Fund me to purchase mini hair steamer and lotions

Kate

Kamariny, Kenya

2% repaid

Entrepreneur

Name

Kate

Member since

June 2014

On-time repayments

112 installments  •  6%

About Me

MY names are Kate kariuki.i am the second born in a family of four. Am also a single mother and I am blessed with a daughter. I finished my 0 level in Uasingishu high school and graduated in Baraton University with a degree in business administration. These year march I got employed in Moi Teaching Referral t Hospital and I am yet to complete my three month probation.
I started my business last year on December,2013 when I completed my degree to assist me and my daughter as my daughter also graduated November to upper class. I STARTED the business of boutique and we offer our customers such services as manicure and pedicure, body message and hairdressing.
Among these we also sell hair pieces of different kinds. During my free time I help in my shop to work as we serve several customers especially college students and nearby residents. I also go out with my daughter and we like to play together like swimming.

My Business

My source of income will come from the business as it is profitable and also since I am now employed I can actually pay the loan if given the chance to access Zidisha loans without a constrain.as earlier pointed out, my business is boutique and we offer our customers such services as manicure and pedicure, body message and hairdressing. Among these we also sell hair pieces of different kinds which customers come and decide the hair peace which they want unlike other boutiques where customers come with their hairpieces.
I employed a lady whose professional is to perform the duty and she offers a good quality services and together with me we serve our customers very well. I normally get good items as I pass through Eldoret town when I come from work.THERE are no risks but only challenges like some times where our weekly targets are met as we normally work to a achieve our targets each week which we set on Sunday.
My loan proposal to zidisha is to assist me increase a blow drier costing USD 80 AND increase the hair stock as its one of our main source of income for USD 70.
THESE ARE MY MONTHLY EXPENDITURE AND PROJECTED INCOME:
GENERAL SALES FROM THE HAIR-PEACES AND CUSTOMER SERVICES =USD 600
EXPENSES.1 PURCHASES-USD 130
2. SALARIES- USD 160
3. RENT-USD 50
4. WATER AND ELECTRICITY-USD 40
5. MISLENOUS-USD 20-includes transport
Projected net profit=sales-expense =USD 600-400=200
Monthly incomes averages USD 200.

NB.Salaries includes also myself as we both assist I the customer services that generates income.

Loan Proposal

Thank you so much Zidisha and zidisha lenders as you have really brought me far!
Its my second time i come for you once more for you to take me further still by funding my following projects;
due to my number of increased customers,i would like to add a more sophisticated machine and hair steamer has been one of my targets which is u9sed to drive the product deep into the hair, leaving it smooth and shiny.it cost about USD 200(KSH.17000)
We have also experienced more customers who we message and therefore we frequently fall short of message oils and lotions. i will use USD 117 (KSH10000) to add to these stock.
The remaining balance of about USD 130 (11000) will be used to add more hair spray,make over sponge and applications.
i look forward to your continued support lenders,i could never be here without you!
THANK YOU.
BEST,
KATE.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$295.00

Date disbursed

Aug 6, 2014

Repayment status

Late

Projected term

24 months

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Summary

Amount repaid

$5.81

Amount remaining

$350.13

Expected completion

Aug 22, 2016

Status

Repaying late

Installment amount

$3.49

Repayment History

Expected Payments Actual Payments
Aug 18, 2014 $0.00
Aug 25, 2014 $0.00
Sep 1, 2014 $5.81 Sep 5, 2014 $5.81
Sep 8, 2014 $0.00
Sep 15, 2014 $0.00
Sep 22, 2014 $3.49
Sep 29, 2014 $3.49
Oct 6, 2014 $3.49
Oct 13, 2014 $3.49
Oct 20, 2014 $3.49
Oct 27, 2014 $3.49
Nov 3, 2014 $3.49
Nov 10, 2014 $3.49
Nov 17, 2014 $3.49
Nov 24, 2014 $3.49
Dec 1, 2014 $3.49
Dec 8, 2014 $3.49
Dec 15, 2014 $3.49
Dec 22, 2014 $3.49
Dec 29, 2014 $3.49
Jan 5, 2015 $3.49
Jan 12, 2015 $3.49
Jan 19, 2015 $3.49
Jan 26, 2015 $3.49
Feb 2, 2015 $3.49
Feb 9, 2015 $3.49
Feb 16, 2015 $3.49
Feb 23, 2015 $3.49
Mar 2, 2015 $3.49
Mar 9, 2015 $3.49
Mar 16, 2015 $3.49
Mar 23, 2015 $3.49
Mar 30, 2015 $3.49
Apr 6, 2015 $3.49
Apr 13, 2015 $3.49
Apr 20, 2015 $3.49
Apr 27, 2015 $3.49
May 4, 2015 $3.49
May 11, 2015 $3.49
May 18, 2015 $3.49
May 25, 2015 $3.49
Jun 1, 2015 $3.49
Jun 8, 2015 $3.49
Jun 15, 2015 $3.49
Jun 22, 2015 $3.49
Jun 29, 2015 $3.49
Jul 6, 2015 $3.49
Jul 13, 2015 $3.49
Jul 20, 2015 $3.49
Jul 27, 2015 $3.49
Aug 3, 2015 $3.49
Aug 10, 2015 $3.49
Aug 17, 2015 $3.49
Aug 24, 2015 $3.49
Aug 31, 2015 $3.49
Sep 7, 2015 $3.49
Sep 14, 2015 $3.49
Sep 21, 2015 $3.49
Sep 28, 2015 $3.49
Oct 5, 2015 $3.49
Oct 12, 2015 $3.49
Oct 19, 2015 $3.49
Oct 26, 2015 $3.49
Nov 2, 2015 $3.49
Nov 9, 2015 $3.49
Nov 16, 2015 $3.49
Nov 23, 2015 $3.49
Nov 30, 2015 $3.49
Dec 7, 2015 $3.49
Dec 14, 2015 $3.49
Dec 21, 2015 $3.49
Dec 28, 2015 $3.49
Jan 4, 2016 $3.49
Jan 11, 2016 $3.49
Jan 18, 2016 $3.49
Jan 25, 2016 $3.49
Feb 1, 2016 $3.49
Feb 8, 2016 $3.49
Feb 15, 2016 $3.49
Feb 22, 2016 $3.49
Feb 29, 2016 $3.49
Mar 7, 2016 $3.49
Mar 14, 2016 $3.49
Mar 21, 2016 $3.49
Mar 28, 2016 $3.49
Apr 4, 2016 $3.49
Apr 11, 2016 $3.49
Apr 18, 2016 $3.49
Apr 25, 2016 $3.49
May 2, 2016 $3.49
May 9, 2016 $3.49
May 16, 2016 $3.49
May 23, 2016 $3.49
May 30, 2016 $3.49
Jun 6, 2016 $3.49
Jun 13, 2016 $3.49
Jun 20, 2016 $3.49
Jun 27, 2016 $3.49
Jul 4, 2016 $3.49
Jul 11, 2016 $3.49
Jul 18, 2016 $3.49
Jul 25, 2016 $3.49
Aug 1, 2016 $3.49
Aug 8, 2016 $3.49
Aug 15, 2016 $3.49
Aug 22, 2016 $1.29

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