Garments shop

James

Ndaragwa, Kenya

55% repaid

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How it Works

Entrepreneur

Name

James

Member since

December 2014

On-time repayments

284 installments • 58%

About Me

Am James Kareithi Gititi from Kenya, Nyandarua County a town called Nyahururu. Am a family man of 2 children a boy and girl. Myself i own a small business enterprise of redistributing flags, Tshirts and national garments. Also i am a farmer with 2 fresian cattle that the Zidisha FAMILY helped me acquire through various loans granted to me. Am a christian involved in various support groups during my free time i do counseling to PLWHIV Groups i.e. Persons Living With HIV. The groups have also began a micro savings account for them to start doing there own IGA Income Generating Activities.
Looking forward for a more friendship with Zidisha FAMILY.

My Business

I have a business called RujaGiffat shop. I am a retailer in selling National garments like flags, Table flags, Tshirts, Badges. Finances have been a challenge to bring in more stocks inorder to cope with the demand to be sold to Counties.

Loan Proposal

Am planning to increase my stocks and by so doing profits will increase weekly from Kshs. 5,000/= to around Kshs. 8,500/=. By increase increase of profits will assist me in my daily activities.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$800.00

Date disbursed

Nov 30, 2018

Repayment status

Late

Projected term

23 months

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Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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James Aug 23, 2020

Trying as much as I can. Is there a way you zidisha can offset partly my loan from the risk payment? Am sorry if it's offending, but things aren't as we thought.

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James Apr 8, 2020

I have been financially very handicapped coz I have been on and off hospital due to malfunction of my respiratory and very severe cellulitis. I was admitted for almost a month.
Am hoping God shall heal me...

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Robinson Jan 22, 2020

I talked to James and he explained that he has been sick and that is why he has skipped installments so we agree he should revise his schedule to a smaller installments amount

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Josphat Dec 22, 2019

Dear lenders ,James agreed to adjust the loan for what he card afford and continue with the Zidisha loan repayments.

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James Aug 7, 2019

Due to the intensity of lack of business

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Alice Jul 31, 2019

James says he got some personal problems but promises to continue paying his loan once he is sorted out

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James May 22, 2019

My business has really been hit rock bottom. And i got a newborn baby boy now things have been quite thick but all will be well.
Thanks alot for your hospitality and bearing with me.
God bless you much.

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James Feb 20, 2019

MEDICAL Crisis at home.

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S
shena Jan 13, 2019

Hi James, is there some problem you are having that is affecting your payments?

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James Nov 29, 2018

All is well my Zidisha family. Still pushing on.
Blessings.

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James Nov 23, 2018

Still very hopeful of a fully new funded loan from our Zidisha lenders.
God bless you much.

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James Nov 20, 2018

All is well and my family. Looking forward for another loan so as to expand my business.
GOD BLESS YOU ALL.

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Deirdre Nov 19, 2018

Well done on full repayment James. I hope all is now well with you and your family.

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James Nov 8, 2018

Good morning Zidisha FAMILY. Hope you're all fine. I would like to increase my instalment PAYMENTS since I got some boost from farming.

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James Oct 22, 2018

All is well only for sometime that I had very TRYING MOMENTS with my cashflow but now I believe am back.

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Benard Jul 21, 2018

The member promised to make payment starting next week

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Deirdre Apr 4, 2018

What has happened James? Why have you stopped making repayments?

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James Sep 16, 2017

God bless ZIDISHA family for financing my loan. It will cater for my wife's hospital fees while delivering our second borne. We are expecting it anytime from 25th September 2017. It will help me alot.
BLESS YOU MUCH AND MAY OUR ALMIGHTY LORD GRANT YOU MORE.

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James Sep 4, 2017

Morning blessings to you all my Zidisha family. The previous season was abit different due to the climatic patterns that were changing. I had invested solely on wheat which I planted twice in a span of 13months. In totality I harvested 61 bags which generated a total revenue of KES 183,000/=....US$ 1,830. I can authoritatively say Zidisha has improved my lifestyle greatly appreciating the fact that I purchased an acre of land with the revenues. And am looking forward to achieving more in the future holding hand in hand with ZIDISHA FAMILY.
God has been a blessing to me and my family my boy was selected to represent the lower primary school poetry challenge Me. Kenya region. Am also expecting my lovely wife to give birth to our second born in 10 days time. As a family we took up the responsibility of assisting a neighboring kid who lost both his parents to HIV/AIDS.

GOD'S BLESSINGS BE WITH YOU.

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James Aug 29, 2017

Reason for the change is because I sold my previous harvest of wheat and oat and made some profits.
Again the next season of plantation is about to commence by mid September where we are expecting long rains to start.

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