Entrepreneur
Name
Faith
Member since
August 2015
On-time repayments
215 installments • 18%
About Me
My name is Faith nyambura maina, and I come from Nyeri County in Othaya sub-county. I am the last daughter in my family of 3 boys and 4 girls, the only siblings who are young than me 2 boys. I completed my secondary education in the year 2012 with a lot of challenges since we were raised from a very humble background. This same year at December I went to join my sister in Juja where she was working and staying, she decided to take me to a course and I enrolled for computer application course and completed the basic. I was lucky to be employed by the same employer who had employed my sister as financial record keeper and a banker, it during this time 2 years ago that I decided to start a food stuff business alongside with my employments. I am looking foward to raise some extra fund to expand my shop in order to eventually leave the formal employment and focus much my business which have a lot of potential since Juja is a city with high population. Having being raised by my parent in a very strong religious foundation, it has always been my effort to try and raise the success bar higher that all my peers in our society so that they can find someone to emulate. I belief through zidisha it will be a dream come true.
Thanks all, Thanks zidisha
My Business
I am currently employed with a salary of 10,000 KES per month, I also earn some extra income of 15000 KES courtesy of my food stuff business. I believe if I closely manage my business and inject approximately 10,000 to 20,000 KES, this business may be giving me at least 1000 KES dairy as income which translate to 30,000 KES per month, when I combine with my employer's salary the total earnings per month will be approximately 40,000 to 45,000 KES. This amount can sustain someone in city like Juja and be able to meet all the recurrent bills and obligations.
I am planning to set aside 1000 KES every week to service my loan and finish as soon as I can so as to get opportunity for future subsequent higher loan.
Thanks all, thanks zidisha.
Loan Proposal
I am looking forward to purchase the following shop stocks once I secure loan with zidisha.
6 gallons of house paint @1900( 19 USD) each = 11400 KES ( 114 USD)
3 20kg bags of assorted nails @ 5000(30 USD) each = 15000 KES (90 USD)
4 bales wheat floor @ 1600(16 USD ) each = 6400 KES (64 USD)
4 Bales Maize floor @ 1440(14.40 USD) each = 4320 KES(43.20 USD)
2 20litre jelican of cooking salad @ 2000(20 USD) each = 4000 KES(40 USD)
5 Cartons 800gms bar soap @ 2400(24 USD) each = 12000 KES(120 USD).
6 Total cost ........................................................................ 53,120 KES(531.20 USD)
The selling prices on retail price for the above will be as follows:
A Gallon of house paint goes at 2350 KES(23.50 USD) so by 6
will give 14100 KES (141 USD)
A 20 kg bag of nails on retail goes at 6000 KES so by 3 will give 18000( 180 USD)
A bale of wheat floor goes @ 1800 KES by 4 will give 7200(72 USD)
A bale of Maize floor goes @ 1524 KES by 4 will give 6096(60.96 USD)
A 20L container of cooking salad goes @ 2600 KES by 2 = 5200( 52 USD)
A Carton of bar soap at retail goes @ 3000 KES by 5 = 15000(150 USD)
TOTAL SALES OF THIS STOCK = 65,596 KES(655.96 USD)
TOTAL COST OF PURCHASES = 53,120 KES(531.20 USD)
REVENUE = 12,476 KES(124.60 USD)
This business is worth undertaking because it can be turned over several times during the servicing of this loan thus making it easy to pay back the loan while the business stands.
