Grow my stationery shop

Richard

Sotik, Kenya

100% repaid

Entrepreneur

Name

Richard

Member since

August 2015

On-time repayments

188 installments  •  80%

About Me

I am seventh born child with 3 sisters and 6 brothers but fro a humble family.
Our family come from Ndorobo namely the Ogiek who lived on hunting and gathering of honey.
Out 9 siblings two managed to go to school with a struggle( last born and I)
I went through curriculum 7:4:2:4
but after the Form 4 went to college and took a course in Certificate in General Agriculture 1988/90 completed but didn't managed to secure a formal job.
I did some farming engaged in Maize ,Beans, Brasicus and Pyrethrum growing as cash crop before venturing in the entrepreneurs where I self employed engaged in mitumba sales and finally open a Stationery shop where I am still doing it to date

My Business

My Stationery Shop is a registered business namely STAGGE COMMUNICATION dealing with Office stationery, Printing services, Photocopying, Binding and Lamination service.
Starting capital came from the previous work in the farm and mitumba business which I upgraded to a Stationery shop.
The business shop grew gradually because items required so much funds. Went to lending institutions where business drug so much for apart looking for funds to buying stocks I could make funds for loan repayment.
Today the business is almost at break even phenomena and I thank the Zidisha firm for their loan is pocket friendly with little interest
I have left all other lenders and stick to Zidisha firm for better performance and enhance better gross margins.

Loan Proposal

The loan from Zidisha firm will be used boost up my business by adding up the fast moving items and add some copies of set books for English Literature
Stocks to be added is as follows
1.Printing Papers 50 rims 20,000/-
2 Ruled Papers 50rms 20,000/-
3.Crystal Pens 30pkts 15,000/-
4. HB Pencils 20pkts 4,500/-
5. Set books 10copies 2,000/-

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$293.00

Date disbursed

Jan 8, 2019

Repayment status

On Time

Projected term

2 months

Lenders

lietu

Tallinn, Estonia

MarktheMormon

Sandy, Utah, United States

MindMuse

Talking Rock, United States

Krtecek

Balzers, Liechtenstein

Tavin

Ottawa, Canada

Sundstroms

Falun, Sweden

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

S

SvenWaage

Stavanger, Norway

J

Johannes

Pirmasens, Germany

T

Taupe

Balzers, Liechtenstein

M

Moonknight

Østre Gausdal, Norway

L

luckiestmonkey

United States

Lisbeth

Perth, Australia

Jamal Hamou

Cascadia, Canada

Michel Bavin

Antwerp Area, Belgium

Mike and Jacqui

United Kingdom

Dave Bogard

New York, United States

PP

Pasi Paajanen

Helsinki, Finland

Paul Smithson

Leeds, United Kingdom

Nick

Manchester, United Kingdom

roark22

Geneva, Switzerland

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

Ren

Minneapolis/StPaul, United States

C

Campbell

New Zealand

Dean Suminski

Portland, Oregon, United States

M

Margaret

United States

E

EJOBIV

United States

Metalfreund

Berlin, Germany

AC

Adri C

United States

AR

Axel Ratzer

Neuss, Germany

DB

Darren Boyd

United States

Mark Wilco

Columbus, OH, United States

R

Roman

Germany

KO

Kenneth Oram

United Kingdom

Ask Richard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Richard    Jul 25, 2019

    It concerns health and may not share in public please but I must clear up arrears God willing soon.

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  • Jeremiah    Jun 30, 2019

    He is still doing well and he will send his arrears by Tuesday.

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  • Richard    Jan 4, 2019

    Thank you most sincerely my kind hearted lenders, you have assisted me so much at the point of need.
    The funds gotten today will go along line in purchasing stocks to boost my business as it was stated in my proposal.
    This will enhance growth even in small way.
    Thank you and God bless.

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  • Richard    Sep 10, 2018

    I decided this because the remaining balance is within my strength financially.
    Needed to finish so that I may go in for another loan to boost my business.

