was 11 years old, in 2006, to go and serve as a househelp in Nairobi. After a year of service, my employer decided to enroll me back into school. Barely a year went by before my family insisted that I go on working or be returned home. I was promptly returned to the village. With no job prospects in the village, and facing a bleak future, I pleaded with my family to let me return to school and at least attain a primary school certification.

My request was reluctantly granted after 2 years. I enrolled back into primary school when I was 14, in 2009, in class 4 and I was far much older than the class. My peers at that age were enrolling in secondary school. I managed to study through and sat the national exams when I was nearly turning 19. I did not perform very well, but got a chance in a local secondary school in 2014.

I was determined to study. Unfortunately I could not. There was no money to finance my education. So I went back home, and my family already had suitors lined up to marry me. Without an education worth falling back on, and without other promising choices, I refused the marriage route and asked my cousin whether I could put up with her as I contemplated my next move. Thankfully, she agreed.

I moved in with her and her home has been my home since 2014. My cousin did not want me to stay idle so she promptly taught me a business, a catering affair! It is the best thing that has ever happened to me! My cousin advised me to take my time and lay some foundation for myself before I can decide to get married, have kids and start a family. So far, the foundation is laying up real fine. Whenever I take time off work, I visit the park and travel a bit.

My Business

I am a proficient cook, I have always been. My cousin, Sherry, told me about the demand for quality but affordable food at the office where she worked and told me that I was going to be the one to provide that food during their lunch breaks. I was mortified at first. I was scared how I would interact with the learned office people, but my cousin had my back.

I started preparing food and packing it in hotpots, then delivering and serving it to my cousin's colleagues at their workplace. The venture was good. I started off with expenses of about $20, mainly buying food, as I used the utensils available and cooking pots, and after the sales I had earned approximately $30. That was after serving only 10 people.

The food I supply is in demand because many working class people crave top-quality food, and they are willing to pay a premium to get it. Since I am a good cook, my cousin spotted the opportunity and directed me! From serving 10 people in one office, my clientele has grown to about 50 people spread across 4 offices.

With the increase in number came some exciting benefits. I was able to save on production costs but maximise on sales. I spend about $30 to produce the food I serve and earn about $65 in sales per day. I work for five days a week and that translates to about $325 in sales. After all costing is done, I remain with about $120 in profits per week!

I manage to save most of the profits since I plan on sitting the secondary school diploma certification as a private candidate soon. Although my plan is not to seek employment after that, it is just for giving me knowledge on new market trends and skills on how I can be a better person on future.

Loan Proposal

I intend to buy sacks of rice, beans and cooking oil, and keep some money aside for operating expenses. A small football team for kids requires food to be supplied to them and I have been given that opportunity to do the job. It will not be too tasking, as the market is already there. The food supply to offices took a slight hit in the past weeks due to high inflation and orders drastically reduced. Things will improve after the elections hopefully and I will go back to it. Meanwhile, I will keep the fire burning with this small assignment.

The rice and beans and oil will cost some $200. The kids in the team are mostly from destitute families, and the fellow running the team wants to help them in a simple way by at least having a meal for them every evening. Buying from a hotel would have been expensive, and so I thought to help out in my own small way.

The profits will barely be $4 a day, but at least I will be able to recover the principal to repay the loan. Bottom line, I will have helped the kids have a decent meal. Please help.

Show original English  

About Me

My name is Caroline. I am the last child in a family of 3. My elder sister is a housewife with no job and my brother is a small holder charcoal dealer back in my Village.

As of now, my highest academic qualification is a primary school certification, here is why. I was brought up in hardship. I was removed from school when I was 11 years old, in 2006, to go and serve as a househelp in Nairobi. After a year of service, my employer decided to enrol me back into school. Barely a year went by before my family insisted that I go on working or be returned home. I was promptly returned to the village. With no job prospects in the village, and facing a bleak future, I pleaded with my family to let me return to school and at least attain a primary school certification.

My request was reluctantly granted after 2 years. I enrolled back into primary school when I was 14, in 2009, in class 4 and I was far much older than the class. My peers at that age were enrolling in secondary school. I managed to study through and sat the national exams when I was nearly turning 19. I did not perform very well, but got a chance in a local secondary school in 2014.

I was determined to study. Unfortunately I could not. There was no money to finance my education. So I went back home, and my family already had suitors lined up to marry me. Without an education worth falling back on, and without other promising choices, I refused the marriage route and asked my cousin whether I could put up with her as I contemplated my next move. Thankfully, she agreed.

