Loan for transportation of 200 bags of maize from Mumbwa to Lusaka

Reuben

Lusaka, Zambia

19% repaid

Entrepreneur

Name

Reuben

Member since

October 2016

On-time repayments

128 installments  •  32%

About Me

I am Reuben Muleka aged 34, born in Lusaka and i am married with 2 children. I completed my grade 12 level in 2002, at Mpongwe High School Board. Just after school i was employed by Mpongwe Development company currently known as ETC Bio Energy Limited as a store/Receiving Clerk and worked for 3years. and again i moved and joined VS Cargo Limited in Ndola (Copperbelt) as accounts Assistant and worked for 5 years. and then i left to help my parents at their farm since i am the first born and they are aging. I still manage their small scale farming business so as to sustain their living. My both parents are a bit active , and they too help during harvest and i have to always go for markets. I have a lot to do especially that my two sons are already in school and being in a family of 7, and all my siblings look up to me for everything. Thats why i also opened up an MTN mobile Money Kiosk so that i can work for their school fees as our farming business cannot manage.

My Business

I am now dealing with maize to keep and then i will resale them when the market is better, I have rented a ware house for storing the bags of maize, and i want to keep about 500 bags. I will manage to repay my Loan using MTN Kiosks. I intend to resale them after 6 months from now. And this what i shall be doing every season.Thats why i am so happy to be a memebr of the wining family (Zidisha). as my source for income for bigger projects.

Loan Proposal

I have managed to organise bags of Maize and got them dried up, and i just need transport from Mumbwa district to Lusaka where i have rented a ware house and the transport cost is exactly ZMW5,000 ($535.90) and the balance will be used for loaders. I am very greatful to you my Lenders for making me grow in business like this.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$574.00

Date disbursed

May 21, 2017

Repayment status

Late

Projected term

23 months

Lenders

PG

Paul Graham

United States

John Minges

United States

C

Carlene

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

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  • Fernard    May 26, 2018

    Dear lenders i recently met Reuben and said he will soon begin repaying when he resumes his grain trading with farmers.As the season for transporting harvested maize begins this coming month in June.

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  • Fernard    Apr 21, 2018

    Dear lenders i have tried all the efforts to advise Reuben Muleka to repay his loan but it seems he does not want to repay, i suggestnot to recommend him in the near future should he apply for another zidisha loan.

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  • Fernard    Mar 19, 2018

    Dear lenders the contact no.s of Reuben still off and have tried several times, but still out of coverage area.

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  • Fernard    Jan 20, 2018

    Dear lenders Reuben Muleka is contact details are still off, have trying several times but i go through.Should i go through i will be able to give you feedback.

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  • Fernard    Dec 20, 2017

    Dear lender i have tried to contact my mentee Reuben Muleka unfortunately am unable to through to find out exactly what could be the major challenge as why he is not repaying all the past due weekly installment.Once i go through to speak him i will give a comprehensive feedback.Kind regards Fernard Mutombo

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  • Reuben    Nov 23, 2017

    Dear my Lenders, indeed i have skipped my repayments, i am on my way back home in Lusaka from the farm to clear all my skipped repayments and get back. And i will even repay in full in order to wait until i am done at the farm for the next loan i will apply next year. I have no where i can access mobile money services for my repayments but as soon as i get back into town, i will repay in full, and i have learnt a lesson, my credit limit has been affected badly. My appologies.

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  • Brian    Nov 14, 2017

    I have contacted him he has assured me to clear the arrears soon

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  • Fernard    Oct 16, 2017

    Dear lenders i have contacted Reuben Muleka he has a funeral and things have not been okay, he has not resumed work, but he has assured me that this weekend he is going to repay and settle all is arrears at once.
    Thank you

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  • Reuben    Sep 16, 2017

    Good day my Lenders, i have here by apologizing for the late repayment, and this is due to the reason that i am still in bush finalizing the piggery project and the person i assigned to help me repay my loan has been unreachable so i am getting back to my town just to repay 3 weeks in advance and come back here to finish my construction.

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  • Fernard    Sep 16, 2017

    Dear my lenders i have contacted Reuben Muleka, he is still at the Farms were he is constructing a pigery, he sent some one to come and a make the repayment today or tomorrow where he there is no MTN network there no electronic float to help me make the repayment.He has rest assured me today or tomorrow the repayment should be done without fail.

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  • Reuben    Sep 4, 2017

    My Lenders, i am here by updating you that my business is still doing great and i am still in the bush where i am constructing the piggery. I wouldn't have made it this far without you. Thank you.

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  • Reuben    Aug 21, 2017

    Dear my Lenders, i am glad to inform you that my businesses are doing great and i have been able to donate 10 pockets of cement to help for the completion of our Church building and God will bless where the biggest help came from and that help came from you because i would not have managed to donate without the support of your funds. So, thank you very much my Lenders. And check my picture with the other Leaders of the church standing outside the church building in the rural area of Luanshya in the copperbelt of Zambia.

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  • Reuben    Aug 6, 2017

    Dear my Lenders, I Still have to say '' i am very thankful to you all and God continue to bless you. '' I am now at the farm making negotiations with the owner of the land where i want to build a piggery. I will update you as soon as i begin the building after negotiations. I could not have made it the far without your help. You have done a tremendous work in my life and my life is happy because of you. Thank you very much.

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  • Reuben    Jul 22, 2017

    Dear My Lenders I will always thank you for your help and making me live a life of joy and without any worries. I don't know how to thank you enough, all I can say is that God will always bless you because you have not only helped me but everyone connected to me and that my family and the family of my wife. I have managed to reinvest in my wife's business where she has opened a saloon and i have bought her the saloon equipment.

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  • shena    Jul 17, 2017

    Glad sales are going well. Any reason for the late repayments? Thanks.

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  • Fernard    Jul 16, 2017

    Good day my lenders, i have communicated to Reuben Muleka and we did chat very well,he has said that he made his repayments on 10th July 2017 an amount of ZMK 200.00, transaction ID 180957624.Since this repayment was done it has not been credited to zidisha account.Thank you

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  • Reuben    Jul 12, 2017

    I have managed to sell all the bags of Maize i got from Mumbwa farms and i am heading for another order of farm produce as this is the harvesting season. I have increased on the number of Bags i am going to get this time, Thank you my Lenders once again.

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  • Reuben    Jun 11, 2017

    Dear My Lenders, I am in the farms organizing the remaining Bags of Maize for transporting to Lusaka. And i have no place i can get Float from. I will increase my Repayment again when i get back to Lusaka.

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  • Reuben    May 31, 2017

    I have traveled to another city for business and i have reduced in order to manage for only 1 week.

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  • Reuben    May 20, 2017

    Thank you very much my Lenders, I am already in Mumbwa farms preparing for the truck to transport bags of maize to Lusaka, i am very happy because this business is a success in and out. And i will soon be updating you on every step the business will move.

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