Grains and cereals shop

Rhoda

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Rhoda

Member since

November 2015

On-time repayments

254 installments  •  93%

About Me

Came from a humble childhood where i really enjoyed grazing our cattle in the forests and eating wild berries among other farm duties. Also loved letting out the rabbits to run around in the farm.
As children, we love animals, especially pets - you can't beat my mother at keeping kienyeji chicken in her compound.

Education was okay until our Father passed on and then it became a daily struggle. Nevertheless, our Mother gave her all to see us - five children go to school, mainly by selling farm produce and milk from her cows.

Somehow through bursaries, i got through secretarial training and managed to get petty jobs as receptionist and telephonist, and gradually secretary. This really helped as would be able to help our Mother with some house bills and sundries.
Tables turned and somehow i found myself working for a tour operator, where i am till now. Have not started my own business, but aspire to do so soon, through your assistance.
I enjoy my work as it involves entertaining visitors and meeting new guests all the time.
Culturally we love traditional foods and thrive on the farm. We love people and are very friendly.
My child is not yet old enough to know what to be, but she is getting there.
I enjoy playing with my child, reading, walking and socializing, meeting new people children activities.

My Business

As s single parent aspiring to start a side business in order to make ends meet
and seeing encouragements from friends who have joined Zidisha, and how their projects are helping them, and their families, i was also encouraged to take the challenge and start a gains and cereals shop in our village as these are the things most families use in small quantities for survival and are usually in great demand daily.
This is usually the case for maize flour and porridge flour plus grains that usually substitute meats and fish as these are too expensive for most low-cost dwellers with large families.

My typical costs are basic - house rent and utilities, food and sundries, clothing, transport, and care-giver, and medical bills.

Typical costs for starting the small shop would be at least Kshs.10 to 15,000 and thereafter, will grow slowly.

I intend to use the profits to reinvest and provide efficiently for my family, including all rounded improvements. Eventually i dream about owning my own home.

Last but not least, i would really like to be involved in anyway possible to help orphans and disadvantaged or needy children, especially those in hospitals.

Loan Proposal

I will secure a small shop currently going for 40 US Dollars per month and then buy the following items:-
Whole grain maize in a sack, currently US$20 per sack. This is good for those buying in small quantities to take to the maize miller, for our staple food - ugali. It is also used to cook white porridge.
Small red beans as they cook faster them most beans and a most affordable, half a sack goes for US$35
Green and yellow grams, as these are a household meals for eating with mostly rice and chapati. Half a sack goes for US$40. These are currently i great demand, and when in scarcity, cause cost to rise.
Rice, mainly from Mwea as most people love the taste and smell of our local pishori and usually buy it in small quantities.

Villagers will benefit as they will not have to go so far, into the main shopping centers or towns to buy small quantities of grain.
I will also eat from the same and therefore will also be able to feed my family and therefore reduce the cost of buying food daily.
In case of a good profit, i aspire to provide good quantities of grain to orphanages or to the aged, who cannot work for their food.

I am expecting profits to start trickling in after the first year or two, from 0.5% to eventually 1 or 2% per month.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Dec 13, 2015