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  • Richard    Dec 11, 2017

    Hello Zidisha,
    This is to confirm that loan from the Zidisha lenders have helped a great deal.
    I used the money to boost the stocks and my business has experienced a 75% growth.
    Thanks you so much, shall continue with the firm evermore.

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  • Richard    Jul 18, 2017

    Hello Zidisha.
    I applied loan with the firm, which was acknowledged and it was said funding was within a week but now second week is elapsing. Could there be something which was not properly filled?
    Please update.
    Regards
    Richard

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  • Diky    Jun 30, 2017

    I need an oprasional fee in one month its value 3000USD WHAT CAN HELP ME

    Translated by Google     Show original

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  • Richard    Jun 26, 2017

    Hello Zidisha,
    Sorry for the late payment which occasionally experienced.
    Been sick and thank God for his healing hand and the provision of funds to sustain both hospital bill and the weekly loan repayment.
    Thank you Lenders I must appreciate for the service have ever been accorded to me in the past loans.
    I remain your client even in the next loan.
    Regards
    Kipkoech Richard R.

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  • Richard    Mar 17, 2017

    My business growth positiveness is totally based on Zidisha loans and am here today to applaud it loudly for the results.
    Zidisha firm is there to stay and if there is one upcoming young propelling business let conduct this able firm to grow to its heights.
    Thanks Zidisha and its able leaders.

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  • Richard    Nov 3, 2016

    To this far, am happy, the zidisha loan has made my business going. The market out there achieved and my clients are happy too.
    The zidisha loan lenders I salute them a big thank you for boosting my business.
    I will continue to live so long as zidisha firm and its lenders lives

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  • Richard    Sep 7, 2016

    Thanks for Brian Kibet having able to pay all the arrears.
    Thank God as well for granting grace for health once again, hope the payments in the loan balance will be prompt.
    Thanks and God bless .

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  • Richard    Aug 30, 2016

    The additional stocks have been bought and availed the bookshop as follows;
    1. Printing papers - 12000/-
    2. Ruled papers -----10000/-
    3. Dustless chalks.....8000/-
    4. Pens...........................4000/-
    5. Pencils......................2800/-
    6.Exercise books.......9200/-

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  • Richard    Aug 21, 2016

    Thank you so much Zidisha lenders for funding my 3rd loan.
    Have gotten it and be used to add stocks as earlier said in my business proposal.
    Lenders God bless you so much.
    Regards,
    Richard.

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  • Richard    Aug 18, 2016

    The amount given will be used to buy stocks as purposed in the proposal and the expanded market would be achieved at last.
    I take this opportunity to thank the Zidisha lenders having made me succeed in the firm .
    Best regards and God bless.
    Says Richard.

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  • Richard    Aug 17, 2016

    In my shop servicing my laminator machine ready to laminate customers' documents

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  • Richard    Aug 17, 2016

    In my shop servicing my laminator machine ready to laminate customers' documents

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  • Richard    Aug 13, 2016

    Hello Zidisha,
    Application for the 3rd loan and am eagerly await for the approval 8 days to go.
    I still thank my lenders who gave me the 1St and 2nd loan and I hope they will do the same in this one.
    God bless you and Zidisha as well.
    Regards,
    Richard

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  • Richard    Aug 4, 2016

    At last my second loan is ending up tomorrow am grateful to Zidisha for bringing me this far.
    Am set again for another loan this time for business expansion since have done serious marketing.
    Thank you Zidisha, Lenders, God bless you all.
    Regards
    Richard.

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  • Richard    Jul 25, 2016

    Hello Zidisha,
    Am happy and thank God for enabling me pay the loan smoothly.
    Grateful also to Zidisha for growing my business to the level as at now.
    Pray for my Lenders good health so as to continue being with us in prosperity of our businesses.
    Thanks,
    Richard Rutto.

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  • Richard    Jul 8, 2016

    Praise God, its great session that the loan on shop equipment is almost done.
    Have experienced success with the equipments that profit margins increased and business boosted greatly.
    Family's overheads have been met with much ease.
    Zidisha and my lenders you are blessed, live long and propel Zidisha organization to greater heights.
    Regards,
    Richard K. Rutto.

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