Running a cybercafé

El Haji Malick

Dakar, Senegal

Funds disbursed

$0 to go

100% funded of $70 goal

0

days left

Entrepreneur

Name

El Haji Malick

Member since

July 2014

On-time repayments

12 installments  •  42%

About Me

My name is Haji El Malick SALL I am Senegalese and I live in Dakar with my wife and my son. I had a happy and joyful childhood because I was surrounded by my family, so that I had good results at school. Everything was going well until my parents divorced and my father married another woman, it was change for she was mean to me. I could not get anything anymore from my father and it was hard. I decided to take care of myself by doing some small business because in our society, if you do not manage to make a living, no one will respect you. I want to give a happy life to my family and the future of my son who dreams of becoming an airline pilot by putting him in very good schools.

My Business

I have an internet cafe where I also offer photocopying, scanning, word processing and sell school supplies; It is an activity that is important because it allows to quickly prepare documents or to have tools to study or teach. I chose this area because it is growing and always in demand and profitable. Normally, I can sell for between § 50 and § 60 per day, because I am fortunate to have in my shop almost everything the clientele requires. The profits I earn, I divide them into three parts, one is to support my family and pay school fees for my son, one part is reinvested in my business and the last part I put into a bank account so I can solve unforeseen problems.

Loan Proposal

It's back to school soon and my customers will want to buy supplies in my shop for themselves or their children. So with the loan I will buy two cartons of excercice books for §35, ten school bags for §26, three packs of pens for §22, a box of writing paper for §17, and two color printer cartridges for §25. I'll sell the excercice books for §45, the bags for §35, the pens for §30 the writing paper for §24 and the cartridges for §35. The profit of §44 I'll divide into three parts, one for my needs, the other for my business and the last part I'll save.

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About Me

Mon nom est El Haji Malick SALL, je suis Sénégalais et je vis à Dakar avec ma femme et mon fils. J'ai eu une enfance heureuse et joyeuse car j'étais entouré de ma famille, ce qui fait que j'avais de bons résultats à l'école. Tout allait bien jusqu'au jour où mes parents divorcérent et que mon père épousa une autre femme, c'était le changement car cette femme était méchante envers moi. Je n'arrivais plus à avoir quoique ça soit de mon père et c'était difficile, j'ai alors décidé de me prendre en charge en faisant quelques petits commerces car dans notre société, si tu n'arrives pas à gagner ta vie, personne ne te respectera. Je veux donner une vie heureuse à ma famille et assurer l'avenir de mon fils qui rève de devenir un pilote d'avion en le mettant dans de trés bonnes écoles.

My Business

Je possède un cybercafé où je fais aussi de la photocopie, du scanner, du traitement de texte et de la vente d'articles scolaires; C'est une activité qui est importante car elle permet de confectionner rapidement des documents ou d'avoir des outils pour étudier ou pour enseigner. J'ai choisi ce secteur car il est en pleine expansion et toujours en demande et rémunérateur car en tant normal, je peux vendre entre § 50 et § 60 car j'ai la chance d'avoir dans mon commerce presque tout ce dont la clientéle a besoin. Avec les profits que je gagne, je les divise en trois parties, l'une c'est pour faire vivre ma famille et payer la scolarité de mon fils, une partie est réinvestie dans mon commerce et la derniére partie est épargnée en banque pour faire face aux problèmes que je n'ai pas prévu.

Loan Proposal

C'est bientot la rentrée des classes et mes clients voudront acheter dans mon commerce des fournitures pour eux meme ou pour leurs enfants. Ainsi avec le pret je vais acheter deux cartons de cahier à §35, dix sacs d'école à §26, trois paquets de stylos à §22, un carton de feuilles blanches 4*4 à §17, et deux cartouches d'encre couleur à §25. Pour la vente, je vais vendre les cahiers à §45, les sacs seront vendus à §35, les stylos à §30, je vendrai les feuilles blanches à §24, et les cartouches à §35, ce qui me fera un bénéfice de §44 que je diviserai en trois parties, l'une pour mes besoins, l'autre pour mon commerce et la derniére je vais l'épargner

