Lydia
Chadiza Central District, Zambia
11% repaid
Name
Lydia
Member since
August 2016
On-time repayments
36 installments • 11%
I am a Zambian lady aged 37, with three children - two boys, one girl. We were born five - two brothers and three sisters. I did my grade 12 at Chama Bording Secondary School in Eastern Province of Zambia, and I finished my high school education in 1998. After completing my High School in 1998 I started doing volunteery work with different communities and different organizations from 1999 - 2015. Life turned sour when my husband divorced me just after he finished college education as a medical personnel and started working, instead of enjoying the money from the medical education he pursued, that I supported him from the very beginning, he opted to to divorce me . It was very painful for me, and it became difficult for me to sustain my children as a single mother, that is when I started doing business selling groceries so that I can sustain my children and send them back to school. Still even after I started business I could find it difficulty for me to meet all my family necessities. When I came across Zidisha I celebrated, and said my answer has come.
My first born daughter says she wants to become a teacher when she finishes school.
During my pastime I like climbing up the mountains for excises as well as for prayers , my area is a mountainous area.
The grocery business I am doing, I supply soap, lotion, and other types of business. Groceries are on high demand due to the fact that they are daily needs. It was after thorough research when I found this type of business.
I invested $400 into my business, and out of this business. The business is growing fast with 20% monthly profit . And out of this business I manage to grow my business, pay my children's school fees and improve my home.
With the loan from Zidisha I will buy additional groceries as follows:
1. Groceries - $165
2. Transport - $17
The profit that I will make from this business will help me repay the loan, pay school fees for my children and improve my home. My life and family's will greatly improve for the better.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$183.00
Date disbursed
Oct 22, 2016
Repayment status
Late
Projected term
8 months
Amount repaid
$20.69
Amount remaining
$164.36
Expected completion
Jul 1, 2017
Status
Repaying late
Installment amount
$5.17
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 29, 2016 | $5.17 | Oct 29, 2016 | $5.17 |
Nov 5, 2016 | $5.17 | Nov 5, 2016 | $5.17 |
Nov 12, 2016 | $5.17 | Nov 12, 2016 | $5.17 |
Nov 19, 2016 | $5.17 | Nov 17, 2016 | $5.17 |
Nov 26, 2016 | $5.17 | ||
Dec 3, 2016 | $5.17 | ||
Dec 10, 2016 | $5.17 | ||
Dec 17, 2016 | $5.17 | ||
Dec 24, 2016 | $5.17 | ||
Dec 31, 2016 | $5.17 | ||
Jan 7, 2017 | $5.17 | ||
Jan 14, 2017 | $5.17 | ||
Jan 21, 2017 | $5.17 | ||
Jan 28, 2017 | $5.17 | ||
Feb 4, 2017 | $5.17 | ||
Feb 11, 2017 | $5.17 | ||
Feb 18, 2017 | $5.17 | ||
Feb 25, 2017 | $5.17 | ||
Mar 4, 2017 | $5.17 | ||
Mar 11, 2017 | $5.17 | ||
Mar 18, 2017 | $5.17 | ||
Mar 25, 2017 | $5.17 | ||
Apr 1, 2017 | $5.17 | ||
Apr 8, 2017 | $5.17 | ||
Apr 15, 2017 | $5.17 | ||
Apr 22, 2017 | $5.17 | ||
Apr 29, 2017 | $5.17 | ||
May 6, 2017 | $5.17 | ||
May 13, 2017 | $5.17 | ||
May 20, 2017 | $5.17 | ||
May 27, 2017 | $5.17 | ||
Jun 3, 2017 | $5.17 | ||
Jun 10, 2017 | $5.17 | ||
Jun 17, 2017 | $5.17 | ||
Jun 24, 2017 | $5.17 | ||
Jul 1, 2017 | $4.03 |
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