Fund to open a new movie shop

James Murage

Meru, Kenya

12% repaid



James Murage

Member since

January 2015

On-time repayments

324 installments  •  45%

About Me

Thank You for your interest in my profile. My name is James Mugwe, a 29 year old Kenyan. Right from my childhood days, my parents molded me as an honest, hardworking and determined kid, and I have kept these attributes to date. About my education, I successfully attained Secondary education, and did not make it to college although I had passed well. My parents could not make to take me to college and educate my siblings at the same time, but I am still thankful for their effort this far. Due to this reason, I have a special priority and passion for education. Whenever I get a chance, I mentor young people in primary and secondary school to take education seriously. I have a younger sister who is 8 years old and she depends on me entirely for education fees. She is very bright in class, and she motivates me to work even harder to make sure that all her education is financed without making her suffer. I have a very special interest for entertainment, and I own a gaming shop. The business has been impacted heavily by the support from the Zidisha Team. Although I come from a humble family, I can now feed my family and support my little sister’s education. Besides, I also like charity work, and I help, mentor and inspire the less fortunate whenever I get a chance. For example, we have formed welfare called “Friends of Friends” with the neighboring business people. We visit orphans and the aged during weekends. Zidisha the best financial partner I have experienced in my entire life. Any assistance from dear lenders is welcome.

My Business

My business is located at Meru Town, Tom Mboya street, at a corridor in Stanstead building. At this premise I own a gaming shop where kids come and play playing station games. At this shop, I have two playing stations (PS2) and two 24” screens. I have also created nice sofas for my customers so that they get comfortable when playing games. I charge $ 0.22 per game. Most of my customers are school kids, therefore the peak-time is past 4pm, after they have left school. The challenge I am experiencing at the moment is that the time that these kids have before they go home is very limited, and most of them do not play the number of games they would want to. Due to this reason I am seeking assistance once more from Zidisha team to assist me raise some money to set up another station soon. On a good day, I make between $ 5.56 to $ 8.88. I also own one desktop and a monitor. In future I will use the desktop during the day before most kids are out of school. The desktop in my business will burn movies for selling to local customers. The expenses in my business include paying house rent, electricity charges and replacing gaming pads as well as Maintenance such as painting or furniture works. I have a dream of creating a Mega gaming arcade in Meru town. The reason I joined Zidisha is because I found a chance for young people to secure loans for their business, as well as mentorship and inspiration.

Loan Proposal

Good afternoon,This loan am planning to open a new movie shop in a remote area i have located where people have to travel to come to meru town to buy their movies for entertainment and the place is well populated,the funds i want to buy a second hand laptop then i load it with movies and a music system.

Income Source

Good Afternoon,First let me take this chance to thank you for the support you are giving young people who are growing up.
The reason i feel i will manage to pay this amount its because here in Kenya there is this curfew of nine p.m and yet the schools have been closed till next year January hence the primary,secondary and colleges students all are at home hence most of them are buying movies and music for the entertainment to keep themselves busy,And even the grown ups still are really buying the movies.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 22, 2020

Repayment status


Projected term

15 months

Cost to entrepreneur

Service fee: $42.35

Credit risk payment: $63.53



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