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Loan Info

Project Type

Classic Loan

Disbursed amount

$70.00

Date disbursed

Oct 5, 2015

Repayment status

Late

Projected term

5 months

Other loans

Lenders

Eugen Stamm

Zurich, Switzerland

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  • El Haji Malick    Nov 20, 2015

    Hello lenders, I am traveling for a week in a village and I thought to find an Ecobank branch but there was not, so I have not paid, but I will very quickly, thank you

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  • El Haji Malick    Nov 20, 2015

    Hello lenders, I am traveling for a week in a village and I thought to find an Ecobank branch but there was not, so I have not paid, but I will very quickly, thank you

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  • El Haji Malick    Oct 13, 2015

    Hello everyone, I received my loan and I bought some of my order, thank you

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  • El Haji Malick    Oct 2, 2015

    Eugen Stamm, thank you for believing in me and for giving me funded, I will never forget, thank you again

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  • El Haji Malick    Oct 2, 2015

    I thank the lender who has seen my loan application and financed

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  • El Haji Malick    Oct 2, 2015

    Dear lenders, I have reduced the amount I wanted, and I ask you to support me. The time is left in six days and I hope that my request will be financed before then, please, thank you,

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  • El Haji Malick    Oct 2, 2015

    Dear lenders, I have reduced the amount I wanted, and I ask you to support me. The time is left in six days and I hope that my request will be financed before then, please, thank you,

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  • El Haji Malick    Oct 1, 2015

    I want to know why my loan can not be funded twice, I thought Zidisha was a community where we could entreaider I made several comments but nobody takes the time to help me by posting a comment so that I know what"s wrong

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  • El Haji Malick    Oct 1, 2015

    Hello lenders, do not drop me, please, thank you

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  • El Haji Malick    Sep 30, 2015

    Dear lenders, I have just received a phone call from clients who gave me the order, they wanted to know if I should deliver the goods on time; I replied as I hope that you will support me, I even reduced the amount I wanted, please, I counting on your help, thank you for your support

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  • El Haji Malick    Sep 30, 2015

    Dear lenders, two of my friends and Moussa Ndiaye Melheim Bousso Ndaw just told me that you have financed their loans is a good thing and it still gives me hope that I will be also funded. Please, are financing my loan so that I do not lose the control that I have received for the opening of classes and I have to deliver on time, please, help me

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  • El Haji Malick    Sep 30, 2015

    Hello, I decreased the amount I wanted to try and see what it does, thank you

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  • El Haji Malick    Sep 29, 2015

    Hello, I see that my loan application does not interest you and nobody wants to help me, it does not matter, I will not insist, I drop. Zidisha to thank you for giving me the chance to try, thank you to all lenders, especially those who had financed my first loan, goodbye

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  • El Haji Malick    Sep 28, 2015

    Dear lenders, since we are all partners, I would like to know one thing. My loan application was not fully funded the last time, so I start again, I want to know if it is done well or not. If anyone can help me solve this problem so that my loan is funded, it will be a great support, thank you for your assistance

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  • El Haji Malick    Sep 28, 2015

    Hello, please, are financing my loan, thank you

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  • El Haji Malick    Sep 27, 2015

    Hello lenders are financing please my loan, I received an order and I have to deliver on time. I paid my first loan, so I am reliable, I ask you to support me, thank you to you

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  • El Haji Malick    Sep 26, 2015

    Good evening, I"d like someone to tell me if my loan application is good or not, if there is problem, please help me correct it so that it is funded, thank you

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  • El Haji Malick    Sep 25, 2015

    Hello dear lenders do not hesitate to pay my loan, I expect your support, thank you

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  • El Haji Malick    Sep 24, 2015

    Lenders Good evening, I came back and I hope that this time, my loan application will be fully funded, thank you to you

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  • El Haji Malick    Sep 22, 2015

    Keld Hello, thank you for your support

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