Repayment status

On Time

Projected term

35 months

Lenders

H

Hilke

Bremen, Germany

H

Heja

Hamburg, Germany

J

johan

Oslo, Norway

T

tatts2000

melbourne, Australia

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

L

Lunatoon

Grants Pass, United States

Joellen

Boulder, United States

R

ryanalysis

Port Jefferson Station, United States

Scott

Oregon, United States

F

FaaThailand

Bangkok, Thailand

J

jkwilson

Winona, United States

K

kathy207

South Portland, United States

J

JakeA

Wellington, New Zealand

P

Piccolo

London, United Kingdom

BJ

Brandon Joz

North Carolina, United States

D

dterryn

Brussels, Belgium

M

mrhanky1

melbourne, Australia

beverly

Vancouver, Canada

rasmus

Bern, Switzerland

AdvancingCompassion

San Diego, United States

V

Valis

Singapore, Singapore

JC

Jordi Cohen

New York, NY, United States

Gordons28

Santa Monica, United States

M

Morgue

Brighton, United Kingdom

JTShorty

Gorham, Maine, United States

Treesforpeople

Oxfordshire, United Kingdom

D

dpvidal

Eindhoven, Netherlands

J

jumpfunky

Dortmund, Germany

C

Clben7

Cincinnati, United States

A

akshu71

Ottawa, Canada

S

Smadori0

United States

Shemuel

New Jersey, United States

J

Jonas

Linköping, Sweden

C

condo86

United States

A

AniaC

Melbourne, Australia

M

Manley

Windermere, United States

J

JonAlec

United States

S

sarahb

United States

adrianz

United States

T

twm3823

United States

B

Berrin

Stuttgart, Germany

K

KJLake

United States

Yustian Hartono

Singapore, Singapore

KL

Ket Lin

United States

JF

Jason Foti

United States

MF

Marissa Fiore

United States

V

Vidar

Oslo, Norway

Ask Rhoda a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Rhoda    Jan 31, 2024

    I intend to buy a laptop to help me and my family further our education and get online jobs.
    Thank you all for making this possible.

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  • Rhoda    Jan 30, 2024

    Dear Zidisha Members,
    Greetings of the new year to you all and thank you very much for your very kindness to help me buy a laptop, which I intend to use to further my education and look for online jobs to support the school fees and other basic needs for my family.

    Thank you very very much for making this project possible.
    My warmest regards,
    Rhoda

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  • Rhoda    Mar 4, 2022

    Dear Team,
    Trust you are all well.

    I would like to ask your assistance to recover from the covid pandemic.
    Thank you,

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  • Rhoda    Aug 28, 2020

    Thank you very much for the loan. I would like to thank all those who funded me.
    God Bless you all

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  • Rhoda    Aug 21, 2017

    I would like to reduce the loan payment for now and increase once am able to do so.

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  • Rhoda    Aug 2, 2017

    Dear Team,
    Thank you very much for the funding. will keep you updated on progress.
    Asante.

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  • Rhoda    Aug 2, 2017

    Dear Members,
    Good morning and trust you are all well.
    Looking forward to a good start of my small business and hopefully, creating a job opportunity for one or two youth in our village.
    Really look forward to your support once again.
    Rhoda

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  • Rhoda    Jul 28, 2017

    Good morning Team,
    Trust you are all well. I am well and getting on well and hoping to do better after clearing my first loan.
    Thanks to you all for your support.

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  • Rhoda    Sep 8, 2016

    Currently facing a severe financial challenge.

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  • Judith    Sep 7, 2016

    Rhoda said she will adjust the loan and make payment on the day she gets money since she does not have money to pay now.

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  • Rhoda    Mar 4, 2016

    Good morning Team,
    Trust you are all well and have a great weekend.
    Rhoda

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  • Rhoda    Feb 29, 2016

    Good morning Team,
    Wishing you a very good week ahead with lots of God's blessings.
    Rhoda

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  • Rhoda    Feb 19, 2016

    Happy Friday Team,
    Rhoda

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  • Rhoda    Feb 17, 2016

    Hi Team,
    Trust you had a good valentines and that you are all well.
    Rhoda

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  • Rhoda    Feb 11, 2016

    Caught up with payment a bank loan and other basic bills, therefore forced to reduce repayment in order to cope.
    Thank you,

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  • Rhoda    Feb 11, 2016

    Hi Team,
    Trust you are all well. I am too.
    Good day,
    Rhoda

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  • Rhoda    Feb 3, 2016

    Hi,
    Now that I have cleared my arrears of Kshs.600, I will be more comfortable paying less.

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  • Rhoda    Feb 2, 2016

    Hi Team,
    Have just seen your acknowledgement and will send the balance of Kshs.500 soonest, so as to clear the last two payments not posted.
    Thanks for your patience.

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  • Rhoda    Feb 2, 2016

    Hi,
    Would like to clear arrears of my past payment schedule.

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  • Martene Deutschland    Jan 31, 2016

    Rhoda said she will pay her arrears tomorrow 31st January.

    -Sent Via Email via [email protected] by Judith Lukaka.

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