Thank you all, Thank you Zidisha
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$454.00
Date disbursed
Jun 16, 2016
Repayment status
Late
Projected term
56 months
Other loans
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Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$150.39
Amount remaining
$326.32
Expected completion
Nov 23, 2019
Status
Repaying late
Installment amount
$2.02
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 25, 2016 | $10.09 | Jul 1, 2016 | $10.09 |
| Jul 2, 2016 | $10.09 | Jul 9, 2016 | $10.09 |
| Jul 9, 2016 | $10.09 | Sep 4, 2016 | $10.09 |
| Jul 16, 2016 | $10.09 | Oct 7, 2016 | $10.09 |
| Jul 23, 2016 | $0.00 | ||
| Jul 30, 2016 | $0.00 | ||
| Aug 6, 2016 | $0.00 | ||
| Aug 13, 2016 | $0.00 | ||
| Aug 20, 2016 | $0.00 | ||
| Aug 27, 2016 | $0.00 | ||
| Sep 3, 2016 | $0.00 | ||
| Sep 10, 2016 | $0.00 | ||
| Sep 17, 2016 | $0.00 | ||
| Sep 24, 2016 | $0.00 | ||
| Oct 1, 2016 | $0.00 | ||
| Oct 8, 2016 | $0.00 | ||
| Oct 15, 2016 | $0.00 | ||
| Oct 22, 2016 | $0.00 | ||
| Oct 29, 2016 | $0.00 | ||
| Nov 5, 2016 | $0.00 | ||
| Nov 12, 2016 | $0.00 | ||
| Nov 19, 2016 | $0.00 | ||
| Nov 26, 2016 | $0.00 | ||
| Dec 3, 2016 | $0.00 | ||
| Dec 10, 2016 | $2.02 | Oct 23, 2018 | $2.02 |
| Dec 17, 2016 | $2.02 | Oct 31, 2018 | $2.02 |
| Dec 24, 2016 | $2.02 | Nov 10, 2018 | $2.02 |
| Dec 31, 2016 | $2.02 | Nov 18, 2018 | $2.02 |
| Jan 7, 2017 | $2.02 | Nov 27, 2018 | $2.02 |
| Jan 14, 2017 | $2.02 | Dec 1, 2018 | $2.02 |
| Jan 21, 2017 | $2.02 | Jan 26, 2019 | $2.02 |
| Jan 28, 2017 | $2.02 | Feb 2, 2019 | $2.02 |
| Feb 4, 2017 | $2.02 | Feb 2, 2019 | $2.02 |
| Feb 11, 2017 | $2.02 | Feb 2, 2019 | $1.01 |
| Feb 9, 2019 | $1.01 | ||
| Feb 18, 2017 | $2.02 | Feb 9, 2019 | $2.02 |
| Feb 25, 2017 | $2.02 | Feb 9, 2019 | $2.02 |
| Mar 4, 2017 | $2.02 | Feb 16, 2019 | $2.02 |
| Mar 11, 2017 | $2.02 | Feb 16, 2019 | $2.02 |
| Mar 18, 2017 | $2.02 | Feb 16, 2019 | $1.01 |
| Feb 23, 2019 | $1.01 | ||
| Mar 25, 2017 | $2.02 | Feb 23, 2019 | $2.02 |
| Apr 1, 2017 | $2.02 | Feb 23, 2019 | $2.02 |
| Apr 8, 2017 | $2.02 | Mar 9, 2019 | $2.02 |
| Apr 15, 2017 | $2.02 | Mar 9, 2019 | $2.02 |
| Apr 22, 2017 | $2.02 | Mar 9, 2019 | $1.01 |
| Mar 16, 2019 | $1.01 | ||
| Apr 29, 2017 | $2.02 | Mar 16, 2019 | $2.02 |
| May 6, 2017 | $2.02 | Mar 16, 2019 | $2.02 |
