Fruit vendor

Entrepreneur

About Me

Hallo.
My nama is Judith Owenji i was born in Kisumu city or county in 1977 i schooled in Muhoroni township primary school.I did my std 8 exam but failed i went to repeat in the same school after that i passed.
I was to join the National school but due to financial problem i didn't manage to join.I stayed at home for two years without doing anything so i decided to get married.Our family is of four and i am the first born.
I started washing cloths for people from one house to another in order to get wages.My husband was a tax driver one day he got an accident and passed a way the life became so hard for me.
By the help of friends and relatives they contributed for me to start the business of selling some oranges.
The land and and culture is so unique because we are the people next to the Lake Victoria,and most of the people are fishermen.We are the once providing the country with fish.Our culture allows men to marry more wives and also to inherit wives.
I have two sons ,the first one is in the university first year,doing commerce he want to be an accountant.The second one is in high school he want to be English teacher.
They have high ambitions which encourage me to work very hard in order to educate them.My hobby is watching football.

My Business

Dear lender.
I am a fruit vender especially oranges these goods are useful in that people like taking fruits before or after eating.Its because it provide vitamin which protect their body from diseases.
I chose this kind of business because i wanted to deal with goods that are in high demand and therefore they can be bought very fast and make profit within a shorter time.
Also the starting capital was low and the space needed is small.
The typical cost are i sale 10 oranges for ksh 100 (approximately 1dollar) the average earnings are 15to 20 dollars per day in total i get 390 to 520 dollars per month.
My expenses are pay county government tax 4 dollars per month,3dollars for store,50dollars house rent and 100 for food.I pay 120 dollars every month for school fees for my sons.I total my expenses are 277 dollars per month.
The profit i get from the sales its the one i will use the repay back my loans.My maim aim is to open a fruit vender shop and employ some people and in future i will go to other part of the country.
Thanks

Loan Proposal

Dear Lenders
I am humbly seeking your support for my loan fund raise. I will use the all amount to increase my stock. I will add one suck of oranges which cost Kshs. 4,000 around 50 dollars.
I am planning to open a fruit vendor shop which I will employ extra worker who will help me.
I expect my profit to increase from 520 to 640 dollars per month.
By now my stock is down, when the stock are more the sales increase and it attracts more customers that means the profit also goes up.
The secret of the business is to have more stock then you will see the benefit. If I make more profit it will also be easy for me to repay my loan.
Thanks yours
Judith Owenji

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Loan Info

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