Entrepreneur
Name
Jeruto
Member since
February 2014
On-time repayments
274 installments • 11%
About Me
I AM THE 6TH BORN IN A FAMILY OF TWELVE CHILDREN,I WAS ABLE TO FINISH MY PRIMARY SCHOOL AND JOIN SECONDRY SCHOOL,,I WENT UNTIL WHEN I LEFT IN FORM TWO DUE TO FINANCIAL CONSTRAINTS,,,I LIVE IN A SLUM AREA CALLED MUKURU, KAYABA,,WHEN I DROPPED OUT OF SCHOOL I HAD TO LOOK FOR MENIAL JOBS WHICH COULD AT LEAST RAISE FOR FOOD AND THE REST WAS ABLE TO SAVE IN MY HOMEBANKING TO CATER FOR OTHER NECESSITY, ,,IT IS WHEN I DECIDED TO SELL VEGETABLES AND FRUITS TO SUSTAIN MY LIVING AND THAT OF MY SIBLINGS,.MY PARENTS DONT HAVE A STABLE JOB,,
My Business
MY BUSSINESS IS SELLING OF VEGETABLES,THEY INCLUDE:CABBAGE,SUKUMAWIKI,TOMATOES,ONIONS,,DHANIA,,BANANAS,ORANGES,OVACADOS,,MANGOES,SPINAC And charcoal ,WHERE I LIVE IS a HIGHLY POPULATED HENCE I GET MARKET FOR THE GOODS I SELL.MY BUSINESS IS GROWING WELL SINCE I RELATE AND COMMUNICATE WELL WITH MY CUSTOMERS,THE BUSINESS IS PROFITABLE SINCE I BUY MY GOODS AT THE MARKET IN LARGE QUANTITY HENCE GIVEN A DISCOUNT,IN A DAY I CAN MAKE KSH2500,AND GAIN A PROFIT OF KSH. 1000 IF THE BUSSINESS GOES WELL,,MY BUSINESS INVOLVE RISKS ALSO,DUE TO GOING TO THE MARKET EARLY MORNING AT 4AM,HENCE PRONE TO BEING ATTACKED BY ROBBERS,,,IF GIVEN A LOAN I WOULD INCREASE MY STOCK WITH MY SAVINGS FROM VEGETABLE TO OPEN UP A KIOSK.
Loan Proposal
Hi Zidisha family, I am really glad that my business grew from being that small-single juice brand to a great parlour. I have got now a larger customer base and also hired one person to assist me called esther,,,,Esther(the lady I employed) is also proud of the finances from Zidisha. I am planning to increase the production of the juice because most of my customers are missing on the juice during afternoons, this is due to lack of certain fruits in the market as at now. Therefore, i am planning to soon add the stock of fruits in my store and at least add a tent outside my current parlour to accomodate more customers. Breakdown of the cash,,,I will buy a tent worth ksh12,000 and 10 plastic chairs each at ksh 800,toatal ksh8,000,,,also I renovate the place with ksh 8000 and the rest ksh 12,000 will be to add stock of fruits to suit my customer needs.i once again thanks lenders for making my dream come true of being an entrepreneur lady.i also intend to create employement in future by opening other branches.i also intend to bake cakes instead of buying them.i have great plans once my business is stable.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$470.00
Date disbursed
May 6, 2014
Repayment status
On Time
Projected term
85 months
Other loans
Lenders
United States
United States
Canada
United States
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