I moved in with her and her home has been my home since 2014. My cousin did not want me to stay idle so she promptly taught me a business, a catering affair! It is the best thing that has ever happened to me! My cousin advised me to take my time and lay some foundation for myself before I can decide to get married, have kids and start a family. So far, the foundation is laying up real fine. Whenever I take time off work, I visit the park and travel a bit.

My Business

I am a proficient cook, I have always been. My cousin, Sherry, told me about the demand for quality but affordable food at the office where she worked and told me that I was going to be the one to provide that food during their lunch breaks. I was mortified at first. Scared how I would interact with the learned office people, but my cousin had my back.

I started preparing food and packing it in hotpots, then deliver and serve to my cousin's colleagues at their workplace. The venture was good. I started off with expenses of about $20, mainly buying food, as I used the utensils available and cooking pots, and after the sales, I had earned approximately $30. That was after serving only 10 people.

The food I supply is in demand because many working class people crave top quality food, and they are willing to pay a premium to get it. Since I am a good cook, my cousin spotted the opportunity and directed me! From serving 10 people in one office, my clientele has grown to about 50 people spread across 4 offices.

With the increase in number, came some exciting benefits. I was able to save on production costs but maximise on sales. I spend about $30 to produce the food I serve and earn about $65 in sales, per day. I work for five days a week and that translates to about $325 in sales. After all costing is done, I remain with about $120 in profits, per week!

I manage to save most of the profits since I plan on sitting the secondary school diploma certication as a private candidate soon. Although my plan is not to seek employment after that, it is just for giving me knowledge on new market trends and skills on how I can be a better person on future.

Loan Proposal

I intend to buy sacks of rice, beans and cooking oil, and keep some money aside for operating expenses. A small football team for kids requires food to be supplied to them and I have been given that opportunity to do the job. It will not be too tasking, as the market is already there. The food supply to offices took a slight hit in the past weeks due to high inflation and orders drastically reduced. Things will improve after the elections hopefully and I will go back to it. Meanwhile, I will keep the fire burning with this small assignment.

The rice and beans and oil will take some $200. The kids in the team are mostly from destitute families and the fellow running the team wants to help them in a simple way by at least having a meal for them every evening. Buying from a hotel would have been expensive, and so I thought to help out in my own small way.

The profits will barely be $4 a day, but at least I will be able to recover the principal to repay the loan. Bottom-line, I will have helped the kids have a decent meal. Please help.

Feedback

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  • Emma    Jan 7, 2018

    Caroline is such a shining light, & we are all very lucky to have her as part of the Zidisha community :-)

    Along with Caroline's big heart, & relentlessly positive attitude, she is honest & hard working, and a wonderful communicator. If she ever struggles to make repayments there is always a good reason, & she tries so hard to keep us all well informed.

    I have lent to Caroline's last 3 loans (since August 2016) & will definitely continue to give my support whenever she posts future loans. I strongly encourage anyone else to also get behind this wonderful human :-)

    All the best with everything Caroline :-)
    Emma.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$245.00

Date disbursed

Jul 25, 2017

Repayment status

Late

Projected term

28 months

Lenders

T

Tmann

Los Angeles, United States

A

AlexCheng

Seattle, United States

C

CheesemanDan

Shanghai, China

Jalene

Redmond, Oregon, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

JTShorty

Gorham, Maine, United States

gseletko

South Perth, Australia

D

drorm

United States

L

lenders

United States

SuperMario28

Cudahy, United States

D

djlayton4

United States

Mike and Jacqui

United Kingdom

JP

James Parker

Sacramento, United States

JL

Joao Leal

United Kingdom

Kate Courteau

United States

Max Lettenberger

Madison, WI, United States

Emma

Australia

A

Andrei

United States

Eugen Stamm

Zurich, Switzerland

Tony Liao

Montreal, Canada

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

GC

Greger Cronquist

Göteborg, Sweden

B

Brett

Australia

Craig Newmark

United States

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

BE

Bob Ewing

United States

BP

Bill Piper

United States

L

Lastoni

United States

C

Campbell

New Zealand

E

ericb321

Republic of Korea

M

Margaret

United States

A

Anonymous

United States

KA

Khaled Asmri

Saudi Arabia

WC

Walter Clarke

Phoenix, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

JS

Jason Shea

United States

MB

MW Brown

United Kingdom

Metalfreund

Berlin, Germany

James Douglass

Sydney, Australia

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