| May 13, 2017 | $2.02 | Mar 23, 2019 | $2.02 |
| May 20, 2017 | $2.02 | Mar 23, 2019 | $2.02 |
| May 27, 2017 | $2.02 | Mar 23, 2019 | $1.01 |
| Mar 30, 2019 | $1.01 | ||
| Jun 3, 2017 | $2.02 | Mar 30, 2019 | $2.02 |
| Jun 10, 2017 | $2.02 | Mar 30, 2019 | $2.02 |
| Jun 17, 2017 | $2.02 | Apr 6, 2019 | $2.02 |
| Jun 24, 2017 | $2.02 | Apr 6, 2019 | $2.02 |
| Jul 1, 2017 | $2.02 | Apr 6, 2019 | $1.01 |
| Apr 27, 2019 | $1.01 | ||
| Jul 8, 2017 | $2.02 | Apr 27, 2019 | $2.02 |
| Jul 15, 2017 | $2.02 | Apr 27, 2019 | $2.02 |
| Jul 22, 2017 | $2.02 | Jun 1, 2019 | $2.02 |
| Jul 29, 2017 | $2.02 | Jun 1, 2019 | $2.02 |
| Aug 5, 2017 | $2.02 | Jun 1, 2019 | $1.01 |
| Jun 8, 2019 | $1.01 | ||
| Aug 12, 2017 | $2.02 | Jun 8, 2019 | $2.02 |
| Aug 19, 2017 | $2.02 | Jun 8, 2019 | $2.02 |
| Aug 26, 2017 | $2.02 | Jun 15, 2019 | $2.02 |
| Sep 2, 2017 | $2.02 | Jun 15, 2019 | $2.02 |
| Sep 9, 2017 | $2.02 | Jun 15, 2019 | $1.01 |
| Jun 22, 2019 | $1.01 | ||
| Sep 16, 2017 | $2.02 | Jun 22, 2019 | $2.02 |
| Sep 23, 2017 | $2.02 | Jun 22, 2019 | $2.02 |
| Sep 30, 2017 | $2.02 | Jun 29, 2019 | $2.02 |
| Oct 7, 2017 | $2.02 | Jun 29, 2019 | $2.02 |
| Oct 14, 2017 | $2.02 | Jun 29, 2019 | $1.01 |
| Jul 6, 2019 | $1.01 | ||
| Oct 21, 2017 | $2.02 | Jul 6, 2019 | $2.02 |
| Oct 28, 2017 | $2.02 | Jul 6, 2019 | $2.02 |
| Nov 4, 2017 | $2.02 | Jul 15, 2019 | $2.02 |
| Nov 11, 2017 | $2.02 | Jul 15, 2019 | $2.02 |
| Nov 18, 2017 | $2.02 | Jul 15, 2019 | $1.01 |
| Aug 10, 2019 | $1.01 | ||
| Nov 25, 2017 | $2.02 | Aug 10, 2019 | $1.01 |
| Aug 17, 2019 | $1.01 | ||
| Dec 2, 2017 | $2.02 | Aug 17, 2019 | $1.01 |
| Aug 31, 2019 | $1.01 | ||
| Dec 9, 2017 | $2.02 | Aug 31, 2019 | $1.01 |
| Sep 21, 2019 | $1.01 | ||
| Dec 16, 2017 | $2.02 | Sep 21, 2019 | $1.01 |
| Nov 9, 2019 | $1.01 | ||
| Dec 23, 2017 | $2.02 | Nov 9, 2019 | $1.01 |
| Dec 30, 2017 | $2.02 | ||
| Jan 6, 2018 | $2.02 | ||
| Jan 13, 2018 | $2.02 | ||
| Jan 20, 2018 | $2.02 | ||
| Jan 27, 2018 | $2.02 | ||
| Feb 3, 2018 | $2.02 | ||
| Feb 10, 2018 | $2.02 | ||
| Feb 17, 2018 | $2.02 | ||
| Feb 24, 2018 | $2.02 | ||
| Mar 3, 2018 | $2.02 | ||
| Mar 10, 2018 | $2.02 | ||
| Mar 17, 2018 | $2.02 | ||
| Mar 24, 2018 | $2.02 | ||
| Mar 31, 2018 | $2.02 | ||
| Apr 7, 2018 | $2.02 | ||
| Apr 14, 2018 | $2.02 | ||
| Apr 21, 2018 | $2.02 | ||
| Apr 28, 2018 | $2.02 | ||
| May 5, 2018 | $2.02 | ||
| May 12, 2018 | $2.02 | ||
| May 19, 2018 | $2.02 | ||
| May 26, 2018 | $2.02 | ||
| Jun 2, 2018 | $2.02 | ||
| Jun 9, 2018 | $2.02 | ||
| Jun 16, 2018 | $2.02 | ||
| Jun 23, 2018 | $2.02 | ||
| Jun 30, 2018 | $2.02 | ||
| Jul 7, 2018 | $2.02 | ||
| Jul 14, 2018 | $2.02 | ||
| Jul 21, 2018 | $2.02 | ||
| Jul 28, 2018 | $2.02 | ||
| Aug 4, 2018 | $2.02 | ||
| Aug 11, 2018 | $2.02 | ||
| Aug 18, 2018 | $2.02 | ||
| Aug 25, 2018 | $2.02 | ||
| Sep 1, 2018 | $2.02 | ||
| Sep 8, 2018 | $2.02 | ||
| Sep 15, 2018 | $2.02 | ||
| Sep 22, 2018 | $2.02 | ||
| Sep 29, 2018 | $2.02 | ||
| Oct 6, 2018 | $2.02 | ||
| Oct 13, 2018 | $2.02 | ||
| Oct 20, 2018 | $2.02 | ||
| Oct 27, 2018 | $2.02 | ||
| Nov 3, 2018 | $2.02 | ||
| Nov 10, 2018 | $2.02 | ||
| Nov 17, 2018 | $2.02 | ||
| Nov 24, 2018 | $2.02 | ||
| Dec 1, 2018 | $2.02 | ||
| Dec 8, 2018 | $2.02 | ||
| Dec 15, 2018 | $2.02 | ||
| Dec 22, 2018 | $2.02 | ||
| Dec 29, 2018 | $2.02 | ||
| Jan 5, 2019 | $2.02 | ||
| Jan 12, 2019 | $2.02 | ||
| Jan 19, 2019 | $2.02 | ||
| Jan 26, 2019 | $2.02 | ||
| Feb 2, 2019 | $2.02 | ||
| Feb 9, 2019 | $2.02 | ||
| Feb 16, 2019 | $2.02 | ||
| Feb 23, 2019 | $2.02 | ||
| Mar 2, 2019 | $2.02 | ||
| Mar 9, 2019 | $2.02 | ||
| Mar 16, 2019 | $2.02 | ||
| Mar 23, 2019 | $2.02 | ||
| Mar 30, 2019 | $2.02 | ||
| Apr 6, 2019 | $2.02 | ||
| Apr 13, 2019 | $2.02 | ||
| Apr 20, 2019 | $2.02 | ||
| Apr 27, 2019 | $2.02 | ||
| May 4, 2019 | $2.02 | ||
| May 11, 2019 | $2.02 | ||
| May 18, 2019 | $2.02 | ||
| May 25, 2019 | $2.02 | ||
| Jun 1, 2019 | $2.02 | ||
| Jun 8, 2019 | $2.02 | ||
| Jun 15, 2019 | $2.02 | ||
| Jun 22, 2019 | $2.02 | ||
| Jun 29, 2019 | $2.02 | ||
| Jul 6, 2019 | $2.02 | ||
| Jul 13, 2019 | $2.02 | ||
| Jul 20, 2019 | $2.02 | ||
| Jul 27, 2019 | $2.02 | ||
| Aug 3, 2019 | $2.02 | ||
| Aug 10, 2019 | $2.02 | ||
| Aug 17, 2019 | $2.02 | ||
| Aug 24, 2019 | $2.02 | ||
| Aug 31, 2019 | $2.02 | ||
| Sep 7, 2019 | $2.02 | ||
| Sep 14, 2019 | $2.02 | ||
| Sep 21, 2019 | $2.02 | ||
| Sep 28, 2019 | $2.02 | ||
| Oct 5, 2019 | $2.02 | ||
| Oct 12, 2019 | $2.02 | ||
| Oct 19, 2019 | $2.02 | ||
| Oct 26, 2019 | $2.02 | ||
| Nov 2, 2019 | $2.02 | ||
| Nov 9, 2019 | $52.97 | ||
| Nov 16, 2019 | $52.97 | ||
| Nov 23, 2019 | $23.57 | ||
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